32 Saddlebag Trail, FL
Stellar MLS
1 / 1

$75,000

32 Saddlebag TrailLake Wales, FL 33898

Listing updated: November 3, 2026 at 7:04 AM ET

Active
Stellar MLSListing courtesy of Bender Realty, Llc · Kris Bender · MLS #K4903814 · Active · 863-223-8708
1
Bed
1
Bath
760
Sq Ft
0.1
Acres
1985
Built
◆Water access◆55+ community◆$99/sqft◆360° tour
Manufactured Home

Property type

1985

Year built

4,500 sqft

Lot size

$99

Price / sq ft

$245/mo

HOA dues

39

Days on market

AE

Flood zone

About this home

Welcome to your slice of paradise! This turnkey 1-bedroom, 1-bathroom home blends delightful retro vibes with modern comfort, offering an unbeatable low-maintenance lifestyle. Best of all, you own the land - there's no land-lease fees here! Step inside to a fully furnished, move-in ready space that perfectly captures a nostalgic, stylish aesthetic. The thoughtful layout maximizes every inch, featuring a comfortable living area, a cozy kitchen, and the ultimate convenience of an in-unit washer and dryer. The lot backs up to the woods, so you can enjoy ultimate privacy, beautiful views and no rear neighbors! Includes a spacious outdoor shed, perfect for tools, hobbies or extra storage. Just bring your suitcase and start living the resort life on day one. Located in the highly desirable, pet friendly 55+ gated community of Saddlebag Lake Resort, you will have access to a wealth of premium amenities, including a sparkling pool, clubhouse with planned activities, rec room with pool tables and saunas, a fitness center, hot tub, tennis, pickle ball and shuffleboard courts, a driving range and even a dog park for your fur babies to run around. Of course, you can spend your days boating and fishing on Saddlebag Lake where the fishing is great! Your low HOA dues covers water, sewer, trash pickup, and full use of all community amenities, making your monthly budgeting a breeze. Don't miss this rare combination of retro charm, land ownership and an active lifestyle. Schedule your tour today and start enjoying the easy life!

Estimated monthly payment

Principal & interest$379
Property taxes$96
Home insurance (est.)$34
HOA dues$245

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history39 days on market

  1. Status: Active
    Sep 25, 2026
  2. Listed$75,000
    Sep 25, 2026

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
39
Subdivision
Saddlebag Lake
County
Polk
Year built
1985
Living area
760 sq ft
Price/sq ft
$99
Lot size
4,500 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12105C0590G)
Annual taxes
$1,153 (2025)
Parcel #
28-30-01-939010-004180
Zoning
PUD
MLS #
K4903814

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Interior Details

Bedrooms
1
Full bathrooms
1
Flooring
Carpet, Laminate
Appliances
Dryer, Range, Refrigerator, Washer
Interior features
Other
Laundry
Laundry Closet
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Other, Space Heater, Ductless
Cooling
Mini-Split Unit(s), Wall/Window Unit(s)

HOA & Financial

HOA fee
$734 / Quarterly
Monthly HOA
$245/mo
Total monthly fees
$245/mo
Total annual fees
$2,936
HOA name
Tanisha Schroeder
CDD
No
Min lease term
1-7 Days
Listing terms
Cash
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
At least one tenant must be 55 or older. No children are allowed to live here, but they may visit for up to 90 days in a calendar year.

Exterior & Construction

Exterior features
Other
Construction materials
Vinyl Siding
Roof
Metal
Foundation
Crawlspace, Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Private Sewer
Water source
Private
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst11x25
Dining RoomSecond12x8
KitchenSecond12x10.8
Primary BedroomSecond10.75x7.5

Listing Details

Listing date
2026-09-25
On market date
2026-09-25
Original list price
$75,000
Occupant type
Vacant
MLS area
33898 - Lake Wales
Listing AOR
Lake Wales
Status changed
2026-09-25
Tax legal description
SADDLEBAG LAKE UNIT #1 PB 56 PGS 3/4 BLK 4 LOT 18

Flood risk

High riskFEMA Zone AEPanel 12105C0590G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Lake Wales, drive east on Hwy. 60 to Saddlebag Lake Rd (see resort sign) and make a left. Follow to the parking lot, get out of your vehicle and press the Call button at the right of the gate, someone will answer you. Tell them who you are and where you are going, they will let you in remotely. Once inside the gate, stay on Saddlebag Trail, the home will be on the left.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 3, 2026 at 7:04 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA