2800 Cove Cay Drive, FL
Stellar MLS

$198,000

2800 Cove Cay Drive

Clearwater, FL 33760

Listing updated: June 12, 2026 at 6:20 PM ET

Active
2
Beds
2
Baths
1,070
Sq Ft
1980
Built
$185/sqft360° tour
Condominium

Property type

1980

Year built

$185

Price / sq ft

No HOA

HOA dues

67

Days on market

AE

Flood zone

About this home

Move-in ready two bedroom two bath, 4th floor condo located in Clearwater in the well-maintained sought-after guard gated golf course community of Cove Cay. This home features an updated kitchen with wood cabinets, granite countertops, and a pantry, both bathrooms have been updated with vanities that have granite counters, the hall bath has a walk-in shower, and the primary bath has a tub/shower combo. Other resent upgrades include waterproof laminate flooring through-out the home except the baths, and the interior of the unit has been recently painted. This home offers views of the 3rd hole of the golf course from the screened-in lanai and there are no rear neighbors for added privacy. The lanai can be accessed form the living room sliding door or the primary bedroom sliding door. Included with the unit is a covered parking spot and the building has two elevators. The washer and dryer are located in the storage closet off of the lanai. The community also has its own clubhouse and a heated pool which is included in your monthly fee. Also included in the monthly fee is cable TV, internet, 24 -hour guard, sewer, trash and water.

Estimated monthly payment

Principal & interest$1,001
Property taxes$291
Home insurance (est.)$91

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history67 days on market

  1. Status: Active
    Jun 12, 2026
  2. Listed$208,000
    Mar 6, 2026
  3. Price reduced$198,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
67
Subdivision
Cove Cay Village Iv
County
Pinellas
Year built
1980
Living area
1,070 sq ft
Price/sq ft
$185
Flood zone
AE (12103C0136H)
Annual taxes
$3,493 (2025)
Parcel #
29-29-16-18706-002-0044
MLS #
W7883645

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile, Laminate
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Stone Counters, Walk-In Closet(s)
Laundry
Laundry Closet
Stories / Levels
Three Or More
Direction faces
East

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$731/mo
Total annual fees
$8,772
HOA name
Julie Nichols
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact association for lease requirements.
Approval process
Contact association for approval process.

Exterior & Construction

Exterior features
Balcony
Construction materials
Block, Stucco
Roof
Built-Up
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Water Connected

Community

Pets allowed
No

Room Details

RoomLevelDimensions
KitchenFirst8x17
Living RoomFirst14x24
Primary BedroomFirst13x14
Bedroom 2First11x11
Balcony/Porch/LanaiFirst6x20

Listing Details

Listing date
2026-03-06
On market date
2026-03-06
Original list price
$208,000
Occupant type
Vacant
MLS area
33760 - Clearwater
Listing AOR
West Pasco
Status changed
2026-06-12
Tax legal description
COVE CAY VILLAGE IV CONDO PHASE 2 BLDG 2, UNIT 4D TOGETHER WITH THE USE OF CARPORT 2-17

Flood risk

High riskFEMA Zone AEPanel 12103C0136H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US 19 north, after you cross over Haines Bayshore Rd, Cove Cay entrance will be on your right, procced to guard gate to get pass. Building 2800. If traveling south on US 19 exit at Whitney Rd and make a U-turn.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 12, 2026 at 6:20 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA