5645 Settlingstone Lane, FL5645 Settlingstone Lane, FL5645 Settlingstone Lane, FL
Stellar MLS
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$524,990

5645 Settlingstone LaneSt Cloud, FL 34771

Listing updated: November 12, 2026 at 12:11 AM ET

Active
Stellar MLSListing courtesy of Pulte Realty Of North Florida Llc · Adrienne Escott · MLS #O6453511 · Active · 407-250-9131
3
Beds
2
Baths
2,199
Sq Ft
0.14
Acres
2027
Built
◆New construction◆$239/sqft◆360° tour
Single Family Residence

Property type

2027

Year built

6,000 sqft

Lot size

$239

Price / sq ft

$154/mo

HOA dues

0

Days on market

AE

Flood zone

About this home

Under Construction. Welcome to Bridgewalk, a new construction community offering single-family homes. Experience the charm and secluded ambiance of this boating community and relish in the ease of reaching Lake Nona's celebrated shopping, dining, and entertainment. Offering a variety of amenities including sports courts, a private boat launch, and more. Step into the Garnet, a single-story home offering 3 spacious bedrooms, 2 beautifully appointed bathrooms, and an enclosed flex room. The open-concept layout seamlessly connects the kitchen, café, and gathering room, creating an airy atmosphere. The heart of the home is the gourmet kitchen, where 42” soft-close cabinetry meets luxurious quartz countertops. The kitchen boasts a large center island, a convenient storage pantry, and top-of-the-line Whirlpool stainless steel appliances—including a refrigerator. From the kitchen, the Garnet flows effortlessly into the café and gathering room, leading to the covered lanai, making this home ideal for seamless indoor-outdoor living. Retreat to the luxurious owner’s suite, a serene sanctuary with a spacious walk-in closet and an en suite bathroom. Dual vanity sinks, a frameless glass-enclosed shower, and a linen closet complete the tranquil space. The two additional spare bedrooms and bathroom provide ample space for family and guests. The Garnet also features an enclosed flex room, offering endless possibilities as a home office, hobby room, or any other space that suits your needs. Designer-curated finishes elevate every corner of this home, including Shaw wood-look luxury vinyl plank flooring throughout the entire home (except in the bathrooms and laundry room which are outfitted with beautiful tile), a utility sink and brand new Whirlpool washer and dryer in the laundry room, matte black hardware and plumbing fixtures, 2” faux wood blinds, Sherwin Williams Creamy Interior Wall Paint throughout and 8’ interior doors. Enjoy the convenience of modern living with a smart thermostat and doorbell, and LED downlighting. Schedule a tour today!

Estimated monthly payment

Principal & interest$2,655
Property taxes$303
Home insurance (est.)$241
HOA dues$154

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Nov 12, 2026
  2. Listed$524,990
    Nov 12, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Bridgewalk
County
Osceola
Year built
2027
Living area
2,199 sq ft
Price/sq ft
$239
Lot size
6,000 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Annual taxes
$3,639 (2025)
Parcel #
04-25-31-3523-0001-4440
Zoning
PD/AN
MLS #
O6453511

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South
New construction
Yes

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
0
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$154 / Monthly
Monthly HOA
$154/mo
Total monthly fees
$154/mo
Total annual fees
$1,848
HOA name
Erik Baker
CDD
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please see HOA documents for details.
Approval process
Please see HOA documents for details.

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Number Limit

Schools

ElementaryAVOYAGER K-8GreatSchools ↗
MiddleAVOYAGER K-8GreatSchools ↗
High SchoolATohopekaliga High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst19x17
DinetteFirst19x6
KitchenFirst13x18
Balcony/Porch/LanaiFirst18x6
Primary BedroomFirst18x12
Primary BathroomFirst8x9
Bedroom 2First12x10
Bedroom 3Second12x10
Bathroom 2First9x5
DenFirst12x10
LaundryFirst6x8

Listing Details

Listing date
2026-10-28
On market date
2026-11-12
Original list price
$524,990
Occupant type
Vacant
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Orlando Regional
Home warranty
Yes
Status changed
2026-11-12
Tax legal description
BRIDGEWALK PH 2C PB 35 PGS 66-72 LOT 444

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US 192, Head North on Narcossee Rd, Turn Right onto Cyrils Dr, Turn Left onto Addison Blvd

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 12, 2026 at 12:11 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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