
$289,000
4031 Bluff Oak CourtPalm Harbor, FL 34684
Listing updated: November 4, 2026 at 1:27 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
RARE 3-BEDROOM CORNER-END VILLA | LOW $450 MONTHLY MAINTENANCE | NO FLOOD INSURANCE REQUIRED! Welcome to this beautifully maintained and rarely available 3-bedroom, 2-bath corner/end-unit villa in the highly desirable Strathmore Gates community! Offering nearly 1,300 square feet of comfortable living space, this villa delivers the space and privacy of a single-family home without the exterior maintenance. Mrs. Clean lives here! Pride of ownership shines throughout, with thoughtful updates and meticulous care at every turn. Step inside through the huge foyer entrance and discover a bright, welcoming interior featuring fresh NEW interior paint, plush NEW bedroom carpeting, upgraded solid wood interior doors, crown molding, NEW overhead and spotlighting, and three NEW ceiling fans & Updated second bath. The spacious living room features beautiful hardwood flooring, while tile flooring adds durability and style throughout other areas. Plenty of storage available, pantry , 2 walk in closets and outdoor storage closet. The Craft-Maid Wood kitchen cabinetry is complemented by Corian countertops and a practical layout perfect for everyday living and entertaining. All appliances are in excellent working order, and the convenience of an in-home washer and dryer makes daily life easy. The oversized primary suite offers plenty of room to relax, 2 closets - one is large walk in, a private ensuite bath, and sliders leading directly to the home's spectacular vinyl-enclosed rear patio. This peaceful private retreat overlooks a beautiful wooded backdrop, where you can enjoy your morning coffee while deer and birds make regular appearances. There's also a front open patio with sliding doors, giving you even more opportunities to enjoy Florida's outdoor lifestyle. 3rd bedroom has custom french style door and large walk in closet can be a great office as well. Roof 2023 and A/C in 2013. The home also offers ample parking directly in front and sits in a quiet cul-de-sac location. And then there's the community! Strathmore Gates is super pet-friendly, allowing up to 2 dogs with NO weight limit, plus residents enjoy a community pool, tennis courts and pickleball. Monthly maintenance is only $450, and NO FLOOD INSURANCE is required! The location is hard to beat — just minutes from Publix, shopping, restaurants, schools and everyday conveniences. If you've been searching for a spacious 3-bedroom home with privacy, updates, outdoor living and resort-style amenities — without the hassle of maintaining a single-family home — this rare corner villa deserves to be at the top of your list!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history33 days on market
- Status: ActiveOct 1, 2026
- Listed$289,000Oct 1, 2026
Facts & features
- Property type
- Residential
- Sub type
- Villa
- Status
- Active
- Days on market
- 33
- Subdivision
- Strathmore Gate East
- County
- Pinellas
- Year built
- 1984
- Living area
- 1,298 sq ft
- Price/sq ft
- $223
- Lot size
- 3,123 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X* (12103C0079H)
- Annual taxes
- $4,289 (2025)
- Parcel #
- 08-28-16-85563-000-1620
- Zoning
- RPD-5
- MLS #
- TB8554154
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Hardwood
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
- Laundry
- In Kitchen, Inside
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- HOA fee
- $450 / Monthly
- Monthly HOA
- $450/mo
- Total monthly fees
- $450/mo
- Total annual fees
- $5,400
- HOA name
- Ameritech
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Go to:https://strathmoregateeast.org/
- Approval process
- $100 and Application to Ameritech
Exterior & Construction
- Construction materials
- Frame
- Roof
- Shingle
- Foundation
- Block
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 13.8x15.8 |
| Living Room | First | 13.8x22.4 |
| Kitchen | First | 9.6x11.8 |
| Bedroom 2 | First | 11.5x10.6 |
| Bedroom 3 | First | 10.1x10.7 |
Listing Details
- Listing date
- 2026-09-30
- On market date
- 2026-10-01
- Original list price
- $289,000
- Occupant type
- Owner
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-10-01
- Tax legal description
- STRATHMORE GATE EAST UNIT THREE LOT 162
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
West On Tampa Road over McMullen Booth, Then get in far right hand land and turn Right in to Strathmore Gate East. Use showing time to make appt and listing agent will confirm. Listing agent will be out town from 11/6-11/14 but will reply fastest to texts please.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 4, 2026 at 1:27 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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