12904 128th Lane, FL
Stellar MLS
1 / 1

$534,999

12904 128th LaneLargo, FL 33774

Listing updated: November 3, 2026 at 2:59 PM ET

Active
Stellar MLSListing courtesy of Charles Rutenberg Realty Inc · Stephanie Eck · MLS #TB8562947 · Active · 727-538-9200
4
Beds
3
Baths
1,607
Sq Ft
0.16
Acres
1983
Built
◆Private pool◆$333/sqft
Single Family Residence

Property type

1983

Year built

6,835 sqft

Lot size

$333

Price / sq ft

No HOA

HOA dues

4

Days on market

X

Flood zone

About this home

Virtually Staged. Your Florida Dream Home Awaits! Discover your own slice of paradise in this charming coastal neighborhood, just minutes from the stunning Gulf beaches! This beautifully remodeled 4-bedroom, 3-bathroom pool home offers the perfect combination of modern luxury, coastal charm, and effortless Florida living—all with NO HOA and NO mandatory flood insurance! Step inside and fall in love with the thoughtfully redesigned interior, featuring TWO spacious primary suite options, ideal for guests, multigenerational living, or added privacy. At the heart of the home is a stunning designer kitchen showcasing sleek slim-line cabinetry, elegant honed quartz countertops, brand-new appliances, and a stylish dry bar—perfect for entertaining! Enjoy peace of mind with a BRAND-NEW ROOF, generous storage throughout, a separate laundry room, and an additional outdoor storage shed. Your private fenced in backyard oasis awaits! Spend your days lounging by the resort-style pool, unwinding on the screened-in patio, or soaking up the Florida sunshine. With inviting indoor and outdoor living spaces, every day feels like a vacation with easy quick access to beaches, golf course, shops, trails, and more! Whether you’re searching for a full-time residence, a seasonal retreat, or an investment property with potential rental opportunities, this home checks all the boxes! NO HOA, no flood insurance required, incredible location, gorgeous upgrades, and the Florida lifestyle you’ve been dreaming of! Don’t miss your opportunity to call this coastal paradise HOME!

Estimated monthly payment

Principal & interest$2,705
Property taxes$190
Home insurance (est.)$245

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history4 days on market

  1. Status: Active
    Oct 30, 2026
  2. Listed$534,999
    Oct 30, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
4
Subdivision
Mill Pond
County
Pinellas
Year built
1983
Living area
1,607 sq ft
Price/sq ft
$333
Building area
1,840 sq ft (Public Records)
Lot size
6,835 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0114H)
Pool
Private pool
Annual taxes
$2,277 (2025)
Parcel #
08-30-15-57987-000-0310
MLS #
TB8562947

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Vinyl
Appliances
Built-In Oven, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator
Interior features
Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
0
Attached garage
No

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
See city guidelines for lease rules

Exterior & Construction

Exterior features
Private Entrance, Private Mailbox, Private Yard, Storage
Construction materials
Block
Roof
Shingle
Foundation
Block
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst16.3x16.5
KitchenFirst28x10
Primary BedroomFirst13.8x19.8

Listing Details

Listing date
2026-10-29
On market date
2026-10-30
Original list price
$534,999
Occupant type
Vacant
MLS area
33774 - Largo
Listing AOR
Suncoast Tampa
Status changed
2026-10-30
Tax legal description
MILL POND LOT 31

Flood risk

Minimal riskFEMA Zone XPanel 12103C0114H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

turn left on Vonn Rd, left on Mill Pond Rd W, turn left on 130th St N

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 3, 2026 at 2:59 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA