


$324,900
438 Wisconsin AvenueSt Cloud, FL 34769
Listing updated: October 28, 2026 at 5:16 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
MID-CENTURY MODERN CHARMER WITH RARE, DETACHED 2 CAR GARAGE/WORKSHOP ON A FANTASTIC, OVERSIZED QUARTER ACRE, CORNER LOT! NO HOA! LOW TAXES! Highly desirable "states street" location meets turnkey perfection! This head-turner shines with curb appeal, a fresh makeover, and updated big-ticket items including a 2020 ROOF, 2019 A/C, and 2018 WATER HEATER. Stunning oak shade trees and tall palms frame the fenced lot boasting two driveways and EXPANSIVE PARKING for your boat, RV, ATV, vehicles, trucks, trailers and work equipment. The massive yard lends room for a trampoline, pool, garden, basketball court, greenhouse, pets, playground, treehouse, or your dream outdoor oasis. Modern cedar posts provide a warm, welcoming front porch to this freshly painted, move in ready, block home. The sun-drenched interior boasts a crisp, neutral palette complemented by brand-new paint, waterproof luxury vinyl plank flooring, new baseboard and updated fixtures and fans. Complete with two-inch blinds, double-pane windows (except in primary), and an updated kitchen, every detail has been handled. Equipped with 42" all-wood cabinetry, the modernized kitchen offers abundant storage, extensive counter space, and a large dedicated pantry. The generously sized primary bedroom is complete with a private entrance and two, affixed wardrobe closets. This flexible space offers incredible footprint potential to design and build your dream second bathroom. Designed with an ideal, split floor plan, the two additional bedrooms are located on the opposite side of the home. Both feature mirrored closets, with one offering direct, convenient access to the bathroom. Off the kitchen, a hallway leads past the functional laundry/utility room out to a covered breezeway patio, perfect for entertaining or relaxing. This outdoor transition seamlessly connects the main home to a spectacular, oversized garage and workshop with electric—a versatile structure offering incredible potential for storage, a future in-law suite, guest house, or ultimate hobby space. This gem is situated only 3 minutes to Lakefront Park, Lake Toho, waterfront dining, a splash pad, playground, volleyball, sand beach, marina, boat/kayak/jet ski launch, boat slips, fishing pier, riverboat cruises, pavilions, barbecues, scenic sunsets and over 2 miles of bike path and more! Wisconsin Ave. grants EASY ACCESS to local recreation as well as a bustling downtown rich with dining, shopping, theater, nightlife, monthly markets and festivities. Living in the heart of St. Cloud, you'll find a quick drive to doctors, hospitals, major highways, Lake Nona Medical City, Orlando International Airport, beaches and Central Florida attractions as well. This small-town home is perfectly positioned to give you the best of the area right at your doorstep! Don't miss out on this unbeatable location and unmatched opportunity! Measurements are approximate, please independently verify.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveOct 28, 2026
- Listed$324,900Oct 28, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Lake Front Addn Pb B Pg 61/62 Blk 381 Lot 5 Less N
- County
- Osceola
- Year built
- 1960
- Living area
- 1,092 sq ft
- Price/sq ft
- $298
- Building area
- 2,008 sq ft (Owner)
- Lot size
- 11,238 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12097C0095G)
- Garage
- 2 spaces
- Annual taxes
- $617 (2025)
- Parcel #
- 01-26-30-0001-0381-0055
- Zoning
- SR1A
- MLS #
- S5159862
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 1
- Flooring
- Luxury Vinyl
- Appliances
- Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- No
- Parking features
- Driveway, Garage Door Opener, Garage Faces Side, Workshop in Garage
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer and/or Buyer's Agent must consult Osceola County and/or City of St. Cloud and/or Code Enforcement and/or Florida Statutes for any Lease Restrictions.
Exterior & Construction
- Exterior features
- Awning(s), Private Entrance, Sidewalk, Storage
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | 13x14 | |
| Kitchen | 10x13 | |
| Primary Bedroom | 10.8x19 | |
| Bedroom 2 | 11x12 | |
| Laundry | 7x7.5 | |
| Breezeway | 10x25 | |
| Workshop | 24x24 | |
| Bedroom 3 | 11x11 |
Listing Details
- Listing date
- 2026-10-27
- On market date
- 2026-10-28
- Original list price
- $324,900
- Occupant type
- Vacant
- MLS area
- 34769 - St Cloud (City of St Cloud)
- Listing AOR
- Osceola
- Status changed
- 2026-10-28
- Tax legal description
- LAKE FRONT ADDN PB B PG 61/62 BLK 381 LOT 5 LESS N 25 FT 2/26/30
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Heading east in St. Cloud on 192 (13th St.), make a left on Wisconsin. House is on corner of Wisconsin and 5th St. Si te diriges hacia el este por la 192 (13th St.) en St. Cloud, gira a la izquierda en Wisconsin. La casa se encuentra en la esquina de Wisconsin y 5th St.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 28, 2026 at 5:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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