
$450,000
3554 Oak Lake DrivePalm Harbor, FL 34684
Listing updated: October 23, 2026 at 1:01 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Enjoy the Florida lifestyle in Highland Lakes, one of Palm Harbor's most desirable active-adult communities! This 2-bedroom, 2-bath home offers approximately 1,700 square feet of living space and an attached 2-car garage, all within a vibrant community designed for recreation, relaxation, and lasting friendships. Highland Lakes offers an exceptional array of amenities, including unlimited resident golf on three private executive 9-hole courses, a heated swimming pool and spa, tennis, pickleball, bocce and shuffleboard courts, and a spacious clubhouse featuring billiards, a library, arts and crafts, woodworking, entertainment, and social activities. One of the community's most distinctive features is the Lodge on beautiful Lake Tarpon, where residents can enjoy a second heated pool, lakeside gatherings, and scenic rides aboard community pontoon boats. Residents can also enjoy boating opportunities on Lake Tarpon, with community launch facilities and boat storage subject to association rules. Beyond the community, enjoy convenient access to the greater Tampa Bay area's outstanding professional sports, performing arts, and cultural attractions. Cheer on the Tampa Bay Buccaneers, Tampa Bay Lightning, Tampa Bay Rays, or Tampa Bay Rowdies, or take in Broadway touring productions, concerts, ballet, opera, museums, and special events throughout the region. From downtown Tampa's vibrant entertainment district to the arts, waterfront attractions, and dining of St. Petersburg, there are countless opportunities for exciting day trips and memorable evenings out. Conveniently located near Palm Harbor shopping, restaurants, medical facilities, and the beautiful Gulf beaches, Highland Lakes offers the best of both worlds: an active, amenity-rich community and access to everything that makes Tampa Bay such a wonderful place to live. Discover a home where every day offers new opportunities for recreation, connection, and enjoyment!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveOct 22, 2026
- Listed$450,000Oct 22, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Highland Lakes Unit Eighteen
- County
- Pinellas
- Year built
- 1987
- Living area
- 1,700 sq ft
- Price/sq ft
- $265
- Building area
- 2,584 sq ft (Public Records)
- Lot size
- 7,308 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0079H)
- Garage
- 2 spaces
- Annual taxes
- $2,332 (2025)
- Parcel #
- 05-28-16-38925-000-0350
- Zoning
- RPD-7.5
- MLS #
- TB8560647
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Other
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- HOA name
- N/A
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Rain Gutters, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Family Room | 18x18 | |
| Dining Room | 9x11 | |
| Living Room | 11x23 | |
| Living Room | 14x13 | |
| Kitchen | 9x21 | |
| Bedroom 2 | 11x13 | |
| Laundry | 5x9 | |
| Bathroom 2 | 8x8 | |
| Primary Bedroom | 11x18 | |
| Primary Bathroom | 4x7 |
Listing Details
- Listing date
- 2026-10-22
- On market date
- 2026-10-22
- Original list price
- $450,000
- Occupant type
- Vacant
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-10-22
- Tax legal description
- HIGHLAND LAKES UNIT EIGHTEEN LOT 35
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US Highway 19 N, turn east onto Alderman Road, which becomes Highlands Boulevard. Turn left onto Lake Pointe Road, then take the second left onto Oak Lake Drive. Continue to 3554 Oak Lake Drive.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 23, 2026 at 1:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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