416 Island Cay Way, FL
Stellar MLS
1 / 1

$1,400,000

416 Island Cay WayApollo Beach, FL 33572

Listing updated: October 27, 2026 at 1:07 PM ET

Active
Stellar MLSListing courtesy of Re/Max Bayside Realty Llc · Paula Thacker · MLS #TB8558864 · Active · 813-938-1781
4
Beds
3
Baths
3,028
Sq Ft
0.63
Acres
2011
Built
◆Waterfront◆Water access◆Private pool◆In-law suite◆3-car garage◆$462/sqft◆360° tour
Single Family Residence

Property type

2011

Year built

27,500 sqft

Lot size

$462

Price / sq ft

$50/mo

HOA dues

9

Days on market

3

Garage spaces

AE

Flood zone

About this home

WELCOME TO WATERFRONT FLORIDA LIVING AT ITS BEST! Discover 416 Island Cay Way, a one-of-a-kind waterfront pool home tucked away in the intimate gated community of Island Cay in Apollo Beach. Situated on an impressive .63-acre lot with approximately 127 feet of saltwater canal frontage, this spacious one-story home offers over 3,000 square feet of living space, 4 bedrooms, office/den/5 bedroom, 3 baths, 3 garage spaces and an exceptional multigenerational floor plan. The main residence features 2 bedrooms, office/den/3 bedroom, and 2 baths with spacious living and dining areas designed for comfortable everyday living and entertaining. The kitchen features granite countertops, stainless-steel appliances and solid wood cabinetry. What truly sets this property apart is the separate guest/in-law suite offering 2 additional bedrooms, a full bath, living and dining areas, full kitchen, private entrance, dedicated garage and direct access to the pool area—an incredible setup for extended family, guests or multigenerational living. Step outside and experience your own private Florida retreat! The oversized screened lanai surrounds a solar-heated saltwater pool with plenty of space for entertaining, relaxing and enjoying the Florida sunshine. Beyond the lanai, the spacious fenced backyard provides room to enjoy the outdoors and features a fruit tree, while beautiful palm trees welcome you in the front yard and add to the home's tropical appeal. BRING YOUR BOAT! With approximately 127 feet of saltwater canal frontage, this property is made for those who love life on the water. Enjoy your covered dock with electric and water, and a covered 9,000-lb boat lift providing convenient boating access to Tampa Bay and beyond. Imagine stepping out your back door, lowering your boat and heading out for a day on the water! Additional features include waterproof laminate and tile flooring, an expansive brick-paver circular driveway, irrigation system, 3 total garage spaces and beautifully landscaped grounds. Island Cay offers the privacy of gated waterfront living with NO CDD and low HOA fees, all while being conveniently located near shopping, dining, medical facilities, I-75 and the convenience to the Tampa Bay area. POOL, BOAT LIFT, WATERFRONT, OVERSIZED FENCED BACKYARD AND A PRIVATE IN-LAW/GUEST SUITE—this home offers a combination that is hard to find in Apollo Beach. Come experience the waterfront lifestyle and make 416 Island Cay Way your own!

Estimated monthly payment

Principal & interest$7,079
Property taxes$1,625
Home insurance (est.)$642
HOA dues$50

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history9 days on market

  1. Status: Active
    Oct 18, 2026
  2. Listed$1,400,000
    Oct 18, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
9
Subdivision
Island Cay
County
Hillsborough
Year built
2011
Living area
3,028 sq ft
Price/sq ft
$462
Building area
4,820 sq ft (Public Records)
Lot size
27,500 sq ft
Lot category
1/2 to less than 1
Flood zone
AE (12057C0494J)
Garage
3 spaces
Pool
Private pool
Annual taxes
$19,501 (2025)
Parcel #
U-22-31-19-1TV-000000-00002.0
Zoning
PD
MLS #
TB8558864

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Laminate, Tile
Appliances
Dishwasher, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
Interior features
High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Circular Driveway, Deeded, Driveway, Garage Door Opener, Garage

HOA & Financial

HOA fee
$600 / Annually
Monthly HOA
$50/mo
Total monthly fees
$50/mo
Total annual fees
$600
HOA name
Stacy Vojik and Mike Zahorsky
CDD
No
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify with HOA for current lease restrictions.
Approval process
Call HOA for approval process.

Exterior & Construction

Exterior features
Lighting, Private Mailbox, Rain Gutters
Construction materials
Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Well
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryApollo Beach-HBGreatSchools ↗
MiddleEisenhower-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Kitchen11x17
Living Room12x17
Primary Bedroom13x15
Bedroom 213x14
Den13x15
Dining Room9x11
Foyer5x9
Laundry7x19
Balcony/Porch/Lanai8x13
Bedroom 313x18
Bedroom 412x12
Kitchen11x14
Dining Room10x12
Balcony/Porch/Lanai14x44

Listing Details

Listing date
2026-10-18
On market date
2026-10-18
Original list price
$1,400,000
Occupant type
Owner
MLS area
33572 - Apollo Beach / Ruskin
Listing AOR
Suncoast Tampa
Status changed
2026-10-18
Tax legal description
ISLAND CAY LOT 2

Flood risk

High riskFEMA Zone AEPanel 12057C0494J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, take Exit 246 (Big Bend/Apollo Beach) and head est on Big Bend Rd. Turn left on 41 to right on Apollo Beach Blvd. Left on Golf and Sea Blvd (just past the Shell Station) to right on Island Cay through gate. Home is on the right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 27, 2026 at 1:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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