
$299,900
9892 177th LaneSummerfield, FL 34491
Listing updated: October 15, 2026 at 6:18 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Virtually Staged. MOSTLY FURNISHED, UPDATED, NEW ROOF BEFORE CLOSING, TWO BONUS LIVING SPACES, AND A FANTASTIC LOCATION NEAR THE CLUBHOUSE AND POOL! Welcome Home to Spruce Creek South, discover this spacious 3-bedroom, 2-bath home offering 1,766 sq. ft. of living space, PLUS a 17' x 11' LANAI/DEN UNDER ROOF WITH AC and an impressive 18' x 11' GLASS-ENCLOSED FLORIDA ROOM WITH AC! Nestled on a quiet, private street just minutes from THE VILLAGES. Even better, you're very close TO THE CLUBHOUSE AND POOL! Step inside and immediately appreciate the thoughtful upgrades and inviting atmosphere. LUXURY VINYL PLANK FLOORING flows throughout the home, complemented by tile flooring in both Bathrooms. The beautifully UPDATED KITCHEN features CUSTOM CABINETRY, NEW APPLIANCES, CORIAN COUNTER TOPS and a NEW SINK, while an Opened Wall between the Kitchen and Dining room creates a more spacious, Open feel that's perfect for everyday Living and Entertaining. Additional improvement's include NEW LIGHTING THROUGHOUT, UPDATED BATHROOMS, WINDOW TREATMENTS, and much more! Primary Bedroom has Walk In Closet and En-Suite Bathroom has TWO SINKS with QUARTZ COUNTERTOPS. The Guest Bedrooms are both equally sized with new Ceiling Fans. Guest Bathroom has a New Vanity. TWO SOLAR TUBES, one in the Living Room and another in the Dining Room, fill the home with beautiful natural light. Enjoy the flexibility of TWO wonderful bonus spaces! The 17' x 11' AIR-CONDITIONED LANAI/DEN provides additional room for relaxing, hobbies, or entertaining, while the expansive 18' x 11' GLASS-ENCLOSED FLORIDA ROOM is the perfect setting to enjoy Florida living year-round. The Garage features a convenient Side Entry Door, a Screened Garage Door, and a Laundry Area with WASHER AND DRYER INCLUDED. Additional exterior features include GUTTERS AND AN IRRIGATION SYSTEM. BIG-TICKET UPDATES PROVIDE ADDED PEACE OF MIND! A NEW ROOF WILL BE INSTALLED BEFORE CLOSING, and HVAC 2019. Life in Spruce Creek South is all about enjoying the Florida retirement lifestyle! This vibrant, gated 55+ community offers an impressive selection of amenities, including GOLF, TENNIS, PICKLEBALL, BOCCE BALL, SOFTBALL, BILLIARDS, A COMMUNITY RESTAURANT, CLUBHOUSE, HEATED POOL, AND NUMEROUS SOCIAL CLUBS AND ACTIVITIES. With convenient GOLF CART ACCESS TO NEARBY SHOPPING, RESTAURANTS, MEDICAL FACILITIES, AND ENTERTAINMENT, everything you need is just a short ride away! Schedule your Private Showing Today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveOct 15, 2026
- Listed$299,900Oct 15, 2026
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Spruce Crk South 08
- County
- Marion
- Year built
- 1993
- Living area
- 1,766 sq ft
- Price/sq ft
- $170
- Building area
- 2,553 sq ft (Public Records)
- Lot size
- 8,712 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0905D)
- Garage
- 1 spaces
- Annual taxes
- $4,094 (2025)
- Parcel #
- 6008-003-002
- Zoning
- PUD
- MLS #
- G5119126
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Convection Oven, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Guest, Off Street
HOA & Financial
- HOA fee
- $180 / Monthly
- Monthly HOA
- $180/mo
- Total monthly fees
- $180/mo
- Total annual fees
- $2,160
- HOA name
- Spruce Creek Operations LLC, Diane Suchy
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Co-op
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- One occupant must be at least 55 and no one under the age of 19.
- Approval process
- Must complete application and submit along with drivers license to HOA prior to renting, and purchasing.
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Public, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 15x27 |
| Dining Room | First | 10x11 |
| Kitchen | First | 12x11 |
| Primary Bedroom | First | 13x14 |
| Bedroom 2 | First | 13x11 |
| Bedroom 3 | First | 13x11 |
| Balcony/Porch/Lanai | First | 18x11 |
| Balcony/Porch/Lanai | First | 17x11 |
Listing Details
- Listing date
- 2026-10-15
- On market date
- 2026-10-15
- Original list price
- $299,900
- Occupant type
- Vacant
- MLS area
- 34491 - Summerfield
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-10-15
- Tax legal description
- SEC 34 TWP 17 RGE 23 PLAT BOOK 002 PAGE 126 SPRUCE CREEK SOUTH VIII BLK C LOT 2
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Belleview .... S27/US-441 South 8 miles to SE 176th St on Right (Spruce Creek South) continue 1.1 to Left on SE 99th Ave and then Right on SE 177th LN. House on Left. 9892.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 15, 2026 at 6:18 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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