120 Rachel Lin Ln, FL120 Rachel Lin Ln, FL120 Rachel Lin Ln, FL
Stellar MLS
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$675,000

120 Rachel Lin LnSt Cloud, FL 34771

Listing updated: October 22, 2026 at 12:39 PM ET

Active
Stellar MLSListing courtesy of Corcoran Connect Llc · Jeanine Corcoran · MLS #S5158911 · Active · 407-953-9118
4
Beds
3
Baths
2,697
Sq Ft
0.25
Acres
2005
Built
◆Waterfront◆Water access◆Private pool◆$250/sqft
Single Family Residence

Property type

2005

Year built

11,050 sqft

Lot size

$250

Price / sq ft

$71/mo

HOA dues

7

Days on market

2

Garage spaces

X

Flood zone

About this home

LAKEFRONT LUXURY + RESORT-STYLE LIVING + NEAR LAKE NONA = PRICELESS! Prepare to fall in love with this exceptional 4 bedroom, 3 bathroom lakefront residence, beautifully remodeled and designed for the ultimate Florida lifestyle! Nestled within a desirable gated community with NO CDD and one of the lowest HOA fees in the area, this spectacular home combines refined indoor living with an extraordinary private outdoor retreat. Community RV Parking!! Upgrades include new hybrid high efficiency 50 gallon water heater, new high efficiency inverter central air conditioning system with digital wifi thermostat, fresh paint throughout the interior including garage, new wireless security system including exterior security cameras, new wifi digital locks on all exterior doors, climate controlled Florida room, outside awning is power extend and retract, Tiki bar has running water, gas grill and refrigerator. Pool and spa have indoor electronic controller. Pool has underwater lighting and top of the line pebble-tec finish. Solar powered electric attic vents and new installed roof & windows (2024). From the moment you arrive, you’ll appreciate the attention to detail and thoughtful updates throughout. The spacious floor plan offers generously sized bedrooms, three beautifully remodeled bathrooms, and a flexible studio/office that can easily accommodate a home office, creative space, fitness room, or additional guest area. The stunning gourmet kitchen is truly the centerpiece of the home, featuring premium appliances, elegant countertops, custom cabinetry, and abundant workspace—perfect for preparing everyday meals or entertaining guests. The open and inviting living spaces flow effortlessly toward the breathtaking outdoor oasis. Step outside and experience resort-style living right in your own backyard! A sparkling pool and spa overlook the picturesque lake, creating a serene setting for relaxing, entertaining, and enjoying spectacular Florida sunsets. The impressive outdoor kitchen makes poolside entertaining effortless, while the beautifully landscaped grounds enhance the privacy and tranquility of this remarkable lakefront setting. Every bathroom has been tastefully remodeled, and the home has been meticulously maintained and thoughtfully updated, making it truly move in ready. Wake up to peaceful lake views, enjoy your morning coffee outdoors, spend afternoons by the pool, and gather with family and friends as the sun sets over the water. This is the Florida lifestyle you’ve been waiting for! East Lake Reserve has a private community dock on east lake toho, playground & basketball court. Conveniently located near Lake Nona, Medical City, top-rated schools, shopping, dining, major highways, and countless Central Florida attractions, this incredible property offers the perfect balance of privacy and convenience. A true lakefront gem with luxury amenities, exceptional updates, and a backyard designed for unforgettable memories, this is one you won’t want to miss!

Estimated monthly payment

Principal & interest$3,413
Property taxes$326
Home insurance (est.)$309
HOA dues$71

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history7 days on market

  1. Status: Active
    Oct 15, 2026
  2. Listed$675,000
    Oct 15, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
7
Subdivision
East Lake Reserve At Narcoossee Unit 3
County
Osceola
Year built
2005
Living area
2,697 sq ft
Price/sq ft
$250
Building area
3,266 sq ft (Public Records)
Lot size
11,050 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,908 (2026)
Parcel #
19-25-31-3016-0001-1110
Zoning
PD
MLS #
S5158911

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Range Hood, Refrigerator
Interior features
Eat-in Kitchen, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$857 / Annually
Monthly HOA
$71/mo
Total monthly fees
$71/mo
Total annual fees
$857
HOA name
Leslie Lundlen
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please call HOA regarding lease restrictions
Approval process
Please call HOA regarding approval process

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Schools

ElementaryNarcoossee ElementaryGreatSchools ↗
MiddleNarcoossee MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living Room
Dining Room
Kitchen
Bonus Room
Primary Bedroom
Primary Bathroom
Bedroom 2
Bedroom 3
Bedroom 4

Listing Details

Listing date
2026-10-15
On market date
2026-10-15
Original list price
$675,000
Occupant type
Vacant
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Osceola
Status changed
2026-10-15
Tax legal description
EAST LAKE RESERVE AT NARCOOSSEE UNIT 3 PB 16 PGS 82-84 LOT 111

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 192, take Narcoossee Rd NORTH, East Lake Reserve will be on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 22, 2026 at 12:39 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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