9892 177th Lane, FL
Stellar MLS
1 / 1

$299,900

9892 177th LaneSummerfield, FL 34491

Listing updated: October 15, 2026 at 6:18 PM ET

Active
Stellar MLSListing courtesy of Re/Max Select Partners · Stephanie Ray · MLS #G5119126 · Active · 352-559-0911
3
Beds
2
Baths
1,766
Sq Ft
0.2
Acres
1993
Built
◆55+ community◆$170/sqft◆360° tour
Single Family Residence

Property type

1993

Year built

8,712 sqft

Lot size

$170

Price / sq ft

$180/mo

HOA dues

0

Days on market

1

Garage space

X

Flood zone

About this home

Virtually Staged. MOSTLY FURNISHED, UPDATED, NEW ROOF BEFORE CLOSING, TWO BONUS LIVING SPACES, AND A FANTASTIC LOCATION NEAR THE CLUBHOUSE AND POOL! Welcome Home to Spruce Creek South, discover this spacious 3-bedroom, 2-bath home offering 1,766 sq. ft. of living space, PLUS a 17' x 11' LANAI/DEN UNDER ROOF WITH AC and an impressive 18' x 11' GLASS-ENCLOSED FLORIDA ROOM WITH AC! Nestled on a quiet, private street just minutes from THE VILLAGES. Even better, you're very close TO THE CLUBHOUSE AND POOL! Step inside and immediately appreciate the thoughtful upgrades and inviting atmosphere. LUXURY VINYL PLANK FLOORING flows throughout the home, complemented by tile flooring in both Bathrooms. The beautifully UPDATED KITCHEN features CUSTOM CABINETRY, NEW APPLIANCES, CORIAN COUNTER TOPS and a NEW SINK, while an Opened Wall between the Kitchen and Dining room creates a more spacious, Open feel that's perfect for everyday Living and Entertaining. Additional improvement's include NEW LIGHTING THROUGHOUT, UPDATED BATHROOMS, WINDOW TREATMENTS, and much more! Primary Bedroom has Walk In Closet and En-Suite Bathroom has TWO SINKS with QUARTZ COUNTERTOPS. The Guest Bedrooms are both equally sized with new Ceiling Fans. Guest Bathroom has a New Vanity. TWO SOLAR TUBES, one in the Living Room and another in the Dining Room, fill the home with beautiful natural light. Enjoy the flexibility of TWO wonderful bonus spaces! The 17' x 11' AIR-CONDITIONED LANAI/DEN provides additional room for relaxing, hobbies, or entertaining, while the expansive 18' x 11' GLASS-ENCLOSED FLORIDA ROOM is the perfect setting to enjoy Florida living year-round. The Garage features a convenient Side Entry Door, a Screened Garage Door, and a Laundry Area with WASHER AND DRYER INCLUDED. Additional exterior features include GUTTERS AND AN IRRIGATION SYSTEM. BIG-TICKET UPDATES PROVIDE ADDED PEACE OF MIND! A NEW ROOF WILL BE INSTALLED BEFORE CLOSING, and HVAC 2019. Life in Spruce Creek South is all about enjoying the Florida retirement lifestyle! This vibrant, gated 55+ community offers an impressive selection of amenities, including GOLF, TENNIS, PICKLEBALL, BOCCE BALL, SOFTBALL, BILLIARDS, A COMMUNITY RESTAURANT, CLUBHOUSE, HEATED POOL, AND NUMEROUS SOCIAL CLUBS AND ACTIVITIES. With convenient GOLF CART ACCESS TO NEARBY SHOPPING, RESTAURANTS, MEDICAL FACILITIES, AND ENTERTAINMENT, everything you need is just a short ride away! Schedule your Private Showing Today!

Estimated monthly payment

Principal & interest$1,516
Property taxes$341
Home insurance (est.)$137
HOA dues$180

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 15, 2026
  2. Listed$299,900
    Oct 15, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Spruce Crk South 08
County
Marion
Year built
1993
Living area
1,766 sq ft
Price/sq ft
$170
Building area
2,553 sq ft (Public Records)
Lot size
8,712 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0905D)
Garage
1 spaces
Annual taxes
$4,094 (2025)
Parcel #
6008-003-002
Zoning
PUD
MLS #
G5119126

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Convection Oven, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
In Garage
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Guest, Off Street

HOA & Financial

HOA fee
$180 / Monthly
Monthly HOA
$180/mo
Total monthly fees
$180/mo
Total annual fees
$2,160
HOA name
Spruce Creek Operations LLC, Diane Suchy
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Co-op
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
One occupant must be at least 55 and no one under the age of 19.
Approval process
Must complete application and submit along with drivers license to HOA prior to renting, and purchasing.

Exterior & Construction

Exterior features
Private Mailbox, Rain Gutters
Construction materials
Vinyl Siding, Frame
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public, Underground Utilities, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst15x27
Dining RoomFirst10x11
KitchenFirst12x11
Primary BedroomFirst13x14
Bedroom 2First13x11
Bedroom 3First13x11
Balcony/Porch/LanaiFirst18x11
Balcony/Porch/LanaiFirst17x11

Listing Details

Listing date
2026-10-15
On market date
2026-10-15
Original list price
$299,900
Occupant type
Vacant
MLS area
34491 - Summerfield
Listing AOR
Lake and Sumter
Status changed
2026-10-15
Tax legal description
SEC 34 TWP 17 RGE 23 PLAT BOOK 002 PAGE 126 SPRUCE CREEK SOUTH VIII BLK C LOT 2

Flood risk

Minimal riskFEMA Zone XPanel 12083C0905D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Belleview .... S27/US-441 South 8 miles to SE 176th St on Right (Spruce Creek South) continue 1.1 to Left on SE 99th Ave and then Right on SE 177th LN. House on Left. 9892.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 15, 2026 at 6:18 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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