2900 Cove Cay Drive, FL
Stellar MLS
1 / 1

$285,000

2900 Cove Cay DriveClearwater, FL 33760

Listing updated: November 4, 2026 at 1:07 AM ET

Active
Stellar MLSListing courtesy of Keller Williams Realty- Palm Harbor · Jessica Kucek · MLS #TB8557125 · Active · 727-772-0772
2
Beds
2
Baths
1,070
Sq Ft
1.6
Acres
1981
Built
◆Water access◆1.6 acres◆$266/sqft◆360° tour
Condominium

Property type

1981

Year built

69,696 sqft

Lot size

$266

Price / sq ft

No HOA

HOA dues

0

Days on market

X500

Flood zone

About this home

LIVE THE FLORIDA LIFESTYLE AT COVE CAY! Enjoy resort-style living in this beautifully updated TOP-FLOOR condo located in a gated community with 24-hour guarded security. This inviting residence features an open-concept kitchen renovated in 2020 with white cabinetry, granite countertops, and porcelain tile flooring. Both bathrooms have been completely remodeled, and both bedrooms feature bamboo wood floors. Relax on the 20-foot enclosed balcony with glass doors and screen enclosure, for enjoying all the Florida seasons offering sweeping golf course views. Major updates include a NEW central A/C system (2025) with automatic algae washout and condensate drain-line maintenance system, which includes a transferable 10-year warranty, tankless hot water heater (2018), fresh interior paint (2024). Off the porch, is a storage area/laundry room with full size bespoke all in one washer dryer combo (2024), very convenient to the main bedroom. Enjoy Cove Cay's exceptional amenities, including a pool, heated spa, marina, and golf club. Play the public 18-hole championship golf course or enjoy dining at the onsite Bayview Pub & Grill open 7 days a week. Assigned covered parking conveniently located near the elevator adds to the appeal. There is nothing to do in this exceptional condo, which combines luxury, comfort, and unmatched views along with a high quality and well cared for interior except to move in. Whether you're seeking a year-round residence or a seasonal Florida getaway, this move-in-ready condo offers the perfect blend of comfort, convenience, and resort-style living. Come experience the Cove Cay lifestyle!

Estimated monthly payment

Principal & interest$1,441
Property taxes$311
Home insurance (est.)$131

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Nov 4, 2026
  2. Listed$95,000
    Nov 3, 2026
  3. Price increased$285,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
0
Subdivision
Cove Cay Village Iv
County
Pinellas
Year built
1981
Living area
1,070 sq ft
Price/sq ft
$266
Lot size
69,696 sq ft
Lot category
1 to less than 2
Flood zone
X500
Annual taxes
$3,730 (2025)
Parcel #
29-29-16-18706-003-0480
MLS #
TB8557125

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Bamboo, Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Eat-in Kitchen, Elevator, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
0
Parking features
Assigned, Covered
Carport
Yes

HOA & Financial

Total monthly fees
$735/mo
Total annual fees
$8,820
HOA name
Julie Nichols
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer and buyer's agent to verify all lease restrictions, requirements, and approval process with the Association. 90 day minimum lease. No condo may be leased more than twice in a calendar year.
Approval process
Buyer and buyer's agent to verify all lease restrictions, requirements, and approval process with the Association.

Exterior & Construction

Exterior features
Balcony
Construction materials
Block, Stucco
Roof
Built-Up
Foundation
Stilt/On Piling
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
No

Room Details

RoomLevelDimensions
Primary BedroomUpper24x11
Bedroom 2Upper12x15
Primary BathroomUpper9x5
Bathroom 2Upper8x5
Dining RoomFirst12x13
KitchenUpper15x9
Living RoomUpper17x13

Listing Details

Listing date
2026-09-30
On market date
2026-11-03
Original list price
$95,000
Occupant type
Owner
MLS area
33760 - Clearwater
Listing AOR
Suncoast Tampa
Status changed
2026-11-04
Tax legal description
COVE CAY VILLAGE IV CONDO PHASE 3 BLDG 3, UNIT 7F TOGETHER WITH THE USE OF CARPORT 3-13

Flood risk

Moderate riskFEMA Zone X500

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US 19 just south of Belleair Rd on the east side. When traveling south, exit at Whitney Rd and make a U-turn. Stay on the US 19 frontage road. Cove Cay will be on the right, just past Haines Bayshore. Stop at the guard gate for a pass. Follow Cove Cay Dr to building 2900.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 4, 2026 at 1:07 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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