90 12th Street, FL90 12th Street, FL90 12th Street, FL
Stellar MLS
1 / 13

$265,999

90 12th StreetSt Cloud, FL 34769

Listing updated: November 3, 2026 at 2:36 PM ET

Active
Stellar MLSListing courtesy of My Realty Group, Llc. · Richard Pinoni Yanez · MLS #S5159912 · Active · 786-847-7421
2
Beds
1
Bath
878
Sq Ft
0.17
Acres
1909
Built
◆55+ community◆$303/sqft◆360° tour
Single Family Residence

Property type

1909

Year built

7,492 sqft

Lot size

$303

Price / sq ft

No HOA

HOA dues

12

Days on market

X

Flood zone

About this home

BACK ON THE MARKET! GREAT OPPORTUNITY IN ST. CLOUD, FLORIDA! Don’t miss this opportunity! This 2-bedroom, 1-bathroom home is conveniently located in St. Cloud, Florida, just one block from US-192, providing easy access to major roads, shopping centers, restaurants, and nearby amenities. The functional floor plan features a comfortable living room, dining area, and bedrooms thoughtfully arranged to provide comfort and privacy. This property offers plenty of possibilities to customize the space to fit your needs and lifestyle. ENJOY YOUR OWN OUTDOOR SPACE! One of the property’s highlights is its fully fenced backyard, surrounded by mature trees and natural greenery, creating an inviting outdoor setting perfect for relaxing, entertaining, or spending quality time with family. The outdoor space offers excellent potential for landscaping, gardening, or creating your own private retreat. PRIME LOCATION! Ideally situated just one block from US-192 and close to shopping, dining, and major roadways, this property presents an attractive opportunity for both first-time homebuyers looking to purchase their first home and investors seeking opportunities in Central Florida’s real estate market. INVESTMENT OPPORTUNITY! SOLD AS-IS! The property is being sold AS-IS, giving the next owner the opportunity to make improvements, personalize the living spaces, and maximize its potential. Whether you’re looking for your first home, a long-term rental investment, or a renovation and resale project, this property offers a combination of location, functionality, and possibilities. Make your next real estate project a reality in St. Cloud! A property with potential, a convenient location, and plenty of opportunities for its next owner!

Estimated monthly payment

Principal & interest$1,345
Property taxes$196
Home insurance (est.)$122

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history12 days on market

  1. Status: Active
    Oct 23, 2026
  2. Listed$265,999
    Oct 22, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
12
Subdivision
St Cloud 2nd Town Of
County
Osceola
Year built
1909
Living area
878 sq ft
Price/sq ft
$303
Building area
7,429 sq ft (Owner)
Lot size
7,492 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0257G)
Annual taxes
$2,357 (2025)
Parcel #
01-26-30-0001-0175-0130
Zoning
SR2
MLS #
S5159912

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Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Ceramic Tile
Appliances
Range, Refrigerator
Interior features
Ninguno
Laundry
Inside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
0

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
No
Lease restrictions
No

Exterior & Construction

Exterior features
Courtyard
Construction materials
Other
Roof
Other
Foundation
Pillar/Post/Pier
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Available, Other

Community

Senior community
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 2First
KitchenFirst
Dining RoomFirst
Living RoomFirst

Listing Details

Listing date
2026-10-22
On market date
2026-10-22
Original list price
$265,999
Occupant type
Vacant
MLS area
34769 - St Cloud (City of St Cloud)
Listing AOR
Osceola
Status changed
2026-10-23
Tax legal description
ST CLOUD PB B PG 34 BLK 175 LOTS 13 & 14 1/26/30

Flood risk

Minimal riskFEMA Zone XPanel 12097C0257G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

N/A

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 3, 2026 at 2:36 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA