$449,000
3202 Pine Shadow DriveLand O Lakes, FL 34639
Listing updated: October 27, 2026 at 3:22 PM ET
Listing courtesy of Amethyst Property Advisors Llc · Viral Doshi · MLS #TB8561275 · Active · 954-842-8683Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Waterfront Under $450K | Lake Padgett Estates | Land O' Lakes Bring the ski boat, the fishing boat, and the jet ski! This updated 3-bed, 2-bath, 1,500 sq ft home with a 2-car garage sits on the shore of Lake Saxon in Lake Padgett Estates, with a private dock, canal access, and no backyard neighbors. It's the only waterfront home in the area currently offered under $450,000. The Home 3 bedrooms, 2 updated bathrooms, large 2-car garage Newer tile flooring throughout Roof is only 6 years old $6,000 water softening system Solar panels keep utilities under $75/month, even in summer 2-year-old dock Fruit trees: 3 mango trees and a Meyer lemon tree that bear fruit every year Not in a flood zone No HOA fees Financing Opportunity - Potential assumable FHA loan at approximately 4%, which could mean significant savings compared with current market rates. Assumption is subject to lender approval, buyer qualification, and FHA requirements. The Lifestyle Lake Padgett Estates gives you private access to 3 additional lakes, two of them ski lakes, with community boat ramps on all 4. Amenities include: 5 community parks and horse stables Tennis and pickleball courts Basketball court Children's playgrounds Covered picnic pavilions Waterfront living. Private dock. Ski lakes. No flood zone. No HOA. Solar-low utilities. Potential 4% assumable FHA loan. Opportunities like this don't last. Home is on a lockbox, so schedule your showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: ActiveOct 25, 2026
- Listed$449,000Oct 25, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 2
- Subdivision
- Lake Padgett Estates
- County
- Pasco
- Year built
- 1984
- Living area
- 1,456 sq ft
- Price/sq ft
- $308
- Building area
- 2,008 sq ft (Public Records)
- Lot size
- 11,000 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12101C0404F)
- Garage
- 2 spaces
- Annual taxes
- $5,830 (2025)
- Parcel #
- 18-26-24-006.0-000.00-A28.0
- Zoning
- PUD
- MLS #
- TB8561275
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- High Ceilings, Open Floorplan, Stone Counters, Thermostat
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Listing terms
- Assumable, Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Other, Private Mailbox
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Electricity Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | ||
| Kitchen | ||
| Primary Bedroom | ||
| Primary Bathroom | ||
| Bedroom 2 | ||
| Bedroom 3 | ||
| Bathroom 2 |
Listing Details
- Listing date
- 2026-10-25
- On market date
- 2026-10-25
- Original list price
- $449,000
- Occupant type
- Vacant
- MLS area
- 34639 - Land O Lakes
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-10-25
- Tax legal description
- UNREC PLAT LAKE PADGETT LOT A-28 DESC AS BEG 602.42 FT SOUTH & 1384.87 FT EAST OF SE COR OF LOT 49 LAKE PADGETT ESTATES PER PLAT BOOK 8 PG 117 TH N2DEG 42'30"E 100 FT TH S87DEG 17'30"E 110 FT TO SHORE OF CANAL TH SOUTH ALG MEANDERS OF SAID CANAL TO P OINT S87DEG 17' 30"W 110 FT FROM POB TH N87DEG 17'30"W 110 FT TO POB
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US 41 (Land O’ Lakes Boulevard), head east on Bell Lake Road. Turn right onto Pine Shadow Drive and continue to 3202 Pine Shadow Drive.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 27, 2026 at 3:22 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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