


$897,900
820 Stephens Pass CoveLake Mary, FL 32746
Listing updated: November 2, 2026 at 5:43 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Come see this easy show home 24/7. Extraordinary home in the exclusive, gated community of Island Club, located near the affluent Heathrow area. A gated cul-de-sac single street of custom homes. This waterfront beauty offers peaceful views of Island Lake, providing nightly displays of epic sunsets. This home as been meticulously maintained with 5-bedrooms, 3.5-bathrooms featuring a number of high-end upgrades. On the main level is a spacious primary bedroom with an elegant en suite bath together with top-tier amenities and oversized custom closets. Additionally, a versatile flex room offers possibilities for use as an office, playroom, gym, or library. The heart of the home is the open kitchen and family room combination, with stainless steel appliances featuring brand new Samsung refrigerator , tons of granite countertops for a flexible work space, a stylish backsplash, solid wood cabinets, a wine fridge, and a large pantry. Imagine the holiday parties you can throw in the huge family room overlooking the lanai and the lake. Throughout the main floor, engineered hardwood flooring and crown molding add elegance and sophistication, complemented by custom plantation shutters throughout. A Bruno Elite straight rail stairlift can take you upstairs to a spacious game/media entertainment room, along with four generous bedrooms, two of which feature expansive walk-in closets. The laundry room is equipped with LG Ultra Capacity stainless washer and dryer. Step outside to your private refuge and enjoy the picturesque lake views from the screened-in lanai. The lanai is pre-wired and pre-plumbed for a summer kitchen. The garage with its special PVC tile flooring provides ample storage space for your convenience. The property comes complete with a Massey termite bond. Living next door to the exclusive Heathrow community, you'll have access to fine dining, upscale shopping, casual eateries, golf courses, top-rated schools, hospitals, and both Sanford and Orlando airports. This prime location offers short trips to the beaches, entertainment venues, theme parks, and attractions. Seize the opportunity to embrace this exemplary example of Florida living. Owner may hold a short term mortgage with substantial down payment.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history21 days on market
- Status: ActiveOct 12, 2026
- Listed$899,500Oct 12, 2026
- Price reduced$897,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 21
- Subdivision
- Island Club
- County
- Seminole
- Year built
- 2011
- Living area
- 3,279 sq ft
- Price/sq ft
- $274
- Building area
- 4,191 sq ft (Public Records)
- Lot size
- 7,432 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12117C0065F)
- Garage
- 2 spaces
- Annual taxes
- $6,202 (2025)
- Parcel #
- 01-20-29-513-0000-0240
- Zoning
- PUD
- MLS #
- O6449368
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Carpet, Tile, Wood
- Appliances
- Dishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Range, Range Hood, Refrigerator, Washer
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Gas
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $350 / Quarterly
- Monthly HOA
- $117/mo
- Total monthly fees
- $117/mo
- Total annual fees
- $1,400
- HOA name
- Specialty Management
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Owner Financing
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 20x13 |
| Kitchen | First | 15x13 |
| Office | First | 11x11 |
| Living Room | First | 12x12 |
| Family Room | First | 22x16 |
| Dining Room | First | 12x11 |
| Game Room | Second | 17x13 |
| Bedroom 2 | Second | 12x12 |
| Bedroom 3 | Second | 12x12 |
| Bedroom 4 | Second | 12x11 |
| Bedroom 5 | Second | 12x11 |
Listing Details
- Listing date
- 2026-10-12
- On market date
- 2026-10-12
- Original list price
- $899,500
- Occupant type
- Owner
- MLS area
- 32746 - Lake Mary / Heathrow
- Listing AOR
- Orlando Regional
- Status changed
- 2026-10-12
- Tax legal description
- LOT 24 ISLAND CLUB PB 71 PGS 64 - 68
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
International Pkwy to AAA Blvd to Stepehns Pass
Property sale history
Public records820 STEPHENS PASS CV, LAKE MARY 32746
- Sep 2024$805,000
3,279 sq ft · Built 2011 · 0.1706 acres
Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 2, 2026 at 5:43 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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