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$399,000

3960 Silverstream TerraceSanford, FL 32771

Listing updated: October 16, 2026 at 8:31 PM ET

Active

Listing courtesy of Charles Rutenberg Realty Orlando · Melinda Torres · MLS #O6450144 · Active · 407-622-2122

Beds

Baths

1,697

Sq Ft

0.13

Acres

2019

Built

◆$235/sqft

Single Family Residence

Property type

2019

Year built

5,750 sqft

Lot size

$235

Price / sq ft

$92/mo

HOA dues

Days on market

Flood zone

About this home

Discover comfortable Florida living in this charming 3-bedroom, 2-bathroom, single-story home located in Sanford! Offering 1,697 sq ft of heated living space, this home provides a practical layout designed for everyday comfort and convenience. Enjoy the benefits of single-story living, with all bedrooms and main living areas conveniently located on one level. The community amenities including a swimming pool and playground, providing opportunities for relaxation and recreation. Conveniently situated in Sanford, this property is ready to welcome its next owner!

Estimated monthly payment

Principal & interest$2,018

Property taxes$25

Home insurance (est.)$183

HOA dues$92

Down payment

20%

$79,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Oct 17, 2026
Listed$399,000
Oct 16, 2026

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 0
Subdivision: Riverbend At Cameron Heights
County: Seminole
Year built: 2019
Living area: 1,697 sq ft
Price/sq ft: $235
Building area: 2,266 sq ft (Public Records)
Lot size: 5,750 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12117C0090F)
Annual taxes: $305 (2025)
Parcel #: 33-19-31-5VH-0000-0150
Zoning: RES
MLS #: O6450144

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Half bathrooms: 1
Flooring: Carpet, Ceramic Tile
Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer
Interior features: Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Thermostat, Walk-In Closet(s)
Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels: One
Direction faces: West

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 0
Attached garage: Yes
Parking features: Driveway, Garage Door Opener

HOA & Financial

HOA fee: $275 / Quarterly
Monthly HOA: $92/mo
Total monthly fees: $92/mo
Total annual fees: $1,098
HOA name: Deanna Campos
CDD: No
Homestead exemption: Yes
Min lease term: 7 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Buyer and buyer's agent to verify all leasing restrictions and requirements with the HOA.

Exterior & Construction

Exterior features: Rain Gutters, Sidewalk
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected

Community

Pets allowed: Yes

Schools

ElementaryCMidway ElementaryGreatSchools ↗

MiddleCMillennium MiddleGreatSchools ↗

High SchoolBSeminole HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Kitchen	First	8x12
Dining Room	First	15x12
Family Room	First	12x16
Primary Bedroom	First	13x14
Primary Bathroom	First
Bedroom 2	First	11x10
Bedroom 3	First	11x10
Bathroom 2	First
Balcony/Porch/Lanai	First	11x8

Listing Details

Listing date: 2026-10-15
On market date: 2026-10-16
Original list price: $399,000
Occupant type: Owner
MLS area: 32771 - Sanford/Lake Forest
Listing AOR: Orlando Regional
Status changed: 2026-10-17
Tax legal description: LOT 15 RIVERBEND AT CAMERON HEIGHTS PLAT BOOK 83 PAGES 31-38

Flood risk

Minimal riskFEMA Zone XPanel 12117C0090F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From SR-46, turn onto Cameron Avenue. Turn left onto Looking Glass Place, then turn right onto Silverstream terrace. Follow Silverstream Terrace to 3960 Silverstream.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 16, 2026 at 8:31 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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