$499,900
3937 Lake Shore DrivePalm Harbor, FL 34684
Listing updated: October 29, 2026 at 12:24 PM ET
Listing courtesy of Exp Realty Llc · Jeffrey Borham, PA · MLS #TB8561877 · Active · 866-308-7109Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to this beautiful three-bedroom, two-and-a-half-bathroom home in Palm Harbor, offering a peaceful lake view, no rear neighbors, and a spacious layout designed for comfortable Florida living! Notable features include an AC system installed approximately in 2020, a 2018 roof, and a newer water heater. From the inviting front porch to the relaxing outdoor living spaces, this home offers the perfect combination of comfort and convenience. Step inside to discover wood-look luxury vinyl plank flooring, ceramic tile in the kitchen, ceiling fans throughout, and vaulted ceilings that create a bright and airy atmosphere in the main living areas. The open floor plan features a spacious living room and dining room combination that flows seamlessly into the kitchen, making it ideal for everyday living and entertaining. The kitchen offers abundant cabinetry for storage, a stainless steel refrigerator, and a cozy breakfast nook perfect for casual dining. The desirable split-bedroom floor plan provides added privacy, with the spacious primary suite featuring vaulted ceilings, a walk-in closet, and a private en-suite bathroom complete with a dual-sink vanity, relaxing soaking tub, and separate walk-in shower. Two additional nicely sized bedrooms share an updated full bathroom featuring a newer stone-top vanity and glass-enclosed shower. One of the home's standout features is the inviting outdoor space, where you can relax and take in the beautiful lake views with no rear neighbors! A covered outdoor dining area leads to a spacious deck, creating the perfect setting for grilling, entertaining guests, enjoying your morning coffee, or simply unwinding while overlooking the peaceful surroundings. Residents also enjoy access to community amenities, including sports courts, a playground, and a dock, offering additional opportunities for recreation and enjoying the outdoors. Conveniently located in Palm Harbor, this home is just minutes from numerous dining options, shopping centers, local parks, and recreational activities, with Florida's stunning Gulf beaches only a short drive away. Schedule your showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveOct 29, 2026
- Listed$499,900Oct 29, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Lake St George-Unit 1
- County
- Pinellas
- Year built
- 1996
- Living area
- 1,497 sq ft
- Price/sq ft
- $334
- Building area
- 2,309 sq ft (Public Records)
- Lot size
- 64,064 sq ft
- Lot category
- 1 to less than 2
- Flood zone
- A (12103C0078G)
- Garage
- 2 spaces
- Annual taxes
- $5,794 (2025)
- Parcel #
- 08-28-16-48763-001-0050
- Zoning
- RPD-7.5
- MLS #
- TB8561877
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- HOA fee
- $225 / Semi-Annually
- Monthly HOA
- $38/mo
- Total monthly fees
- $38/mo
- Total annual fees
- $450
- HOA name
- Ameri-tech Community Management/Dayna
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Lease Restrictions to be verified by the HOA
- Approval process
- Approval Process to be verified by the HOA
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Sidewalk
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Water Connected
Community
- Pets allowed
- No
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | ||
| Living Room | ||
| Primary Bedroom |
Listing Details
- Listing date
- 2026-09-23
- On market date
- 2026-10-29
- Original list price
- $499,900
- Occupant type
- Owner
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-10-29
- Tax legal description
- LAKE ST. GEORGE-UNIT 1 BLK A, LOT 5
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Tampa rd and lake st George, turn south on lk st George and turn left on lake shore, home is around the corner on the left...
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 29, 2026 at 12:24 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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