$563,200

12819 129th Terrace

Largo, FL 33774

Listing updated: June 5, 2026 at 12:49 PM ET

Active

Beds

Baths

1,642

Sq Ft

0.14

Acres

1979

Built

◆Private pool◆$343/sqft◆360° tour

Single Family Residence

Property type

1979

Year built

6,068 sqft

Lot size

$343

Price / sq ft

No HOA

HOA dues

Days on market

Garage spaces

Flood zone

About this home

AMAZING POOL HOME just minutes from INDIAN ROCKS BEACH!!! FULLY RENOVATED, NO HOA, NON-FLOOD ZONE, and located in a SAFE, HIGH-DEMAND COASTAL COMMUNITY, this property is perfectly positioned for OUT-OF-STATE RELOCATING BUYERS, SECOND-HOME SEEKERS, and AIRBNB / SHORT-TERM RENTAL INVESTORS looking for strong lifestyle appeal and long-term value. Featuring a PRIVATE POOL, SPACIOUS OUTDOOR LIVING AREAS, and RESORT-STYLE BACKYARD, this home delivers the ideal Florida coastal lifestyle with excellent rental potential and everyday livability in one of Pinellas County’s most desirable beach-adjacent areas. This beautifully REMODELED 3-bedroom, 2-bath SOLID BLOCK CONSTRUCTION home offers peace of mind, durability, and modern design throughout. Interior upgrades include PORCELAIN TILE FLOORING, a fully RENOVATED KITCHEN with white cabinetry, QUARTZ COUNTERTOPS, BLACK STAINLESS STEEL APPLIANCES, modern farmhouse sink, RECESSED LIGHTING, and completely UPDATED BATHROOMS. Every detail has been designed with a clean, modern coastal aesthetic that appeals to both full-time residents and vacation guests. Step outside to your PRIVATE RESORT-STYLE BACKYARD featuring an EMERALD PEBBLETEC RESURFACED POOL, PORCELAIN TILE POOL DECK, and FULLY FENCED WHITE VINYL PRIVACY FENCE. The outdoor space is ideal for ENTERTAINING, FAMILY GATHERINGS, and HIGH-PERFORMING AIRBNB USE, offering the kind of lifestyle experience vacation renters actively seek in the Indian Rocks Beach area. Prime LOCATION just minutes from INDIAN ROCKS BEACH and SEMINOLE, and only 8 MILES FROM CLEARWATER BEACH. Close to LARGO GOLF COURSE, FLORIDA BOTANICAL GARDENS, PINELLAS TRAIL, shopping, dining, parks, and top local attractions. This is a rare opportunity to own a TURNKEY COASTAL LIFESTYLE HOME with STRONG RENTAL DEMAND, LOW MAINTENANCE FEATURES, and exceptional LONG-TERM INVESTMENT APPEAL.

Estimated monthly payment

Principal & interest$2,848

Property taxes$656

Home insurance (est.)$258

Down payment

20%

$112,640 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history18 days on market

Status: Active
Jun 5, 2026
Listed$563,200
May 10, 2026
Price increased$563,200

Virtual Tour

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 18
Subdivision: Mill Pond
County: Pinellas
Year built: 1979
Living area: 1,642 sq ft
Price/sq ft: $343
Lot size: 6,068 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12103C0114H)
Garage: 2 spaces
Pool: Private pool
Annual taxes: $7,867 (2025)
Parcel #: 08-30-15-57987-000-1100
MLS #: TB8506971

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Tile
Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
Interior features: Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Walk-In Closet(s)
Laundry: In Garage
Stories / Levels: One
Direction faces: North

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: No
Parking features: Driveway

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: Buyer to verify lease restrictions with the City of Largo.
Approval process: Buyer to verify lease restrictions with the City of Largo.

Exterior & Construction

Exterior features: Fire Pit, French Doors, Garden, Private Entrance, Private Mailbox, Private Yard
Construction materials: Block, Concrete
Roof: Shingle
Foundation: Concrete Perimeter, Other
Pool: Private pool
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected

Schools

ElementaryOakhurst Elementary-PNGreatSchools ↗

MiddleSeminole Middle-PNGreatSchools ↗

High SchoolLargo High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Kitchen	First	19x14
Primary Bedroom	First	15x12
Primary Bathroom	First
Living Room	First	19x21
Bathroom 1	First	14x12

Listing Details

Listing date: 2026-04-19
On market date: 2026-05-10
Original list price: $563,200
Occupant type: Vacant
MLS area: 33774 - Largo
Listing AOR: Sarasota - Manatee
Status changed: 2026-06-05
Tax legal description: MILL POND LOT 110

Flood risk

Minimal riskFEMA Zone XPanel 12103C0114H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Walsingham Rd, head west and turn south onto Indian Rocks Rd N. Continue for approximately 1.5 miles, then turn left onto 102nd Ave N. Follow 102nd Ave N west, then turn right onto 117th St N. Continue south and turn left onto 98th Ave N. The property will be located on your right-hand side.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 12:49 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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