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$485,000

10 Lake Hamilton CircleWinter Haven, FL 33881

Listing updated: October 4, 2026 at 10:37 PM ET

Active

Listing courtesy of Jack Keller Inc · John Keller, III · MLS #TB8554887 · Active · 727-586-1497

Beds

Baths

1,895

Sq Ft

0.45

Acres

1973

Built

◆Waterfront◆Water access◆Private pool◆Fireplace◆$256/sqft◆360° tour

Single Family Residence

Property type

1973

Year built

19,576 sqft

Lot size

$256

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

Welcome to 10 West Lake Hamilton Circle, a beautifully maintained four-bedroom, two-bathroom waterfront home situated on a spacious half-acre property in Winter Haven. This inviting residence combines comfortable living spaces, thoughtful updates, mature landscaping, and an exceptional canalfront lifestyle with direct access to Lake Hamilton. Inside, the home features carpet and tile flooring throughout, updated HVAC, and new kitchen appliances. The spacious floor plan offers plenty of room for both everyday living and entertaining, including a dining room directly off the kitchen, a dedicated TV/activity room, and a centralized fireplace that creates a warm and welcoming focal point. The private primary suite offers a relaxing retreat with its own en-suite bathroom, while three additional bedrooms provide flexibility for guests, an office, or hobbies. Step outside and the property truly comes to life. The well-landscaped half-acre lot is surrounded by beautiful mature oak trees, creating shade, privacy, and a classic Florida setting. The large, deep swimming pool is complemented by a spacious lanai, making it an ideal place to relax, entertain, or enjoy sunny Florida afternoons. Beyond the pool, you'll find an incredible waterfront setup with a private dock, canal frontage, and a dedicated fireplace sitting area overlooking the water. And for boating enthusiasts, the location is especially appealing. Moor your boat right at your private back dock and enjoy direct boating access to Lake Hamilton. From there, it's approximately a three-minute boat ride to Port 27 and Floridinos, where patrons can tie their boats up at the restaurants' docks and arrive by water for dinner, drinks, or an evening out. With its combination of lake access, private dock, pool, mature landscaping, spacious lot, updated systems and appliances, and versatile interior living spaces, 10 West Lake Hamilton Circle offers the best of relaxed Florida living with the convenience of being able to enjoy Lake Hamilton right from your backyard.

Estimated monthly payment

Principal & interest$2,452

Property taxes$407

Home insurance (est.)$222

Down payment

20%

$97,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Oct 4, 2026
Listed$485,000
Oct 4, 2026
Price increased$485,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 0
Subdivision: Pollard Shores
County: Polk
Year built: 1973
Living area: 1,895 sq ft
Price/sq ft: $256
Building area: 3,061 sq ft (Owner)
Lot size: 19,576 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: X (12105C0366G)
Pool: Private pool
Annual taxes: $4,882 (2025)
Parcel #: 26-28-13-532200-000133
Zoning: RE-1
MLS #: TB8554887

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Interior Details

Bedrooms: 4
Full bathrooms: 2
Flooring: Carpet, Tile
Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
Interior features: Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat
Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels: One
Direction faces: South
Fireplace: Yes

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Carport: Yes

HOA & Financial

Total monthly fees: None
Total annual fees: None
CDD: No
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Private Mailbox, Sprinkler Metered
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Pool: Private pool
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Septic Tank
Water source: Canal/Lake For Irrigation, Private, Well
Utilities: Cable Connected, Electricity Connected, Private, Sprinkler Meter, Water Connected

Room Details

Room	Level	Dimensions
Primary Bedroom	First
Kitchen	First
Living Room	First

Listing Details

Listing date: 2026-10-04
On market date: 2026-10-04
Original list price: $485,000
Occupant type: Owner
MLS area: 33881 - Winter Haven / Florence Villa
Listing AOR: Suncoast Tampa
Status changed: 2026-10-04
Tax legal description: POLLARD SHORES UNIT 2 PB 42 PG 34 THAT PT PCL A & THAT PT OF LOT 6 OF JAMES HOWARD SUB PB 6 PG 32 BEING PCL 5 OF UNRE PLAT OF POLLARD SHORES UNIT 5 DESC AS BEG 1244.56 FT S & 144.79 FT E OF NW COR US GOV LOT 1 RUN N05-26-30E 100.41 FT N89-42-30W 196 FT S05-26-30W 100.41 FT S89-42-30E 196 FT TO POB

Flood risk

Minimal riskFEMA Zone XPanel 12105C0366G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head east on Buckeye Loop. Turn right on Country Club Road. Turn left onto Lake Hamilton Drive. Turn left onto Herb's Road. Home is on the right side of the road.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 4, 2026 at 10:37 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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