$549,900
3903 38th LoopOcala, FL 34480
Listing updated: October 15, 2026 at 2:48 PM ET
Listing courtesy of Coldwell Realty Sold Guarantee · Scott Coldwell · MLS #OM725417 · Active · 352-209-0000Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Forget today’s high rates—you can buy this home with an interest rate under 6%! This is an incredibly rare, unheard-of opportunity in this market. Don't let this one slip away! This is a Certified Pre-Owned Home, giving you added confidence from the start! A licensed home inspector has already completed the inspection, and the full report is available to you at no cost before you make an offer. Enjoy added peace of mind with a 12-month Home Warranty and an 18-month Satisfaction Guarantee — love your home, or we’ll buy it back or sell it for you at no cost, subject to program terms. Plus, receive a 1% lender credit at closing when financing through our preferred lender. More confidence, less uncertainty, and added value in your next home! Welcome to your private sanctuary in The Arbors, one of Southeast Ocala’s most coveted gated communities. This beautifully updated 3-bedroom, 3-bathroom residence—featuring a flexible office or 4th bedroom. The interior boasts a seamless flow, highlighted by stunning new flooring throughout the main living areas. new roof in 2022. Complementing this major upgrade is an expansive, fully fenced-in backyard, providing a secure and private haven for pets to roam, children to play, or for hosting weekend gatherings. Whether you're looking for a spacious floorplan or an outdoor retreat, this property delivers on both fronts.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history142 days on market
- Status: ActiveMay 26, 2026
- Listed$609,000May 26, 2026
- Price reduced$549,900
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
- Certified Pre Owned detailsPDFView / Download ↓
- Listing instructionsPDFView / Download ↓
- New AttachmentPDFView / Download ↓
- Seller's Property DisclosurePDFView / Download ↓
- Flood DisclosurePDFView / Download ↓
- Utility InformationPDFView / Download ↓
- Home Inspection ReportPDFView / Download ↓
- Lien SearchPDFView / Download ↓
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 142
- Subdivision
- Arbors
- County
- Marion
- Year built
- 2008
- Living area
- 2,347 sq ft
- Price/sq ft
- $234
- Building area
- 3,166 sq ft (Public Records)
- Lot size
- 33,106 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12083C0539D)
- Garage
- 2 spaces
- Annual taxes
- $6,122 (2025)
- Parcel #
- 31363-001-09
- Zoning
- RE
- MLS #
- OM725417
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $125 / Monthly
- Monthly HOA
- $125/mo
- Total monthly fees
- $125/mo
- Total annual fees
- $1,500
- HOA name
- Bosshardt Property Management
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- None
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Electricity Connected, Sprinkler Well, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First |
Listing Details
- Listing date
- 2026-05-26
- On market date
- 2026-05-26
- Original list price
- $609,000
- Occupant type
- Owner
- MLS area
- 34480 - Ocala
- Listing AOR
- Ocala - Marion
- Home warranty
- Yes
- Status changed
- 2026-05-26
- Tax legal description
- SEC 35 TWP 15 RGE 22 PLAT BOOK 007 PAGE 012 ARBORS BLK A LOT 9 EXC N 20 FT FOR RD ROW
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Maricamp East take right onto SE 36th Ave, Take first right onto SE 38ST. Take right into subdivision
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 15, 2026 at 2:48 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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