438 Wisconsin Avenue, FL438 Wisconsin Avenue, FL438 Wisconsin Avenue, FL
Stellar MLS
1 / 73

$324,900

438 Wisconsin AvenueSt Cloud, FL 34769

Listing updated: October 28, 2026 at 5:16 PM ET

Active
Stellar MLSListing courtesy of La Rosa Realty Llc · Kimberly Bass · MLS #S5159862 · Active · 321-939-3748
3
Beds
1
Bath
1,092
Sq Ft
0.26
Acres
1960
Built
◆$298/sqft
Single Family Residence

Property type

1960

Year built

11,238 sqft

Lot size

$298

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

MID-CENTURY MODERN CHARMER WITH RARE, DETACHED 2 CAR GARAGE/WORKSHOP ON A FANTASTIC, OVERSIZED QUARTER ACRE, CORNER LOT! NO HOA! LOW TAXES! Highly desirable "states street" location meets turnkey perfection! This head-turner shines with curb appeal, a fresh makeover, and updated big-ticket items including a 2020 ROOF, 2019 A/C, and 2018 WATER HEATER. Stunning oak shade trees and tall palms frame the fenced lot boasting two driveways and EXPANSIVE PARKING for your boat, RV, ATV, vehicles, trucks, trailers and work equipment. The massive yard lends room for a trampoline, pool, garden, basketball court, greenhouse, pets, playground, treehouse, or your dream outdoor oasis. Modern cedar posts provide a warm, welcoming front porch to this freshly painted, move in ready, block home. The sun-drenched interior boasts a crisp, neutral palette complemented by brand-new paint, waterproof luxury vinyl plank flooring, new baseboard and updated fixtures and fans. Complete with two-inch blinds, double-pane windows (except in primary), and an updated kitchen, every detail has been handled. Equipped with 42" all-wood cabinetry, the modernized kitchen offers abundant storage, extensive counter space, and a large dedicated pantry. The generously sized primary bedroom is complete with a private entrance and two, affixed wardrobe closets. This flexible space offers incredible footprint potential to design and build your dream second bathroom. Designed with an ideal, split floor plan, the two additional bedrooms are located on the opposite side of the home. Both feature mirrored closets, with one offering direct, convenient access to the bathroom. Off the kitchen, a hallway leads past the functional laundry/utility room out to a covered breezeway patio, perfect for entertaining or relaxing. This outdoor transition seamlessly connects the main home to a spectacular, oversized garage and workshop with electric—a versatile structure offering incredible potential for storage, a future in-law suite, guest house, or ultimate hobby space. This gem is situated only 3 minutes to Lakefront Park, Lake Toho, waterfront dining, a splash pad, playground, volleyball, sand beach, marina, boat/kayak/jet ski launch, boat slips, fishing pier, riverboat cruises, pavilions, barbecues, scenic sunsets and over 2 miles of bike path and more! Wisconsin Ave. grants EASY ACCESS to local recreation as well as a bustling downtown rich with dining, shopping, theater, nightlife, monthly markets and festivities. Living in the heart of St. Cloud, you'll find a quick drive to doctors, hospitals, major highways, Lake Nona Medical City, Orlando International Airport, beaches and Central Florida attractions as well. This small-town home is perfectly positioned to give you the best of the area right at your doorstep! Don't miss out on this unbeatable location and unmatched opportunity! Measurements are approximate, please independently verify.

Estimated monthly payment

Principal & interest$1,643
Property taxes$51
Home insurance (est.)$149

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 28, 2026
  2. Listed$324,900
    Oct 28, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Lake Front Addn Pb B Pg 61/62 Blk 381 Lot 5 Less N
County
Osceola
Year built
1960
Living area
1,092 sq ft
Price/sq ft
$298
Building area
2,008 sq ft (Owner)
Lot size
11,238 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12097C0095G)
Garage
2 spaces
Annual taxes
$617 (2025)
Parcel #
01-26-30-0001-0381-0055
Zoning
SR1A
MLS #
S5159862

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Interior Details

Bedrooms
3
Full bathrooms
1
Flooring
Luxury Vinyl
Appliances
Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
No
Parking features
Driveway, Garage Door Opener, Garage Faces Side, Workshop in Garage

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer and/or Buyer's Agent must consult Osceola County and/or City of St. Cloud and/or Code Enforcement and/or Florida Statutes for any Lease Restrictions.

Exterior & Construction

Exterior features
Awning(s), Private Entrance, Sidewalk, Storage
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryLakeview Elem (K 5)GreatSchools ↗
MiddleSt. Cloud Middle (6-8)GreatSchools ↗
High SchoolBSt. Cloud High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living Room13x14
Kitchen10x13
Primary Bedroom10.8x19
Bedroom 211x12
Laundry7x7.5
Breezeway10x25
Workshop24x24
Bedroom 311x11

Listing Details

Listing date
2026-10-27
On market date
2026-10-28
Original list price
$324,900
Occupant type
Vacant
MLS area
34769 - St Cloud (City of St Cloud)
Listing AOR
Osceola
Status changed
2026-10-28
Tax legal description
LAKE FRONT ADDN PB B PG 61/62 BLK 381 LOT 5 LESS N 25 FT 2/26/30

Flood risk

Minimal riskFEMA Zone XPanel 12097C0095G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading east in St. Cloud on 192 (13th St.), make a left on Wisconsin. House is on corner of Wisconsin and 5th St. Si te diriges hacia el este por la 192 (13th St.) en St. Cloud, gira a la izquierda en Wisconsin. La casa se encuentra en la esquina de Wisconsin y 5th St.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 28, 2026 at 5:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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