3922 Lake Joyce Drive, FL
Stellar MLS

$477,000

3922 Lake Joyce Drive

Land O Lakes, FL 34639

Listing updated: June 5, 2026 at 3:25 PM ET

Active
3
Beds
2
Baths
1,896
Sq Ft
0.36
Acres
1973
Built
WaterfrontWater access$252/sqft360° tour
Single Family Residence

Property type

1973

Year built

15,822 sqft

Lot size

$252

Price / sq ft

No HOA

HOA dues

436

Days on market

2

Garage spaces

X

Flood zone

About this home

Short Sale. SHORT SALE REVIEWED and APPRAISAL COMPLETED BY SHORT SALE LENDER. LAKEFRONT LIVING IN LAKE PADGETT ESTATES – NO HOA! Welcome home to your own piece of paradise on tranquil Lake Joyce, where you can fish right from your private backyard dock! This beautifully updated ranch-style lakefront home is nestled in the highly sought-after, golf cart-friendly community of Lake Padgett Estates, featuring 3 private ski lakes and a community equestrian center. RECENT UPGRADES INCLUDE: NEW Roof (2023) NEW Well Pump (2023) NEW A/C (2022) Septic System Pumped (2023) Vinyl Flooring Throughout (2023) HOME FEATURES: 3 Spacious Bedrooms (All fit king-size beds with room to spare) 2 Full Bathrooms Updated Kitchen Large Indoor Laundry Room with additional storage and pantry Open Living/Dining Room Combo Separate Family/Dining Area Two Covered & Screened Patios Oversized Garage with Built-in Storage Direct Waterfront Access with Dock Enjoy breathtaking lake views from the living room, family room, and two of the bedrooms. The generously sized lot provides plenty of space for outdoor entertaining, gardening, or simply relaxing by the water. The backyard is fenced with a 4 ft. vinyl chain link fence across the rear to preserve the stunning lake views, while the wood privacy fencing on the sides adds seclusion. COMMUNITY AMENITIES: 3 Ski Lakes Waterfront Parks & Playgrounds Tennis & Pickleball Courts Equestrian Center Active Golf Cart Community NO HOA! This is your chance to live the lakefront lifestyle with the freedom of no HOA restrictions. Bring your boat, your golf cart, and your dreams—Lake Joyce is waiting!

Estimated monthly payment

Principal & interest$2,412
Property taxes$361
Home insurance (est.)$219

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history436 days on market

  1. Status: Active
    May 17, 2026
  2. Listed$550,000
    Dec 30, 2024
  3. Price reduced$477,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
436
Subdivision
Lake Padgett Estates
County
Pasco
Year built
1973
Living area
1,896 sq ft
Price/sq ft
$252
Lot size
15,822 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Garage
2 spaces
Annual taxes
$4,333 (2023)
Parcel #
19-26-19-051.0-000.00-305.0
Zoning
PUD
MLS #
TB8333772

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Vinyl
Appliances
Dishwasher, Microwave, Range, Refrigerator, Water Softener
Interior features
Solid Surface Counters, Solid Wood Cabinets
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Block
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Connected, Underground Utilities

Room Details

RoomLevelDimensions
Primary BedroomFirst20x20
KitchenFirst14x14
Living RoomFirst17x20

Listing Details

Listing date
2024-12-30
On market date
2024-12-30
Original list price
$550,000
Occupant type
Vacant
Special conditions
Short Sale
MLS area
34639 - Land O Lakes
Listing AOR
Suncoast Tampa
Status changed
2026-05-17
Tax legal description
LAKE JOYCE ADDITION TO LAKE PADGETT ESTATES UNREC LOT 305 DESC AS COM 587.53 FT SOUTH & 2180.15 FT EAST OF NW COR SEC 19 TH N72DG 24' 16"W 185.17 FT FOR POB TH N72DG 24' 16"W 110.17 FT TH S17DG 36' 00"W 162.22 FT TO THE SHORE OF LAKE JOYCE TH SELY AL G SAID SHORE TO POINT THAT IS S27DG 36' 00"W 171.45 FT FROM POB TH N27DG 36' 00"E 171.45 FT TO POB OR 1321 PG 1041

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US 41 North to Bell Lake Road, make a right. Then a right on Florawood. The home is on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 3:25 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA