


$265,999
90 12th StreetSt Cloud, FL 34769
Listing updated: November 3, 2026 at 2:36 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
BACK ON THE MARKET! GREAT OPPORTUNITY IN ST. CLOUD, FLORIDA! Don’t miss this opportunity! This 2-bedroom, 1-bathroom home is conveniently located in St. Cloud, Florida, just one block from US-192, providing easy access to major roads, shopping centers, restaurants, and nearby amenities. The functional floor plan features a comfortable living room, dining area, and bedrooms thoughtfully arranged to provide comfort and privacy. This property offers plenty of possibilities to customize the space to fit your needs and lifestyle. ENJOY YOUR OWN OUTDOOR SPACE! One of the property’s highlights is its fully fenced backyard, surrounded by mature trees and natural greenery, creating an inviting outdoor setting perfect for relaxing, entertaining, or spending quality time with family. The outdoor space offers excellent potential for landscaping, gardening, or creating your own private retreat. PRIME LOCATION! Ideally situated just one block from US-192 and close to shopping, dining, and major roadways, this property presents an attractive opportunity for both first-time homebuyers looking to purchase their first home and investors seeking opportunities in Central Florida’s real estate market. INVESTMENT OPPORTUNITY! SOLD AS-IS! The property is being sold AS-IS, giving the next owner the opportunity to make improvements, personalize the living spaces, and maximize its potential. Whether you’re looking for your first home, a long-term rental investment, or a renovation and resale project, this property offers a combination of location, functionality, and possibilities. Make your next real estate project a reality in St. Cloud! A property with potential, a convenient location, and plenty of opportunities for its next owner!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history12 days on market
- Status: ActiveOct 23, 2026
- Listed$265,999Oct 22, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 12
- Subdivision
- St Cloud 2nd Town Of
- County
- Osceola
- Year built
- 1909
- Living area
- 878 sq ft
- Price/sq ft
- $303
- Building area
- 7,429 sq ft (Owner)
- Lot size
- 7,492 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0257G)
- Annual taxes
- $2,357 (2025)
- Parcel #
- 01-26-30-0001-0175-0130
- Zoning
- SR2
- MLS #
- S5159912
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 1
- Flooring
- Ceramic Tile
- Appliances
- Range, Refrigerator
- Interior features
- Ninguno
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 0
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Courtyard
- Construction materials
- Other
- Roof
- Other
- Foundation
- Pillar/Post/Pier
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Available, Other
Community
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Kitchen | First | |
| Dining Room | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-10-22
- On market date
- 2026-10-22
- Original list price
- $265,999
- Occupant type
- Vacant
- MLS area
- 34769 - St Cloud (City of St Cloud)
- Listing AOR
- Osceola
- Status changed
- 2026-10-23
- Tax legal description
- ST CLOUD PB B PG 34 BLK 175 LOTS 13 & 14 1/26/30
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
N/A
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 3, 2026 at 2:36 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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