$129,900
5095 Bay Street
St Petersburg, FL 33703
Listing updated: April 11, 2026 at 1:05 PM ET
Listing courtesy of Keller Williams St Pete Realty · Jill Smith · MLS #TB8485318 · Active · 727-894-1600Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
One or more photo(s) has been virtually staged. 1ST FLOOR WALK-OUT CONDO – BRAND NEW FLOORING – 55+ COMMUNITY – GREAT VALUE IN WINSTON PARK NORTHEAST | 2 Bedrooms | 2 Bathrooms | 1,035 SF. (Select photos are virtually staged for illustrative purposes.) Easy Florida living starts here. This first-floor walk-out unit in desirable Winston Park Northeast offers brand-new flooring, a comfortable layout, and one of the most convenient locations in the community. The condo has been well-maintained over the years and shows normal wear, giving the next owner the option to move right in, enjoy seasonal use, or update to their own taste over time. The floor plan features a spacious living/dining combination, an eat-in kitchen with sliding doors facing the morning sun, and a private primary suite with its own bath. The walk-out location provides quick access to the courtyard and is close to the laundry facility and community amenities. This unit does not include a carport, helping keep the purchase price and monthly costs more affordable. Winston Park Northeast is a popular 55+ community built around large landscaped courtyards with a heated pool, clubhouse, shuffleboard courts, picnic areas, and an active social calendar. The association has completed the state-required structural inspections and maintains funded reserves. The location is one of the best values in St. Petersburg — about a 15-minute bike ride to the downtown waterfront, museums, dining, and entertainment. Two international airports are usually within 30 minutes, and miles of Gulf beaches are a short drive away. Whether you are looking for a full-time home, winter retreat, or affordable place in the Sunshine City, this is a solid opportunity in one of St. Petersburg’s most established 55+ communities. Come see why Winston Park Northeast remains a favorite for easy Florida living.
Local Insight
At $126/sqft for a 1975 condo in a 55+ community with no HOA, you're getting an unusually low price point that likely reflects the age of the building and the AE flood zone designation—which means flood insurance will be mandatory and potentially expensive. The 3.39-acre lot size is atypical for a condo unit and suggests this may be a unique or unusual property configuration worth verifying before assuming standard condo economics apply. Given the flood zone location and vintage construction in St. Petersburg, you'll want to budget carefully for insurance, potential flood mitigation costs, and to have the structure thoroughly inspected for any water damage history.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history19 days on market
- Status: ActiveMar 23, 2026
- Listed$129,900Mar 23, 2026
- Price increased$129,900
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 19
- Subdivision
- Winston Park Northeast
- County
- Pinellas
- Year built
- 1975
- Living area
- 1,035 sq ft
- Price/sq ft
- $126
- Lot size
- 147,648 sq ft
- Flood zone
- AE (12103C0209H)
- Annual taxes
- $2,757 (2025)
- Parcel #
- 06-31-17-98405-600-1100
- MLS #
- TB8485318
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Laminate
- Appliances
- Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
- Interior features
- Eat-in Kitchen, Living Room/Dining Room Combo, Split Bedroom, Walk-In Closet(s), Window Treatments
- Laundry
- Common Area
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $650/mo
- Total annual fees
- $7,800
- CDD
- No
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Application required, background check, etc. See rules and regs and contact the property manager for details.
- Approval process
- Application required, background check, etc. See rules and regs and contact the property manager for details.
Exterior & Construction
- Exterior features
- Courtyard, Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Built-Up
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Public
Community
- Pets allowed
- Cats OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 13x17 |
| Kitchen | First | 12x17 |
| Primary Bedroom | First | 15x12 |
Listing Details
- Listing date
- 2026-03-23
- On market date
- 2026-03-23
- Original list price
- $129,900
- Occupant type
- Vacant
- MLS area
- 33703 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-23
- Tax legal description
- WINSTON PARK NORTHEAST 600 CONDO APT 110
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
1st St N to 49th Ave NE, East to stop sign, left on Bay St NE, unit is 110, parking in front. Plenty of guest parking.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 11, 2026 at 1:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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