4031 Bluff Oak Court, FL
Stellar MLS
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$289,000

4031 Bluff Oak CourtPalm Harbor, FL 34684

Listing updated: November 4, 2026 at 1:27 AM ET

Active
Stellar MLSListing courtesy of Rms Elite Properties · Nicole Smith · MLS #TB8554154 · Active · 727-821-1999
3
Beds
2
Baths
1,298
Sq Ft
0.07
Acres
1984
Built
◆$223/sqft◆360° tour
Villa

Property type

1984

Year built

3,123 sqft

Lot size

$223

Price / sq ft

$450/mo

HOA dues

33

Days on market

X*

Flood zone

About this home

RARE 3-BEDROOM CORNER-END VILLA | LOW $450 MONTHLY MAINTENANCE | NO FLOOD INSURANCE REQUIRED! Welcome to this beautifully maintained and rarely available 3-bedroom, 2-bath corner/end-unit villa in the highly desirable Strathmore Gates community! Offering nearly 1,300 square feet of comfortable living space, this villa delivers the space and privacy of a single-family home without the exterior maintenance. Mrs. Clean lives here! Pride of ownership shines throughout, with thoughtful updates and meticulous care at every turn. Step inside through the huge foyer entrance and discover a bright, welcoming interior featuring fresh NEW interior paint, plush NEW bedroom carpeting, upgraded solid wood interior doors, crown molding, NEW overhead and spotlighting, and three NEW ceiling fans & Updated second bath. The spacious living room features beautiful hardwood flooring, while tile flooring adds durability and style throughout other areas. Plenty of storage available, pantry , 2 walk in closets and outdoor storage closet. The Craft-Maid Wood kitchen cabinetry is complemented by Corian countertops and a practical layout perfect for everyday living and entertaining. All appliances are in excellent working order, and the convenience of an in-home washer and dryer makes daily life easy. The oversized primary suite offers plenty of room to relax, 2 closets - one is large walk in, a private ensuite bath, and sliders leading directly to the home's spectacular vinyl-enclosed rear patio. This peaceful private retreat overlooks a beautiful wooded backdrop, where you can enjoy your morning coffee while deer and birds make regular appearances. There's also a front open patio with sliding doors, giving you even more opportunities to enjoy Florida's outdoor lifestyle. 3rd bedroom has custom french style door and large walk in closet can be a great office as well. Roof 2023 and A/C in 2013. The home also offers ample parking directly in front and sits in a quiet cul-de-sac location. And then there's the community! Strathmore Gates is super pet-friendly, allowing up to 2 dogs with NO weight limit, plus residents enjoy a community pool, tennis courts and pickleball. Monthly maintenance is only $450, and NO FLOOD INSURANCE is required! The location is hard to beat — just minutes from Publix, shopping, restaurants, schools and everyday conveniences. If you've been searching for a spacious 3-bedroom home with privacy, updates, outdoor living and resort-style amenities — without the hassle of maintaining a single-family home — this rare corner villa deserves to be at the top of your list!

Estimated monthly payment

Principal & interest$1,461
Property taxes$357
Home insurance (est.)$132
HOA dues$450

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history33 days on market

  1. Status: Active
    Oct 1, 2026
  2. Listed$289,000
    Oct 1, 2026

Facts & features

Property type
Residential
Sub type
Villa
Status
Active
Days on market
33
Subdivision
Strathmore Gate East
County
Pinellas
Year built
1984
Living area
1,298 sq ft
Price/sq ft
$223
Lot size
3,123 sq ft
Lot category
0 to less than 1/4
Flood zone
X* (12103C0079H)
Annual taxes
$4,289 (2025)
Parcel #
08-28-16-85563-000-1620
Zoning
RPD-5
MLS #
TB8554154

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Hardwood
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
Laundry
In Kitchen, Inside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

HOA fee
$450 / Monthly
Monthly HOA
$450/mo
Total monthly fees
$450/mo
Total annual fees
$5,400
HOA name
Ameritech
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Go to:https://strathmoregateeast.org/
Approval process
$100 and Application to Ameritech

Exterior & Construction

Construction materials
Frame
Roof
Shingle
Foundation
Block
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit

Schools

ElementaryHighland Lakes Elementary-PNGreatSchools ↗
MiddleCarwise Middle-PNGreatSchools ↗
High SchoolEast Lake High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst13.8x15.8
Living RoomFirst13.8x22.4
KitchenFirst9.6x11.8
Bedroom 2First11.5x10.6
Bedroom 3First10.1x10.7

Listing Details

Listing date
2026-09-30
On market date
2026-10-01
Original list price
$289,000
Occupant type
Owner
MLS area
34684 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-10-01
Tax legal description
STRATHMORE GATE EAST UNIT THREE LOT 162

Flood risk

Zone X*FEMA Zone X*Panel 12103C0079H

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

West On Tampa Road over McMullen Booth, Then get in far right hand land and turn Right in to Strathmore Gate East. Use showing time to make appt and listing agent will confirm. Listing agent will be out town from 11/6-11/14 but will reply fastest to texts please.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 4, 2026 at 1:27 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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