


$375,000
306 Virginia AvenueSt Cloud, FL 34769
Listing updated: November 3, 2026 at 7:36 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
HOME SWEET HOME * SHE IS A BEAUTY - This 3-bedroom, 2-bath concrete block home sits on a fenced 100 x 150 lot in the heart of St. Cloud’s State Streets, with NO HOA and just blocks from the lakefront park, marina, and historic downtown. The big-ticket items are done: roof(2020) and A/C (new Rheem 3-ton system) replaced in 2020, replacement windows(2020), and a new water heater(2026). Tile flows through the main living areas, with laminate plank in the dining room and bedrooms. A formal dining room greets you off the foyer. The kitchen features granite countertops with a granite backsplash and a pantry, and opens to a spacious living room and a dinette area that also works well as a flex space or home office. The primary suite has a walk-in closet and a bath with granite counters, double vanities, and a walk-in shower with a sliding door. The second bath offers a tub/shower combo. Step out to the enclosed Florida room and a large concrete pad overlooking the big backyard and its mature oak. Two storage sheds add room for tools and hobbies: a 15 x 15 concrete block shed with electric and a 13 x 20 wood shed. Extras include a 2-car garage, an extra-wide driveway, gutters and downspouts, a glass storm door, city water and sewer, and Flood Zone X. Take advantage of the close proximity of the lakefront, splashpad, beach, volleyball, walking paths and so much more. Best of all, watch the rocket launches from Cape Canaveral right from your front yard!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveNov 3, 2026
- Listed$375,000Nov 3, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- St Cloud 2nd Town Of
- County
- Osceola
- Year built
- 1976
- Living area
- 1,709 sq ft
- Price/sq ft
- $219
- Building area
- 2,571 sq ft (Public Records)
- Lot size
- 14,985 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X500 (12097C0095G)
- Garage
- 2 spaces
- Annual taxes
- $1,053 (2025)
- Parcel #
- 01-26-30-0001-0413-0020
- Zoning
- SR1A
- MLS #
- S5160116
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Dishwasher, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener, Oversized, Parking Pad
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters, Storage
- Construction materials
- Block, Concrete
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 18x14 |
| Kitchen | First | 14x13 |
| Primary Bedroom | First | 17x14 |
| Bedroom 2 | First | 16x12 |
| Bedroom 3 | First | 12x12 |
| Dinette | First | 13x11 |
| Office | First | 14x13 |
| Florida Room | First | 20x11 |
| Foyer | First | 4x15 |
| Primary Bathroom | First | 6x9 |
| Bathroom 2 | First | 5x8 |
| Balcony/Porch/Lanai | First |
Listing Details
- Listing date
- 2026-11-03
- On market date
- 2026-11-03
- Original list price
- $375,000
- Occupant type
- Vacant
- MLS area
- 34769 - St Cloud (City of St Cloud)
- Listing AOR
- Osceola
- Status changed
- 2026-11-03
- Tax legal description
- LAKE FRONT ADDN PB B PG 63 & 64 BLK 413 LOT 2 1/26/30
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-192 and Narcoossee Rd, head west on US-192 (13th St) into St. Cloud. Turn right (north) on Virginia Ave. Continue past 10th St to the 300 block, between 4th St and 3rd St. The home is on the left. Sign in yard.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 3, 2026 at 7:36 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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