3 Summit Lane, FL
Stellar MLS
1 / 1

$659,000

3 Summit LaneSafety Harbor, FL 34695

Listing updated: October 23, 2026 at 5:55 PM ET

Active
Stellar MLSListing courtesy of Select Properties Inc · Bel Whitten · MLS #TB8555770 · Active · 727-934-4099
3
Beds
2
Baths
2,027
Sq Ft
0.29
Acres
1981
Built
◆Private pool◆Fireplace◆$325/sqft
Single Family Residence

Property type

1981

Year built

12,619 sqft

Lot size

$325

Price / sq ft

No HOA

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Discover 3 Summit Lane, a Safety Harbor home with a pool for sale on a beautifully landscaped corner lot near Philippe Park and downtown Safety Harbor. With a private screened pool, generous covered patio, and thoughtful updates throughout, this inviting home offers comfortable indoor living and ample space to enjoy the outdoor Florida lifestyle. Major improvements include a new roof in 2025, A/C replacement in 2021, and hurricane-rated windows installed in 2018. Cherry wood floors, crown molding, decorative wood paneling, and a brick-surround fireplace bring warmth and character to the interior. Updated bathrooms, select new light fixtures, fresh paint throughout most of the interior, and a complete exterior repaint add to the home’s appeal. The kitchen features cabinetry and lighting upgrades completed in 2020. A spacious laundry room offers a folding counter, utility sink, and convenient access to the side-entry garage. Step outside to a generous covered patio and screened in-ground pool surrounded by beautiful landscaping—an inviting setting for morning coffee, poolside relaxation, and entertaining. A pocket sliding door in the primary suite provides direct access to the patio and pool area. Located near Philippe Park and just a short drive from downtown Safety Harbor’s shops, restaurants, and waterfront, 3 Summit Lane combines an appealing location with the outdoor living space that makes a Florida pool home so desirable. Schedule your private showing today!

Estimated monthly payment

Principal & interest$3,332
Property taxes$642
Home insurance (est.)$302

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Oct 22, 2026
  2. Listed$659,000
    Oct 22, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Bay Woods-Unit I
County
Pinellas
Year built
1981
Living area
2,027 sq ft
Price/sq ft
$325
Building area
2,901 sq ft (Public Records)
Lot size
12,619 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Garage
2 spaces
Pool
Private pool
Annual taxes
$7,703 (2025)
Parcel #
27-28-16-05805-001-0150
MLS #
TB8555770

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile, Wood
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, Kitchen/Family Room Combo, L Dining, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air, Attic Fan

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Faces Side

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Ask City of Safety Harbor and HOA

Exterior & Construction

Exterior features
Rain Gutters, Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Sprinkler Well

Community

Pets allowed
Yes

Schools

ElementarySafety Harbor Elementary-PNGreatSchools ↗
MiddleSafety Harbor Middle-PNGreatSchools ↗
High SchoolCountryside High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary Bedroom
Bedroom 2
Bedroom 3
Family Room
Kitchen
Living Room

Listing Details

Listing date
2026-10-07
On market date
2026-10-22
Original list price
$659,000
Occupant type
Owner
MLS area
34695 - Safety Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-10-22
Tax legal description
BAY WOODS-UNIT 1 BLK A, LOT 15

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From the north: Travel south on McMullen Booth Road. Turn left onto State Road 580, then right onto Philippe Parkway (SR 590). Turn right onto Bishop Creek Drive, then left onto Summit Lane. From the west: Travel east on State Road 580, crossing McMullen Booth Road. Turn right onto Philippe Parkway (SR 590), right onto Bishop Creek Drive, then left onto Summit Lane.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 23, 2026 at 5:55 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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