3554 Oak Lake Drive, FL
Stellar MLS
1 / 1

$450,000

3554 Oak Lake DrivePalm Harbor, FL 34684

Listing updated: October 23, 2026 at 1:01 AM ET

Active
Stellar MLSListing courtesy of Century 21 Beggins · Dustin Kellenberger · MLS #TB8560647 · Active · 800-541-9923
2
Beds
2
Baths
1,700
Sq Ft
0.16
Acres
1987
Built
◆Water access◆55+ community◆$265/sqft◆360° tour
Single Family Residence

Property type

1987

Year built

7,308 sqft

Lot size

$265

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Enjoy the Florida lifestyle in Highland Lakes, one of Palm Harbor's most desirable active-adult communities! This 2-bedroom, 2-bath home offers approximately 1,700 square feet of living space and an attached 2-car garage, all within a vibrant community designed for recreation, relaxation, and lasting friendships. Highland Lakes offers an exceptional array of amenities, including unlimited resident golf on three private executive 9-hole courses, a heated swimming pool and spa, tennis, pickleball, bocce and shuffleboard courts, and a spacious clubhouse featuring billiards, a library, arts and crafts, woodworking, entertainment, and social activities. One of the community's most distinctive features is the Lodge on beautiful Lake Tarpon, where residents can enjoy a second heated pool, lakeside gatherings, and scenic rides aboard community pontoon boats. Residents can also enjoy boating opportunities on Lake Tarpon, with community launch facilities and boat storage subject to association rules. Beyond the community, enjoy convenient access to the greater Tampa Bay area's outstanding professional sports, performing arts, and cultural attractions. Cheer on the Tampa Bay Buccaneers, Tampa Bay Lightning, Tampa Bay Rays, or Tampa Bay Rowdies, or take in Broadway touring productions, concerts, ballet, opera, museums, and special events throughout the region. From downtown Tampa's vibrant entertainment district to the arts, waterfront attractions, and dining of St. Petersburg, there are countless opportunities for exciting day trips and memorable evenings out. Conveniently located near Palm Harbor shopping, restaurants, medical facilities, and the beautiful Gulf beaches, Highland Lakes offers the best of both worlds: an active, amenity-rich community and access to everything that makes Tampa Bay such a wonderful place to live. Discover a home where every day offers new opportunities for recreation, connection, and enjoyment!

Estimated monthly payment

Principal & interest$2,275
Property taxes$194
Home insurance (est.)$206

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 22, 2026
  2. Listed$450,000
    Oct 22, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Highland Lakes Unit Eighteen
County
Pinellas
Year built
1987
Living area
1,700 sq ft
Price/sq ft
$265
Building area
2,584 sq ft (Public Records)
Lot size
7,308 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0079H)
Garage
2 spaces
Annual taxes
$2,332 (2025)
Parcel #
05-28-16-38925-000-0350
Zoning
RPD-7.5
MLS #
TB8560647

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Other
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

Total monthly fees
None
Total annual fees
None
HOA name
N/A
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Rain Gutters, Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Cats OK, Dogs OK, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Family Room18x18
Dining Room9x11
Living Room11x23
Living Room14x13
Kitchen9x21
Bedroom 211x13
Laundry5x9
Bathroom 28x8
Primary Bedroom11x18
Primary Bathroom4x7

Listing Details

Listing date
2026-10-22
On market date
2026-10-22
Original list price
$450,000
Occupant type
Vacant
MLS area
34684 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-10-22
Tax legal description
HIGHLAND LAKES UNIT EIGHTEEN LOT 35

Flood risk

Minimal riskFEMA Zone XPanel 12103C0079H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US Highway 19 N, turn east onto Alderman Road, which becomes Highlands Boulevard. Turn left onto Lake Pointe Road, then take the second left onto Oak Lake Drive. Continue to 3554 Oak Lake Drive.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 23, 2026 at 1:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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