10 Papaya Street, FL
Stellar MLS
1 / 1

$2,399,000

10 Papaya StreetClearwater, FL 33767

Listing updated: October 14, 2026 at 6:49 AM ET

Active
Stellar MLSListing courtesy of Florida Luxury Group · Anna Dementov · MLS #TB8556893 · Active · 727-488-4825
3
Beds
3
Baths
2,015
Sq Ft
2002
Built
◆Waterfront◆Water access◆$1,191/sqft◆360° tour
Condominium

Property type

2002

Year built

$1,191

Price / sq ft

No HOA

HOA dues

1

Day on market

1

Garage space

AE

Flood zone

About this home

This RARE INTERIOR RESIDENCE at Mandalay Beach Club offers both views, overlooking the Gulf, Clearwater Beach, the resort-style pool, and the Intracoastal Waterway. Imagine waking up to peaceful views of Clearwater Bay and ending the day with a spectacular Gulf sunset. *** Located on the 10th floor of the Papaya building, the spacious Sonesta floor plan features 3 bedrooms, 2.5 bathrooms, and TWO EXPANSIVE BALCONIES showcasing the beauty of coastal living. *** ONE BALCONY FACES THE GULF AND BEACH, perfect for enjoying sunsets, while the SECOND BALCONY OVERLOOKS THE INTRACOASTAL and Clearwater Bay. *** Both balconies offer generous outdoor space with multiple access points throughout the residence. *** Wood flooring extends throughout the home, which features a spacious family and living area, kitchen with breakfast nook, and separate laundry room. *** The Gulf-facing primary suite enjoys BEAUTIFUL BEACHFRONT VIEWS and sliding glass doors to the Gulf balcony. Its spacious bathroom offers a second waterfront perspective through a large window above the bathtub overlooking the Intracoastal. *** DUAL VANITIES, a glass-enclosed walk-in shower, a PRIVATE water closet, and a WALK-IN closet complete the suite. *** The Intracoastal-facing guest suite features a private bathroom with single-sink vanity and bathtub, a walk-in closet, and sliding doors to the bay-facing balcony, ideal for watching 4th of July fireworks. *** The THIRD BEDROOM, off the main living area, is equally suited as a bedroom, office, or study, with double glass-paned French doors and a CLOSET. *** FURNISHINGS and televisions may convey if desired. An assigned parking space and storage locker are included. Each floor offers three elevators, stairs, and a garbage chute closet. *** Mandalay Beach Club offers CONCIERGE SERVICES, 24/7 SECURITY monitoring, a private parking garage with beach access, and elegant lobbies with secure, fob-controlled street access. *** The expansive third-floor RESORT-STYLE POOL deck connects the Papaya and San Marco buildings, offering a beautiful setting for relaxation and entertaining. *** Finished with pavers, the deck features a spacious pool, private jetted hot tub, freestanding poolside shower, chaise lounges, tables with umbrellas, and covered seating areas. *** Two gas grills provide outdoor cooking, while stairs connect the pool area to the parking garage and beach access. *** The pool CLUBHOUSE can be privately reserved for gatherings and features a spacious sitting area, full kitchen, and pool access. Additional amenities include men's and women's bathrooms and saunas, a fitness center with brand-new equipment, conference room, and billiards. The pool-level lobby features seating areas with televisions and pool tables, beautifully maintained fish tanks, and separate handicap-accessible men's and women's bathrooms. Resident mailboxes are also located on this level. *** Clearwater Beach is just outside your door. Previously named the #1 beach in the United States, it is celebrated for its sugar-white sands, breathtaking sunsets, and pedestrian-friendly atmosphere. *** Restaurants, shops, and attractions are within easy reach, including the world-famous Frenchy's Rockaway Grill, just a short walk away. With beautiful water views in both directions, spacious indoor and outdoor living, and exceptional resort-style amenities, this residence captures the relaxed elegance of Clearwater Beach living.

Estimated monthly payment

Principal & interest$12,131
Property taxes$2,306
Home insurance (est.)$1,100

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Oct 13, 2026
  2. Listed$2,399,000
    Oct 13, 2026

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
1
Subdivision
Mandalay Beach Club Condo
County
Pinellas
Year built
2002
Living area
2,015 sq ft
Price/sq ft
$1,191
Lot category
Non-Applicable
Flood zone
AE
Garage
1 spaces
Annual taxes
$27,667 (2025)
Parcel #
08-29-15-54658-002-1006
MLS #
TB8556893

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Tile, Wood
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Elevator, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Assigned, Deeded, Ground Level, Guest, Off Street, Basement

HOA & Financial

Total monthly fees
$1,838/mo
Total annual fees
$22,056
CDD
No
Min lease term
1 Month
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please verify with Management office.
Approval process
Please verify with Management office.

Exterior & Construction

Exterior features
Balcony, Lighting, Outdoor Grill, Outdoor Shower, Sauna, Sidewalk, Storage
Construction materials
Block, Other
Roof
Other
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst
Primary BedroomFirst
KitchenFirst

Listing Details

Listing date
2026-10-13
On market date
2026-10-13
Original list price
$2,399,000
Occupant type
Vacant
MLS area
33767 - Clearwater/Clearwater Beach
Listing AOR
Suncoast Tampa
Status changed
2026-10-13
Tax legal description
MANDALAY BEACH CLUB CONDO PHASE 2, UNIT 1006

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

North from Roundabout on Mandalay Avenue, turn left at Papaya Street. Check in with Security at Guardhouse.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 14, 2026 at 6:49 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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