4895 Bay Street, FL
Stellar MLS
1 / 1

$148,900

4895 Bay StreetSt Petersburg, FL 33703

Listing updated: November 2, 2026 at 6:19 PM ET

Active
Stellar MLSListing courtesy of Realty Experts · Heather Breckenridge · MLS #TB8556675 · Active · 727-888-1000
2
Beds
2
Baths
1,035
Sq Ft
1973
Built
◆55+ community◆$144/sqft◆360° tour
Condominium

Property type

1973

Year built

$144

Price / sq ft

No HOA

HOA dues

24

Days on market

AE

Flood zone

About this home

TOTALLY & BEAUTIFULLY UPDATED 2 BEDROOM 2 BATH 1st floor corner unit, nestled in the center interior of the well-built, quiet & clean, super conveniently located, 55+ complex of Winston Park Northeast! This lovely, updated condo overlooks the beautifully manicured, well-maintained courtyard Some of the larger ticket updates include: updated kitchen & all appliances, both baths remodeled, storm windows & sliders, plantation shutters, new hot water heater, beautiful vinyl plank flooring and all updates were completed in 2025/2026. The unit also comes with a covered, VERY convenient parking spot (right at the units doorstep). Cable, WiFi, water and trash are ALL included in the affordable monthly maintenance fees. Amenities include Shuffleboard, a heated pool with a community grilling area, a clubhouse bustling with social activities, and laundry rooms on every corner and on every floor. The complex sits directly off of the Pinellas Trail and is only minutes from downtown; whether you're walking, biking, or driving, there are plenty of museums, great restaurants, and the Tampa Bay Rays baseball stadium close by! The Northeast shopping center is also located just around the corner and includes a Whole Foods, Publix, Crunch gym and CVS. Make sure to make an appointment to see this condo as soon as you're ready to retire in STYLE & AFFORDABILITY!! ALL SPECIAL ASSESSMENTS HAVE BEEN PAID FOR BY SELLER!!

Estimated monthly payment

Principal & interest$753
Property taxes$55
Home insurance (est.)$68

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history24 days on market

  1. Status: Active
    Oct 9, 2026
  2. Listed$150,000
    Oct 9, 2026
  3. Price reduced$148,900

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
24
Subdivision
Winston Park Northeast
County
Pinellas
Year built
1973
Living area
1,035 sq ft
Price/sq ft
$144
Lot category
Non-Applicable
Flood zone
AE (12103C0209H)
Annual taxes
$659 (2025)
Parcel #
06-31-17-98404-300-1090
MLS #
TB8556675

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Vinyl
Appliances
Dishwasher, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Walk-In Closet(s), Window Treatments
Laundry
Common Area, Laundry Room, Same Floor As Condo Unit
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
0
Parking features
Assigned, Guest
Carport
Yes

HOA & Financial

Total monthly fees
$758/mo
Total annual fees
$9,096
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
SEE RULES & REGULATIONS FOR SPECIFICS. MAY BE WAIT LIST FOR RENTALS.
Approval process
BUYER APPLICATION FOR PURCHASE AND INTERVIEW

Exterior & Construction

Exterior features
Courtyard, Outdoor Grill, Sidewalk, Storage
Construction materials
Block
Roof
Other
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Cable Connected, Electricity Available, Phone Available, Public, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst12x14
Dining RoomFirst7x9
Primary BedroomFirst12x15
KitchenFirst9x11
Bedroom 2First10x10

Listing Details

Listing date
2026-10-09
On market date
2026-10-09
Original list price
$150,000
Occupant type
Vacant
MLS area
33703 - St Pete
Listing AOR
Suncoast Tampa
Status changed
2026-10-09
Tax legal description
WINSTON PARK NORTHEAST 300 CONDO BLDG NO. 300, APT 109

Flood risk

High riskFEMA Zone AEPanel 12103C0209H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

1ST STREET N TO 49TH AVE N HEAD EAST TO CENTER DIVIDE THEN MAKE RIGHT AND THEN QUICK LEFT UNIT IS ON THE NORTHWEST CORNER OF THE BLUE BUILDINGS

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 2, 2026 at 6:19 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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