
$1,400,000
416 Island Cay WayApollo Beach, FL 33572
Listing updated: October 27, 2026 at 1:07 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
WELCOME TO WATERFRONT FLORIDA LIVING AT ITS BEST! Discover 416 Island Cay Way, a one-of-a-kind waterfront pool home tucked away in the intimate gated community of Island Cay in Apollo Beach. Situated on an impressive .63-acre lot with approximately 127 feet of saltwater canal frontage, this spacious one-story home offers over 3,000 square feet of living space, 4 bedrooms, office/den/5 bedroom, 3 baths, 3 garage spaces and an exceptional multigenerational floor plan. The main residence features 2 bedrooms, office/den/3 bedroom, and 2 baths with spacious living and dining areas designed for comfortable everyday living and entertaining. The kitchen features granite countertops, stainless-steel appliances and solid wood cabinetry. What truly sets this property apart is the separate guest/in-law suite offering 2 additional bedrooms, a full bath, living and dining areas, full kitchen, private entrance, dedicated garage and direct access to the pool area—an incredible setup for extended family, guests or multigenerational living. Step outside and experience your own private Florida retreat! The oversized screened lanai surrounds a solar-heated saltwater pool with plenty of space for entertaining, relaxing and enjoying the Florida sunshine. Beyond the lanai, the spacious fenced backyard provides room to enjoy the outdoors and features a fruit tree, while beautiful palm trees welcome you in the front yard and add to the home's tropical appeal. BRING YOUR BOAT! With approximately 127 feet of saltwater canal frontage, this property is made for those who love life on the water. Enjoy your covered dock with electric and water, and a covered 9,000-lb boat lift providing convenient boating access to Tampa Bay and beyond. Imagine stepping out your back door, lowering your boat and heading out for a day on the water! Additional features include waterproof laminate and tile flooring, an expansive brick-paver circular driveway, irrigation system, 3 total garage spaces and beautifully landscaped grounds. Island Cay offers the privacy of gated waterfront living with NO CDD and low HOA fees, all while being conveniently located near shopping, dining, medical facilities, I-75 and the convenience to the Tampa Bay area. POOL, BOAT LIFT, WATERFRONT, OVERSIZED FENCED BACKYARD AND A PRIVATE IN-LAW/GUEST SUITE—this home offers a combination that is hard to find in Apollo Beach. Come experience the waterfront lifestyle and make 416 Island Cay Way your own!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history9 days on market
- Status: ActiveOct 18, 2026
- Listed$1,400,000Oct 18, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 9
- Subdivision
- Island Cay
- County
- Hillsborough
- Year built
- 2011
- Living area
- 3,028 sq ft
- Price/sq ft
- $462
- Building area
- 4,820 sq ft (Public Records)
- Lot size
- 27,500 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- AE (12057C0494J)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $19,501 (2025)
- Parcel #
- U-22-31-19-1TV-000000-00002.0
- Zoning
- PD
- MLS #
- TB8558864
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Laminate, Tile
- Appliances
- Dishwasher, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
- Interior features
- High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Circular Driveway, Deeded, Driveway, Garage Door Opener, Garage
HOA & Financial
- HOA fee
- $600 / Annually
- Monthly HOA
- $50/mo
- Total monthly fees
- $50/mo
- Total annual fees
- $600
- HOA name
- Stacy Vojik and Mike Zahorsky
- CDD
- No
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Verify with HOA for current lease restrictions.
- Approval process
- Call HOA for approval process.
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Rain Gutters
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Well
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | 11x17 | |
| Living Room | 12x17 | |
| Primary Bedroom | 13x15 | |
| Bedroom 2 | 13x14 | |
| Den | 13x15 | |
| Dining Room | 9x11 | |
| Foyer | 5x9 | |
| Laundry | 7x19 | |
| Balcony/Porch/Lanai | 8x13 | |
| Bedroom 3 | 13x18 | |
| Bedroom 4 | 12x12 | |
| Kitchen | 11x14 | |
| Dining Room | 10x12 | |
| Balcony/Porch/Lanai | 14x44 |
Listing Details
- Listing date
- 2026-10-18
- On market date
- 2026-10-18
- Original list price
- $1,400,000
- Occupant type
- Owner
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-10-18
- Tax legal description
- ISLAND CAY LOT 2
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75, take Exit 246 (Big Bend/Apollo Beach) and head est on Big Bend Rd. Turn left on 41 to right on Apollo Beach Blvd. Left on Golf and Sea Blvd (just past the Shell Station) to right on Island Cay through gate. Home is on the right.
More homes like this

$1,690,000
1016 Signet Dr
Apollo Beach, FL 33572
6 bd · 5 ba · 5,284 sqft
Mirabay
MLS ID #TB8512446, 27NORTH REALTY.
Listing provided by Stellar MLS

$1,199,000
5722 Sea Trout Pl
Apollo Beach, FL 33572
4 bd · 4 ba · 3,360 sqft
Mirabay Ph 3b-2
MLS ID #TB8512941, 27NORTH REALTY.
Listing provided by Stellar MLS

$1,850,000
713 Islebay Dr
Apollo Beach, FL 33572
4 bd · 4 ba · 4,070 sqft
Mirabay Ph 3b-2
MLS ID #TB8523892, 27NORTH REALTY.
Listing provided by Stellar MLS

$1,789,000
825 Islebay Dr
Apollo Beach, FL 33572
6 bd · 5 ba · 4,438 sqft
Mirabay Ph 3b-2
MLS ID #TB8560854, 27NORTH REALTY.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 27, 2026 at 1:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA