

$1,100,000
1610 20th AvenueCrystal River, FL 34428
Listing updated: October 6, 2026 at 10:33 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
LUXURY WATERFRONT LIVING | BRIDGE-FREE GULF ACCESS | PRIVATE DOCK | 13,500-LB. BOAT LIFT | Experience the rare combination of luxury, privacy and exceptional boating access in this stunning Crystal River waterfront residence. Positioned directly on the waterfront with deep-water canal access, this exceptional property offers a 60' x 5' private dock with a 13,500-lb. boat lift and direct, bridge-free access to the Crystal River and the Gulf of America. For the discerning boater, this is the kind of waterfront access that is increasingly difficult to find—step aboard and head toward the river and Gulf without navigating bridges. The residence is designed to embrace its waterfront setting, with expansive water views from both levels of outdoor living. The 28' x 9' ground-level rear porch overlooks the tranquil canal, while the matching 28' x 9' enclosed upper porch, complete with central air conditioning, creates an elegant year-round waterfront retreat. Whether enjoying morning coffee, entertaining guests or watching the boats pass along the canal, both spaces provide an exceptional connection to the water. Inside, refined finishes and an inviting coastal aesthetic create an elevated yet comfortable atmosphere. Luxury vinyl plank flooring flows throughout the home, complemented by dramatic vaulted ceilings and sophisticated tray ceiling details that add architectural character and volume to the living spaces. The generously proportioned primary suite offers a private retreat, while the expansive primary bath delivers a spa-inspired experience with a beautifully tiled walk-in shower and abundant space. The true centerpiece of this property is the waterfront lifestyle. With no HOA, you have the freedom to enjoy your dock, boat and watercraft on your own terms. The substantial boat lift and generous dock provide an ideal launching point for boating, fishing, kayaking, scalloping and exploring the remarkable waterways of the Nature Coast. Crystal River is renowned for its pristine waterways, natural springs, abundant wildlife, world-class scalloping and fishing, and easy access to the Gulf. From your own waterfront dock, spend the morning exploring the river, venture into the Gulf for an afternoon on the water, or return home to enjoy the peaceful canal views from either level of your private outdoor living spaces. This is more than a waterfront home—it is a sophisticated Florida lifestyle centered around the water. Rarely does an offering combine deep-water canal frontage, a substantial private dock, 13,500-lb. boat lift, bridge-free Gulf access, two levels of waterfront outdoor living, luxurious interior appointments and the freedom of NO HOA. For the buyer who values exceptional water access as much as the home itself, this Crystal River residence presents a truly distinctive waterfront opportunity.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history10 days on market
- Status: ActiveSep 26, 2026
- Listed$1,100,000Sep 26, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 10
- Subdivision
- Woodland Estates Unit 02a
- County
- Citrus
- Year built
- 2004
- Living area
- 2,576 sq ft
- Price/sq ft
- $427
- Building area
- 4,050 sq ft (Public Records)
- Lot size
- 9,999 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12017C0186E)
- Garage
- 2 spaces
- Annual taxes
- $7,930 (2025)
- Parcel #
- 17E-18S-17-002A-00150-0140
- Zoning
- RW
- MLS #
- A4707540
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Range, Refrigerator
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Dumbwaiter, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Tray Ceiling(s)
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Yard
- Construction materials
- Block, Stucco
- Roof
- Metal
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Electricity Connected, Sewer Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | Second | 20x17 |
| Dining Room | Second | 12x10 |
| Primary Bedroom | Second | 19x13 |
| Primary Bathroom | Second | 15x9 |
| Bedroom 2 | Second | 13x12 |
| Bedroom 3 | Second | 12x12 |
| Bathroom 2 | Second | 10x6 |
| Balcony/Porch/Lanai | Second | 28x9 |
| Dinette | Second | 13x9 |
| Kitchen | Second | 18x18 |
| Laundry | Second | 9x9 |
| Balcony/Porch/Lanai | First | 28x9 |
| Bonus Room | First | 32x18 |
Listing Details
- Listing date
- 2026-09-26
- On market date
- 2026-09-26
- Original list price
- $1,100,000
- Occupant type
- Owner
- MLS area
- 34428 - Crystal River
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-09-26
- Tax legal description
- WOODLAND ESTS UNIT 2A LOT 14 BLK 15
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
NW US 19 to NW 19th St to NW 20th Ave, house on right
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 6, 2026 at 10:33 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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