$199,900
822 Kentucky AvenueSt Cloud, FL 34769
Listing updated: October 30, 2026 at 5:40 PM ET
Listing courtesy of Xclusive Homes Llc · Cynthia Fernandez · MLS #A4711245 · Active · 239-228-6242Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
SMALL-TOWN CHARM NEAR HISTORIC DOWNTOWN ST. CLOUD! Built in 1945 and set on a corner lot with mature trees and NO HOA, this 2-bedroom, 1-bath home puts local shops, cafés, restaurants, and downtown events close to home. The charming screened front porch offers a shaded spot for morning coffee or a quiet evening. Inside, wood flooring adds warmth to the main living area, while the kitchen features white cabinetry and a mosaic tile backsplash. Nearby Lakefront Park on East Lake Tohopekaliga offers paved walking and biking paths, a marina, boat ramp, fishing pier, sand beach, playground, and splash pad. Located just minutes from U.S. 192 for shopping and dining, with access to Florida’s Turnpike for trips to Kissimmee, Orlando International Airport, and Central Florida’s theme parks and attractions. From dinner downtown to an afternoon by the water, this location keeps some of St. Cloud’s favorite destinations within easy reach.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveOct 30, 2026
- Listed$199,900Oct 30, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- St Cloud 2nd Town Of
- County
- Osceola
- Year built
- 1945
- Living area
- 825 sq ft
- Price/sq ft
- $242
- Building area
- 1,351 sq ft (Public Records)
- Lot size
- 7,884 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0256G)
- Annual taxes
- $1,379 (2025)
- Parcel #
- 01-26-30-0001-0101-0100
- Zoning
- SR2
- MLS #
- A4711245
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 1
- Flooring
- Tile, Wood
- Appliances
- Range, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 0
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Leasing restrictions have not been verified. It is buyer's responsibility to verify any city/county restrictions.
Exterior & Construction
- Exterior features
- Private Mailbox
- Construction materials
- Frame
- Roof
- Shingle
- Foundation
- Crawlspace
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | ||
| Kitchen | ||
| Dining Room | ||
| Primary Bedroom | ||
| Bedroom 2 |
Listing Details
- Listing date
- 2026-10-30
- On market date
- 2026-10-30
- Original list price
- $199,900
- Occupant type
- Owner
- MLS area
- 34769 - St Cloud (City of St Cloud)
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-10-30
- Tax legal description
- ST CLOUD PB B PG 34 BLK 101 LOT 10 THRU 12 LESS N 22 1/2 FT LOT 10 2-26-30
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take US-192 to Kentucky Ave. Head north on Kentucky, home will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 30, 2026 at 5:40 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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