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$445,000

3214 Bayflower AveHarmony, FL 34773

Listing updated: October 24, 2026 at 6:48 AM ET

Active

Listing courtesy of Dream Builders Realty · Tiffany Licata · MLS #S5160044 · Active · 407-847-5428

Beds

Baths

2,430

Sq Ft

0.15

Acres

2007

Built

◆Water access◆$183/sqft

Single Family Residence

Property type

2007

Year built

6,606 sqft

Lot size

$183

Price / sq ft

$9/mo

HOA dues

Day on market

Flood zone

About this home

Welcome home to Harmony! This beautifully maintained single-story 4-bedroom, 3-bathroom home offers easy, comfortable living in one of St. Cloud’s most sought-after master-planned communities. A charming front porch greets you at the door, and inside you’ll find wood flooring, custom interior shutters, and a separate flex room that works well as a home office, study, or guest space. The kitchen features a breakfast bar overlooking the living area, plus an eating space for casual meals. The primary ensuite is a true retreat, with a custom built-in closet, a walk-in shower, dual vanities, and a separate water closet. The inside laundry room adds everyday convenience, and a new roof gives you peace of mind. Out back, the fully fenced yard is ideal for pets, play, and entertaining. A front-loading garage completes the home. Harmony residents enjoy resort-style pools, a fitness center, tennis and racquetball courts, playgrounds, a dog park, and miles of trails. Fish from the pier or boat on Buck Lake, play a round of golf, and walk to Harmony Square for dining and shopping. Harmony’s schools are right in the neighborhood, and the Turnpike and Lake Nona Medical City are minutes away. *Click on VIRTUAL TOUR LINK 2 for a 3-D walkthrough of this home*

Estimated monthly payment

Principal & interest$2,250

Property taxes$657

Home insurance (est.)$204

HOA dues$9

Down payment

20%

$89,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

Status: Active
Oct 23, 2026
Listed$445,000
Oct 23, 2026

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 1
Subdivision: Harmony Nbhd G H F
County: Osceola
Year built: 2007
Living area: 2,430 sq ft
Price/sq ft: $183
Building area: 3,180 sq ft (Public Records)
Lot size: 6,606 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12097C0285G)
Annual taxes: $7,880 (2025)
Parcel #: 30263229890001073G
Zoning: PD
MLS #: S5160044

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Interior Details

Bedrooms: 4
Full bathrooms: 3
Flooring: Wood
Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features: Eat-in Kitchen, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
Laundry: Inside, Laundry Room
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 0
Attached garage: Yes
Parking features: Garage Door Opener

HOA & Financial

HOA fee: $108 / Annually
Monthly HOA: $9/mo
Total monthly fees: $9/mo
Total annual fees: $108
HOA name: Harmony Residential Owners Association
CDD: Yes
Homestead exemption: Yes
Min lease term: 1-2 Years
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: Buyer Agent/Buyer's must verify with HOA of any restrictions.

Exterior & Construction

Exterior features: Rain Gutters, Sidewalk
Construction materials: Block
Roof: Shingle
Foundation: Slab
Water access: Yes
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Electricity Connected, Water Connected

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Dinette		6x9
Bedroom 4		10x11
Bedroom 3		13x11
Bedroom 2		13x25
Primary Bedroom		14x14
Living Room		13x22
Laundry		13x8
Kitchen		13x14
Family Room		18x23

Listing Details

Listing date: 2026-10-20
On market date: 2026-10-23
Original list price: $445,000
Occupant type: Vacant
MLS area: 34773 - St Cloud (Harmony)
Listing AOR: Osceola
Status changed: 2026-10-23
Tax legal description: HARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 73G

Flood risk

Minimal riskFEMA Zone XPanel 12097C0285G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

192 East to Harmony, Left on S. Oaks Drive, Left on Dark Sky Drive, Right on Sun Drop Street, Right on Bayflower to home on Right

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 24, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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