1610 20th Avenue, FL1610 20th Avenue, FL
Stellar MLS
1 / 2

$1,100,000

1610 20th AvenueCrystal River, FL 34428

Listing updated: October 6, 2026 at 10:33 AM ET

Active
Stellar MLSListing courtesy of Patriotic Real Estate · David Hickey · MLS #A4707540 · Active · 941-254-1767
3
Beds
3
Baths
2,576
Sq Ft
0.23
Acres
2004
Built
◆Waterfront◆Water access◆$427/sqft
Single Family Residence

Property type

2004

Year built

9,999 sqft

Lot size

$427

Price / sq ft

No HOA

HOA dues

10

Days on market

2

Garage spaces

AE

Flood zone

About this home

LUXURY WATERFRONT LIVING | BRIDGE-FREE GULF ACCESS | PRIVATE DOCK | 13,500-LB. BOAT LIFT | Experience the rare combination of luxury, privacy and exceptional boating access in this stunning Crystal River waterfront residence. Positioned directly on the waterfront with deep-water canal access, this exceptional property offers a 60' x 5' private dock with a 13,500-lb. boat lift and direct, bridge-free access to the Crystal River and the Gulf of America. For the discerning boater, this is the kind of waterfront access that is increasingly difficult to find—step aboard and head toward the river and Gulf without navigating bridges. The residence is designed to embrace its waterfront setting, with expansive water views from both levels of outdoor living. The 28' x 9' ground-level rear porch overlooks the tranquil canal, while the matching 28' x 9' enclosed upper porch, complete with central air conditioning, creates an elegant year-round waterfront retreat. Whether enjoying morning coffee, entertaining guests or watching the boats pass along the canal, both spaces provide an exceptional connection to the water. Inside, refined finishes and an inviting coastal aesthetic create an elevated yet comfortable atmosphere. Luxury vinyl plank flooring flows throughout the home, complemented by dramatic vaulted ceilings and sophisticated tray ceiling details that add architectural character and volume to the living spaces. The generously proportioned primary suite offers a private retreat, while the expansive primary bath delivers a spa-inspired experience with a beautifully tiled walk-in shower and abundant space. The true centerpiece of this property is the waterfront lifestyle. With no HOA, you have the freedom to enjoy your dock, boat and watercraft on your own terms. The substantial boat lift and generous dock provide an ideal launching point for boating, fishing, kayaking, scalloping and exploring the remarkable waterways of the Nature Coast. Crystal River is renowned for its pristine waterways, natural springs, abundant wildlife, world-class scalloping and fishing, and easy access to the Gulf. From your own waterfront dock, spend the morning exploring the river, venture into the Gulf for an afternoon on the water, or return home to enjoy the peaceful canal views from either level of your private outdoor living spaces. This is more than a waterfront home—it is a sophisticated Florida lifestyle centered around the water. Rarely does an offering combine deep-water canal frontage, a substantial private dock, 13,500-lb. boat lift, bridge-free Gulf access, two levels of waterfront outdoor living, luxurious interior appointments and the freedom of NO HOA. For the buyer who values exceptional water access as much as the home itself, this Crystal River residence presents a truly distinctive waterfront opportunity.

Estimated monthly payment

Principal & interest$5,562
Property taxes$661
Home insurance (est.)$504

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history10 days on market

  1. Status: Active
    Sep 26, 2026
  2. Listed$1,100,000
    Sep 26, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
10
Subdivision
Woodland Estates Unit 02a
County
Citrus
Year built
2004
Living area
2,576 sq ft
Price/sq ft
$427
Building area
4,050 sq ft (Public Records)
Lot size
9,999 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12017C0186E)
Garage
2 spaces
Annual taxes
$7,930 (2025)
Parcel #
17E-18S-17-002A-00150-0140
Zoning
RW
MLS #
A4707540

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Luxury Vinyl
Appliances
Dishwasher, Range, Refrigerator
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Dumbwaiter, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Tray Ceiling(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Yard
Construction materials
Block, Stucco
Roof
Metal
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Electricity Connected, Sewer Connected

Room Details

RoomLevelDimensions
Great RoomSecond20x17
Dining RoomSecond12x10
Primary BedroomSecond19x13
Primary BathroomSecond15x9
Bedroom 2Second13x12
Bedroom 3Second12x12
Bathroom 2Second10x6
Balcony/Porch/LanaiSecond28x9
DinetteSecond13x9
KitchenSecond18x18
LaundrySecond9x9
Balcony/Porch/LanaiFirst28x9
Bonus RoomFirst32x18

Listing Details

Listing date
2026-09-26
On market date
2026-09-26
Original list price
$1,100,000
Occupant type
Owner
MLS area
34428 - Crystal River
Listing AOR
Sarasota - Manatee
Status changed
2026-09-26
Tax legal description
WOODLAND ESTS UNIT 2A LOT 14 BLK 15

Flood risk

High riskFEMA Zone AEPanel 12017C0186E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

NW US 19 to NW 19th St to NW 20th Ave, house on right

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 6, 2026 at 10:33 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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