1 / 40

$345,000

3447 Harlequin DriveSt Cloud, FL 34772

Listing updated: October 29, 2026 at 8:31 AM ET

Active

Listing courtesy of Preferred Real Estate · Bruce Clark · MLS #S5160324 · Active · 407-791-3116

Beds

Baths

1,972

Sq Ft

0.17

Acres

2013

Built

◆$175/sqft

Single Family Residence

Property type

2013

Year built

7,492 sqft

Lot size

$175

Price / sq ft

$66/mo

HOA dues

153

Days on market

Flood zone

About this home

WELCOME HOME! This beautifully maintained home features nearly 2,000 square feet of living area with a total of 2,820 square feet under roof! Interior features include: Entrance foyer, living room with formal dining space, thoughtfully designed kitchen with solid wood cabinets, under cabinet lighting, breakfast bar and closet pantry. The kitchen opens up to the family room with dinette eating space. The 2nd and 3rd bedrooms share a full bathroom. The primary bedroom has crown molding, en-suite bathroom with a separate shower, garden bathtub, walk-in closet and private water closet. The 4th bedroom has french doors opening to the primary bedroom offering a private retreat - ideal for a home office, den or sitting room ... or nursery for a younger child. The home also features an inside laundry room with shelving. Additional inside features include: ceiling fans throughout, low maintenance vinyl and laminate flooring, newer AC unit (2025) and security system. Exterior features include: Welcoming screen enclosed entrance patio, sliders to the screen enclosed spacious backyard patio overlooking conservation, two open brick paver patios, brick paver driveway, two car garage with opener and pull down screen, fully fenced yard and no rear neighbors! Fantastic location ... just minutes to the Florida Turnpike Exchange, Orlando area attractions are less than an hour away, Orlando International Airport as well as East coach beaches are a short drive away. The community of Mallard Pond has a low monthly HOA and includes a community playground. Call today for a home preview.

Estimated monthly payment

Principal & interest$1,745

Property taxes$235

Home insurance (est.)$158

HOA dues$66

Down payment

20%

$69,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history153 days on market

Status: Active
Oct 29, 2026
Listed$345,000
Oct 29, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

New AttachmentPDFView / Download ↓

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 153
Cumulative DOM: 153
Subdivision: Mallard Pond Ph 3
County: Osceola
Year built: 2013
Living area: 1,972 sq ft
Price/sq ft: $175
Building area: 2,820 sq ft (Public Records)
Lot size: 7,492 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12097C0260G)
Annual taxes: $2,819 (2025)
Parcel #: 27-26-30-0565-0001-2520
Zoning: SR1B
MLS #: S5160324

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Interior Details

Bedrooms: 4
Full bathrooms: 2
Flooring: Carpet, Laminate, Tile, Vinyl
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry: Inside
Stories / Levels: One
Direction faces: Northeast

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 0
Attached garage: Yes
Parking features: Driveway, Garage Door Opener, Ground Level

HOA & Financial

HOA fee: $66 / Monthly
Monthly HOA: $66/mo
Total monthly fees: $66/mo
Total annual fees: $792
HOA name: Mallard Pond/ Vista Cam/ Carl Thompson
CDD: No
Homestead exemption: Yes
Min lease term: 8-12 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: VERIFY WITH HOA
Approval process: VERIFY WITH HOA

Exterior & Construction

Exterior features: Lighting, Rain Gutters, Sidewalk
Construction materials: Block, Concrete, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Asphalt, Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Public

Community

Pets allowed: Yes

Schools

ElementarySt Cloud ElemGreatSchools ↗

MiddleSt. Cloud Middle (6-8)GreatSchools ↗

High SchoolBSt. Cloud High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Foyer		6x5
Living Room		13x16
Dining Room		16.3x14.7
Kitchen		12x10
Family Room		13x14
Dinette		10x14
Laundry		6x6
Primary Bedroom		14x12
Primary Bathroom
Bedroom 2		11x10
Bedroom 3		11x10
Bedroom 4		12x10
Balcony/Porch/Lanai		7x5
Balcony/Porch/Lanai		29x11

Listing Details

Listing date: 2026-10-29
On market date: 2026-10-29
Original list price: $345,000
Occupant type: Owner
MLS area: 34772 - St Cloud (Narcoossee Road)
Listing AOR: Osceola
Status changed: 2026-10-29
Tax legal description: MALLARD POND PH 3 PB 20 PGS 151-158 LOT 252

Flood risk

Minimal riskFEMA Zone XPanel 12097C0260G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Old Canoe Road to South on Mallard Pond Blvd, Right on Harlequin Drive

More homes like this

ActiveSingle Family Residence360°

$390,990

3507 Malawi Trl

St Cloud, FL 34772

4 bd · 2 ba · 1,828 sqft

Buena Lago

MLS ID #O6438553, DR HORTON REALTY OF CENTRAL FLORIDA LLC.

Listing provided by Stellar MLS

ActiveSingle Family Residence360°

$399,000

5031 Dancy Ln

St Cloud, FL 34772

2 bd · 2 ba · 1,422 sqft

Twin Lakes Ph 2c

MLS ID #S5158568, WEICHERT REALTORS HALLMARK PRO.

Listing provided by Stellar MLS

ActiveSingle Family Residence360°

$390,990

3805 Malawi Trl

St Cloud, FL 34772

4 bd · 2 ba · 1,828 sqft

Buena Lago Ph 5

MLS ID #O6438243, DR HORTON REALTY OF CENTRAL FLORIDA LLC.

Listing provided by Stellar MLS

ActiveSingle Family Residence360°

$390,990

3516 Malawi Trl

St Cloud, FL 34772

4 bd · 2 ba · 1,828 sqft

Buena Lago

MLS ID #O6438668, DR HORTON REALTY OF CENTRAL FLORIDA LLC.

Listing provided by Stellar MLS

Call Schedule a tour

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 29, 2026 at 8:31 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA