
$889,000
903 20th Avenue
Palmetto, FL 34221
Listing updated: October 2, 2026 at 5:15 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Waterfront living in West Palmetto at its finest! Set along a protected deep-water canal with no bridges and direct boating access to the Manatee River, Tampa Bay, and the Gulf, this beautifully appointed Key West-inspired home offers the ultimate Florida lifestyle. A lush tropical landscape and thoughtfully designed xeriscaping welcome you to this impeccably maintained property. Inside, the open-concept floor plan is filled with natural light and framed by tranquil water views. Beautiful wood flooring, a wood-burning fireplace, and expansive windows create a warm and inviting atmosphere. At the heart of the home, the gourmet kitchen features custom wood cabinetry, granite countertops, a large center island, stainless steel appliances, an induction cooktop, wine cooler, designer backsplash, and under-cabinet lighting. The kitchen opens effortlessly to the dining and living spaces, making it ideal for both relaxed living and entertaining. The spacious primary suite provides a private retreat with a spa-inspired bath featuring Norstone shower walls, custom dual vanities, and distinctive beadboard ceilings. A flexible bonus room offers built-in office space, wine storage, a walk-in pantry, and additional laundry storage. Two generously sized secondary bedrooms provide comfortable accommodations for family and guests. One of the home’s standout features is the bright Florida room, where eight sliding doors open to sweeping water views, creating an exceptional connection between indoor and outdoor living. The screened pool is both heated and chilled, perfect for year-round enjoyment. Step outside and discover a true boater’s paradise. The 60-foot composite dock includes water, electricity, lighting, a fish-cleaning station, and a 7,500-pound boat lift. Approximately 5 feet of water at low tide and 15/30/50-amp power provide excellent boating flexibility, with the dock accommodating vessels up to 60 feet. A waterfront gathering area with built-in swings and Bluetooth speakers, plus a storage/tackle shed and covered grilling space, make the backyard ideal for entertaining. With no HOA or deed restrictions, there is added flexibility for a full-time residence, seasonal retreat, or potential short-term rental. Located just minutes from Sarasota, Bradenton, St. Petersburg, and Tampa, the home is close to beaches, airports, restaurants, and recreation. Emerson Point Preserve is nearby, offering miles of trails, kayaking, and beautiful sunsets. A rare combination of exceptional boating access, refined comfort, and relaxed coastal living—this is more than a home; it’s a waterfront lifestyle. Your next chapter is just one showing away!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveOct 2, 2026
- Listed$889,000Oct 2, 2026
- Price increased$889,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Riverside Park Rep Of A Por
- County
- Manatee
- Year built
- 1981
- Living area
- 2,368 sq ft
- Price/sq ft
- $375
- Building area
- 2,608 sq ft (Public Records)
- Lot size
- 9,500 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12081C0164F)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $4,676 (2025)
- Parcel #
- 2846900054
- Zoning
- RS2
- MLS #
- A4708188
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl, Tile, Wood
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer, Wine Refrigerator
- Interior features
- Built-in Features, Ceiling Fans(s), Crown Molding, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Guest
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Verify all leasing restrictions with the City of Palmetto.
Exterior & Construction
- Exterior features
- Hurricane Shutters, Lighting, Misting System, Rain Gutters, Sidewalk, Storage
- Construction materials
- Frame
- Roof
- Metal
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | 11x12 |
| Bedroom 3 | First | 12x14 |
| Florida Room | First | 10x39 |
Listing Details
- Listing date
- 2026-10-02
- On market date
- 2026-10-02
- Original list price
- $889,000
- Occupant type
- Owner
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-10-02
- Tax legal description
- LOT 17 & THE N 15 FT OF A 25 FT DRAINAGE ESMT LYING BETWEEN LOTS 17 & 18 REPLAT OF PORTION OF RIVERSIDE PARK PI#28469.0005/4
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US-41 BUS N/8th Ave W, Turn left onto 10th St W, Turn left onto 20th Ave W, Home will be on the right.
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 2, 2026 at 5:15 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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