$899,777
120 Monica CourtLake Mary, FL 32746
Listing updated: October 20, 2026 at 11:06 PM ET
Listing courtesy of 8888 Filam Realty Llc · Jose Amoroso · MLS #O6446899 · Active · 689-251-3548Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
RARE 3.3-ACRE ESTATE IN CARDINAL OAKS – 4 BEDROOMS, 4 BATHS & NO HOA! Discover exceptional space, privacy and estate-style living in desirable Lake Mary. This 4-bedroom, 4-bath, one owner home is nestled on approximately 3.3 acres in an established, low-density community with spacious homesites and mature surroundings. Highlights include a 2022 roof, remodeled kitchen with newer cabinetry and appliances, circular driveway, 2-car garage, ceramic tile downstairs, newer vinyl flooring upstairs, and a spacious primary suite with Jacuzzi tub. Enjoy Florida living from the covered and screened lanai, surrounded by mature oak trees, decorative fountains, beautiful boulder landscaping and expansive grounds. Located in Flood Zone X and offering NO HOA, this distinctive Cardinal Oaks property combines acreage, privacy and freedom with convenient access to Lake Mary shopping, dining, schools and major roadways. A rare Lake Mary opportunity—4 beds, 4 baths, 3.3 acres and NO HOA!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history6 days on market
- Status: ActiveOct 14, 2026
- Listed$899,777Oct 14, 2026
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 6
- Subdivision
- Cardinal Oaks Estates
- County
- Seminole
- Year built
- 1988
- Living area
- 2,823 sq ft
- Price/sq ft
- $319
- Building area
- 3,214 sq ft (Public Records)
- Lot size
- 144,017 sq ft
- Lot category
- 2 to less than 5
- Flood zone
- X (12117C0155F)
- Garage
- 2 spaces
- Annual taxes
- $3,495 (2025)
- Parcel #
- 21-20-30-506-0000-0090
- Zoning
- RCE
- MLS #
- O6446899
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 4
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
- Interior features
- High Ceilings
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- Two
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Mailbox, Private Yard
- Construction materials
- Concrete
- Roof
- Concrete, Tile
- Foundation
- Slab
- Road surface
- Asphalt, Concrete
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Water Available, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | 14x33 | |
| Bedroom 2 | 13x14 | |
| Bedroom 3 | 13x11 | |
| Bathroom 4 | 17x17 | |
| Primary Bathroom | 13x10 | |
| Living Room | 32x16 | |
| Dining Room | 15x12 | |
| Kitchen | 16x13 | |
| Balcony/Porch/Lanai | 33x7 | |
| Garage Apartment | 24x22 |
Listing Details
- Listing date
- 2026-10-14
- On market date
- 2026-10-14
- Original list price
- $899,777
- Occupant type
- Owner
- MLS area
- 32746 - Lake Mary / Heathrow
- Listing AOR
- Orlando Regional
- Status changed
- 2026-10-14
- Tax legal description
- LOT 9 & W 1/2 OF VACD ST ADJ ON E CARDINAL OAKS ESTATES PB 25 PGS 100 & 101
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Lake Mary Blvd ? S on Country Club Rd ? L on CR-427/Ronald Reagan Blvd ? L on Jennifer Ct ? R on Monica Ct ? 120 Monica Ct.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 20, 2026 at 11:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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