


$899,500
820 Stephens Pass CoveLake Mary, FL 32746
Listing updated: October 12, 2026 at 8:38 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to your slice of paradise within the exclusive, gated community of Island Club, located in the affluent Heathrow area. This custom waterfront home offers stunning views of Island Lake, providing nightly displays of amazing sunsets. This home as been meticulously maintained and features 5-bedrooms, 3.5-bathrooms showcasing a number of high-end upgrades. The main level features a spacious primary bedroom with an elegant en suite bath together with top-tier amenities and oversized custom closets. Additionally, a versatile flex room offers possibilities for use as an office, playroom, gym, or library. The heart of the home lies in the open kitchen and family room combination, featuring stainless steel appliances, granite countertops, a stylish backsplash, solid wood cabinets, a wine fridge, and a large pantry. Entertainment to your hearts content with pre-wired surround sound in the family room. Throughout the main floor, engineered hardwood flooring and crown molding add elegance and sophistication, complemented by custom plantation shutters throughout. A Bruno Elite straight rail stairlift can take you upstairs to a spacious game/media entertainment room, along with four generous bedrooms, two of which feature expansive walk-in closets. The laundry room is equipped with LG Ultra Capacity stainless washer/dryer. Step outside to your private oasis and enjoy the picturesque lake views from the screened-in lanai patio, which is pre-wired and pre-plumbed for a summer kitchen. The garage with its special PVC tile flooring provides ample storage space for your convenience. The property comes complete with a Massey termite bond. Adjacent to the exclusive Heathrow community, you'll have access to fine dining, upscale shopping, casual eateries, golf courses, top-rated schools, hospitals, and both Sanford and Orlando airports. This prime location offers endless opportunities for exploration and recreation, with easy access to the beaches, entertainment venues, theme parks, and attractions. Don't miss out on the opportunity to embrace the quintessential Florida lifestyle—make this exquisite property your new home today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveOct 12, 2026
- Listed$899,500Oct 12, 2026
- Price increased$899,500
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Island Club
- County
- Seminole
- Year built
- 2011
- Living area
- 3,279 sq ft
- Price/sq ft
- $274
- Building area
- 4,191 sq ft (Public Records)
- Lot size
- 7,432 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12117C0065F)
- Garage
- 2 spaces
- Annual taxes
- $6,202 (2025)
- Parcel #
- 01-20-29-513-0000-0240
- Zoning
- PUD
- MLS #
- O6449368
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Carpet, Tile, Wood
- Appliances
- Dishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Range, Range Hood, Refrigerator, Washer
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Gas
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $350 / Quarterly
- Monthly HOA
- $117/mo
- Total monthly fees
- $117/mo
- Total annual fees
- $1,400
- HOA name
- Specialty Management
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 20x13 |
| Kitchen | First | 15x13 |
| Office | First | 11x11 |
| Living Room | First | 12x12 |
| Family Room | First | 22x16 |
| Dining Room | First | 12x11 |
| Game Room | Second | 17x13 |
| Bedroom 2 | Second | 12x12 |
| Bedroom 3 | Second | 12x12 |
| Bedroom 4 | Second | 12x11 |
| Bedroom 5 | Second | 12x11 |
Listing Details
- Listing date
- 2026-10-12
- On market date
- 2026-10-12
- Original list price
- $899,500
- Occupant type
- Owner
- MLS area
- 32746 - Lake Mary / Heathrow
- Listing AOR
- Orlando Regional
- Status changed
- 2026-10-12
- Tax legal description
- LOT 24 ISLAND CLUB PB 71 PGS 64 - 68
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
International Pkwy to AAA Blvd to Stepehns Pass
Property sale history
Public records820 STEPHENS PASS CV, LAKE MARY 32746
- Sep 2024$805,000
3,279 sq ft · Built 2011 · 0.1706 acres
Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 12, 2026 at 8:38 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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