$550,000
406 28th TerraceGainesville, FL 32607
Listing updated: October 23, 2026 at 6:48 AM ET
Listing courtesy of Momentum Realty - Gainesville · Donavan Arnold · MLS #GC544348 · Active · 904-903-1558Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Only about a mile from the University of Florida, this home gives you quick access to campus without giving up space or privacy. The 3-bedroom, 2.5-bath layout offers more than 2,200 square feet, with wood and tile flooring throughout and no carpet. The kitchen features a built in oven, a cooktop, and a large island that opens to the main living space. A wood-burning stove adds warmth to the home, while the whole-house vacuum system adds everyday convenience. Outside, mature trees create a quiet, shaded setting around the deck. The three-car garage provides plenty of room for vehicles, storage, a workshop, or home gym. Built in 2004 with a new roof in 2021, this home offers a hard-to-find combination of location, privacy, and usable space near the heart of Gainesville.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveOct 22, 2026
- Listed$550,000Oct 22, 2026
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Black Pines
- County
- Alachua
- Year built
- 2004
- Living area
- 2,260 sq ft
- Price/sq ft
- $243
- Building area
- 3,661 sq ft (Public Records)
- Lot size
- 11,761 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12001C0313E)
- Garage
- 3 spaces
- Annual taxes
- $7,246 (2025)
- Parcel #
- 06466-046-000
- Zoning
- RSF1
- MLS #
- GC544348
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Tile, Wood
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), Central Vaccum, Eat-in Kitchen, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Multi/Split
- Direction faces
- East
Heating & Cooling
- Heating
- Gas
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Garage Faces Rear, Ground Level, Oversized
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Garden, Lighting, Rain Gutters, Sidewalk
- Construction materials
- Brick, Concrete, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | ||
| Kitchen | ||
| Living Room |
Listing Details
- Listing date
- 2026-10-22
- On market date
- 2026-10-22
- Original list price
- $550,000
- Occupant type
- Owner
- MLS area
- 32607 - Gainesville
- Listing AOR
- Gainesville-Alachua
- Status changed
- 2026-10-22
- Tax legal description
- BLACK PINES PB I-15 LOT 46 OR 2599/0230
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head north on FL-121 N/SW 34th St. Turn right onto W University Ave. Turn left onto NW 32nd St. Continue onto NW 4th Ln. Turn right onto NW 28th Terrace. Property will be on the right.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 23, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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