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$499,000

2825 Terra Ceia Bay BoulevardPalmetto, FL 34221

Listing updated: October 16, 2026 at 9:10 AM ET

Active

Listing courtesy of Marcus & Company Realty · Ruth Husel · MLS #A4708691 · Active · 941-932-8550

Beds

Baths

2,306

Sq Ft

1.47

Acres

2007

Built

◆Water view◆1.47 acres◆$216/sqft◆360° tour

Condominium

Property type

2007

Year built

64,019 sqft

Lot size

$216

Price / sq ft

No HOA

HOA dues

Day on market

Flood zone

About this home

Enjoy breathtaking, unobstructed open water views across the bay from the comfort of this tranquil luxury residence in Bay Club at Terra Ceia Bay Golf & Country Club. The popular Grandview floor plan features three bedrooms plus an office, an oversized kitchen and great room, spacious bedrooms, and walk-in closets--offering rare space and exceptional value for a condo with amazing water views! The kitchen, complete with a pantry and abundant storage and counter space, opens to the great room and separate dining area, making it perfect for entertaining. Floor-to-ceiling impact siders open to the screened balcony where you can relax and take in the STUNNING SUNSETS over the bay and views of the Sunshine Skyway Bridge. Additional conveniences include an assigned under-building parking space and storage area. Terra Ceia Bay is truly a hidden gem—a gated waterfront and golf community with no membership required, offering an ideal location with easy access to I-275, I-75, and US 41. St. Petersburg and Sarasota are within a 30-minute drive, and Tampa International Airport is less than an hour away. Call today to schedule your private showing of this exceptional waterfront home.

Estimated monthly payment

Principal & interest$2,523

Property taxes$440

Home insurance (est.)$229

Down payment

20%

$99,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

Status: Active
Oct 15, 2026
Listed$499,000
Oct 15, 2026

Facts & features

Property type: Residential
Sub type: Condominium
Status: Active
Days on market: 1
Subdivision: Bay Club Ph I
County: Manatee
Year built: 2007
Living area: 2,306 sq ft
Price/sq ft: $216
Building area: 2,496 sq ft (Public Records)
Lot size: 64,019 sq ft
Flood zone: AE
Annual taxes: $5,284 (2025)
Parcel #: 2413213609
Zoning: PDH
MLS #: A4708691

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Ceramic Tile
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
Interior features: Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s), Window Treatments
Laundry: Laundry Room
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Attached garage: No
Parking features: Assigned, Guest, Basement

HOA & Financial

Total monthly fees: $1,025/mo
Total annual fees: $12,300
HOA name: Bay Club Condo Association
CDD: Yes
Homestead exemption: Yes
Min lease term: 3 Months
Listing terms: Cash, Conventional
Ownership: Condominium
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Tenant approval required. Tenants no pets.
Approval process: Buyer application and fee required.

Exterior & Construction

Exterior features: Balcony
Construction materials: Block, Other, Stucco
Roof: Built-Up, Membrane
Foundation: Other, Pillar/Post/Pier
Water view: Yes
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Public

Community

Pets allowed: Breed Restrictions, Dogs OK, Number Limit, Size Limit, Yes

Room Details

Room	Level	Dimensions
Great Room	First	25x18
Dining Room	First	11x8
Primary Bedroom	First	20x15
Primary Bathroom	First	16x10
Bedroom 2	First	18x10
Bedroom 3	First	11x10
Office	First	11x12
Utility Room	First	7x6
Balcony/Porch/Lanai	First	19x10
Kitchen	First

Listing Details

Listing date: 2026-10-15
On market date: 2026-10-15
Original list price: $499,000
Occupant type: Vacant
Special conditions: Probate Listing
MLS area: 34221 - Palmetto/Rubonia
Listing AOR: Sarasota - Manatee
Status changed: 2026-10-15
Tax legal description: UNIT 1402, PHASE 1, BAY CLUB, A CONDOMINIUM PI#24132.1360/9

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

North of Palmetto on US Business 41. At round-about exit onto 23rd Ave W and follow to the end of road. Go Straight into community to address. Use gate entrance on right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 16, 2026 at 9:10 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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