20 Woodruff Way, FL
Stellar MLS
1 / 1

$55,000

20 Woodruff WayLake Wales, FL 33898

Listing updated: October 26, 2026 at 7:16 AM ET

Active
Stellar MLSListing courtesy of Bender Realty, Llc · Ivette Vazquez · MLS #K4903916 · Active · 863-223-8708
1
Bed
1
Bath
725
Sq Ft
0.09
Acres
1974
Built
◆Water access◆55+ community◆$76/sqft
Mobile Home

Property type

1974

Year built

4,012 sqft

Lot size

$76

Price / sq ft

$245/mo

HOA dues

0

Days on market

X

Flood zone

About this home

This home is a 1/1, fully furnished with all appliances, furniture and patio furniture. The roof is metal and in good condition and the HVAC is also in good working order. The washer and dryer and chest freezer are located in the very convenient shed which is BUILT INTO THE BACK SCREENED IN PORCH. The shed is a workshop and laundry room combined! This is a very cute home just needing your personal touch to make it beautiful. The community of Saddlebag Lake Resort is truly an oasis of peace and tranquility. Activities include 12 hobby clubs you can join, tennis courts, pickleball courts, heated swimming pool, hot tub, a large club house for community dinners and planned activities, championship shuffle board courts, a rec room with pool tables and saunas, a dog park, driving range, a large pavilion on the lake where you can have cookouts for your club or family and friends, a fitness center, friendly and helpful administrative staff to answer your questions and needs. Security is a top priority with an electric gate at the front entrance and evening security patrol. The low quarterly HOA fee covers your water, sewer, and trash pickup, and community road and park maintenance. Call now to schedule your private tour before it's gone!

Estimated monthly payment

Principal & interest$278
Property taxes$87
Home insurance (est.)$25
HOA dues$245

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 26, 2026
  2. Listed$55,000
    Oct 26, 2026

Facts & features

Property type
Residential
Sub type
Mobile Home
Status
Active
Days on market
0
Subdivision
Saddlebag Lake
County
Polk
Year built
1974
Living area
725 sq ft
Price/sq ft
$76
Building area
869 sq ft (Estimated)
Lot size
4,012 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0590G)
Annual taxes
$1,041 (2025)
Parcel #
28-30-01-939020-050050
Zoning
PUD
MLS #
K4903916

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Interior Details

Bedrooms
1
Full bathrooms
1
Flooring
Carpet, Vinyl
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
Interior features
Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat
Laundry
Laundry Closet
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
0
Parking features
Other

HOA & Financial

HOA fee
$734 / Quarterly
Monthly HOA
$245/mo
Total monthly fees
$245/mo
Total annual fees
$2,936
HOA name
Tanisha Schroeder
CDD
No
Min lease term
1-7 Days
Listing terms
Cash
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
At least one tenant must be 55 or older. No children are allowed to live here, but they may visit for up to 90 days per calendar year.

Exterior & Construction

Exterior features
Other
Construction materials
Vinyl Siding
Roof
Metal
Foundation
Crawlspace, Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Private Sewer
Water source
Private
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK
Senior community
Yes

Room Details

RoomLevelDimensions
Living Room20x9
Primary Bedroom10x8
Bathroom 15x5
Dining Room8x10
Kitchen8x10
Florida Room13x16
Den8x10

Listing Details

Listing date
2026-10-26
On market date
2026-10-26
Original list price
$55,000
Occupant type
Vacant
MLS area
33898 - Lake Wales
Listing AOR
Lake Wales
Status changed
2026-10-26
Tax legal description
SADDLEBAG LAKE UNIT #2 PB 61 PGS 18/20 BLK 50 LOT 5

Flood risk

Minimal riskFEMA Zone XPanel 12105C0590G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Lake Wales, drive east on Hwy. 60 to Saddlebag Lake Rd (see resort sign) and make a left. Follow to the parking lot and get out of your vehicle to press the Call button, someone will answer. Tell them who you are and where you are going, they will let you through the gate remotely. Once inside the gate, follow Saddlebag Trail to the second Beaverkill Drive (it's a loop), turn right, then turn left onto Woodruff Way, the home will be on the right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 26, 2026 at 7:16 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA