3948 40th Street, FL
Stellar MLS
1 / 1

$685,000

3948 40th StreetOcala, FL 34480

Listing updated: November 5, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Boffo Real Estate Group Llc · Sarah Cooke · MLS #OM733331 · Active · 352-427-1072
3
Beds
3
Baths
3,114
Sq Ft
0.75
Acres
2005
Built
◆Private pool◆$220/sqft◆360° tour
Single Family Residence

Property type

2005

Year built

32,670 sqft

Lot size

$220

Price / sq ft

$125/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Virtually Staged. Welcome to 3,114 square feet of comfortable Florida living with a screened saltwater pool, spa and separate pool house designed for entertaining. Step through the foyer where a private office sits to the left before the home opens into a spacious family room with two sets of French doors overlooking the pool and outdoor living area. The primary suite is privately positioned away from the guest bedrooms and features dual closets, marble countertops, a jetted tub, walk-in shower and direct access to the pool. The kitchen offers granite countertops and a breakfast nook, with a separate formal dining room nearby. Guest bedrooms and the second full bathroom are located on the opposite side of the home. Crown molding finishes the bedrooms and formal dining room, while composite wood and tile flooring extend throughout most of the home. Outside, enjoy a freshly painted pool deck, screened saltwater pool with solar heating, gas-heated spa, WiFi-controlled Hayward system and upgraded WiFi pool lighting. The pool was resurfaced with new tile and a new pump in 2021, and the enclosure was rescreened in 2026. The separate pool house adds something special, featuring a half bath and bar area with granite countertop, refrigerator, sink and cabinetry. A sliding pass-through window opens directly to the pool, creating a great setup for entertaining. The space offers plenty of flexibility for a game room, home gym, hobby space or private retreat. Additional features include a 2021 roof, 2021 exterior paint, real wood blinds, lighted art niches, updated light fixtures, whole-home speakers with individual room controls, irrigation, additional attic and kitchen storage, security equipment and original home blueprints. Wire 3 fiber internet is also being installed. This home brings together a spacious split-bedroom layout, dedicated office, inviting indoor living spaces and an outdoor setup made for enjoying Florida year-round.

Estimated monthly payment

Principal & interest$3,464
Property taxes$462
Home insurance (est.)$314
HOA dues$125

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Nov 4, 2026
  2. Listed$685,000
    Nov 4, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Arbors
County
Marion
Year built
2005
Living area
3,114 sq ft
Price/sq ft
$220
Building area
3,686 sq ft (Public Records)
Lot size
32,670 sq ft
Lot category
1/2 to less than 1
Flood zone
X (12083C0539D)
Garage
2 spaces
Pool
Private pool
Annual taxes
$5,541 (2025)
Parcel #
31363-003-08
Zoning
RE
MLS #
OM733331

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Recycled/Composite Flooring, Tile
Appliances
Bar Fridge, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Washer
Interior features
High Ceilings, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Faces Side

HOA & Financial

HOA fee
$125 / Monthly
Monthly HOA
$125/mo
Total monthly fees
$125/mo
Total annual fees
$1,500
HOA name
Bosshardt Property Management
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Outdoor Grill
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Schools

ElementarySouth Ocala Elementary SchoolGreatSchools ↗
MiddleBOsceola Middle SchoolGreatSchools ↗
High SchoolForest High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BathroomFirst
Primary BedroomFirst
Living RoomFirst
Bathroom 1First
Bedroom 1First
Bedroom 2First
KitchenFirst

Listing Details

Listing date
2026-09-22
On market date
2026-11-04
Original list price
$685,000
Occupant type
Vacant
MLS area
34480 - Ocala
Listing AOR
Ocala - Marion
Status changed
2026-11-04
Tax legal description
SEC 35 TWP 15 RGE 22 PLAT BOOK 007 PAGE 012 ARBORS BLK C LOT 8

Flood risk

Minimal riskFEMA Zone XPanel 12083C0539D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, take Exit 350 and head east on State Road 200/SW College Road. Turn right onto SW 17th Street and continue east as it becomes SE 17th Street and SE Maricamp Road. Turn right onto SE 36th Avenue, then left onto SE 38th Street. Turn right onto SE 37th Court to enter The Arbors. Continue straight, then turn left onto SE 40th Street. Proceed to 3948 SE 40th St.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 5, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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