$1,125,000

1821 20th Avenue

Crystal River, FL 34428

Active
4
Beds
3
Baths
1,712
Sq Ft
0.21
Acres
1992
Built
WaterfrontWater accessPrivate poolIn-law suiteFireplace$657/sqft360° tour
🏠Single Family Residence

Property type

🏗️1992

Year built

📐9,197 sqft

Lot size

📊$657

Price / sq ft

🏘️No HOA

HOA dues

📅161

Days on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

A sense of calm and refinement defines this exceptional waterfront residence, where light, water, and architecture come together seamlessly. Soaring vaulted ceilings with warm wood planking and expansive architectural windows frame tranquil canal views, filling the home with natural light from the moment you enter. The main living areas are positioned to maximize the waterfront setting, creating a seamless flow between indoor and outdoor living. New luxury vinyl flooring throughout the second and third floors, along with updated interior doors and designer lighting, establish a clean, modern aesthetic while keeping the water as the focal point. The living and dining areas open to a spacious waterfront balcony, ideal for morning coffee, sunset entertaining, or quiet moments overlooking the canal. The kitchen offers both function and style with generous cabinetry, stainless steel appliances, an oversized island, and abundant natural light that enhances both everyday living and entertaining. The primary suite features a spa-inspired bath with a freestanding soaking tub, double vanity, walk-in shower, and refined modern finishes. The lower level provides flexible living space ideal for an in-law suite, guest retreat, or extended living area, complete with an updated bath and direct access to the pool and outdoor entertaining spaces. The total heated living area of 2,672 square feet includes this finished lower level. Outdoors, the property transforms into a private waterfront retreat with a resurfaced screened-in pool, expansive brick pavers, new landscaping, and a covered ductless seating area designed for year-round enjoyment. A private dock with an 8,000-lb boat lift and fish cleaning station completes the elevated coastal lifestyle. With an acceptable offer, the seller is willing to install an exterior lift from the first floor to the second floor, adding convenience and accessibility. Additional improvements include a new hot water tank. Ideally located near Crystal River’s renowned springs, boating, and natural attractions, this residence offers a lifestyle defined by tranquility and refined waterfront living. Seller may consider Bitcoin (BTC), Ethereum (ETH), or USDC, subject to conversion to U.S. Dollars at closing and standard Florida title and escrow requirements.

Estimated monthly payment

Principal & interest$5,689
Property taxes$1,092
Home insurance (est.)$516

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history161 days on market

  1. Status: Active
    Dec 16, 2025
  2. Listed$1,199,999
    Dec 16, 2025
  3. Price reduced$1,125,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
161
Subdivision
Woodland Estates Unit 02a
County
Citrus
Year built
1992
Living area
1,712 sq ft
Price/sq ft
$657
Building area
4,584 sq ft (Public Records)
Lot size
9,197 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12017C0186E)
Garage
2 spaces
Pool
Private pool
Annual taxes
$13,106 (2025)
Parcel #
17E-18S-17-002A-00130-0030
Zoning
RW
MLS #
W7881401

Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Luxury Vinyl, Tile
Appliances
Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
Three Or More
Direction faces
West
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
No

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, Trade
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors, Lighting
Construction materials
Block, Frame
Roof
Metal
Foundation
Pillar/Post/Pier
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Available, Sewer Connected, Water Connected

Schools

ElementaryCitrus Springs ElementarGreatSchools ↗
MiddleCitrus Springs Middle SchoolGreatSchools ↗
High SchoolACitrus High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenSecond
Dining RoomSecond
FoyerSecond
Balcony/Porch/LanaiSecond
Primary BedroomThird
Bedroom 2Second
Bedroom 3Second
Bedroom 4First
LaundryFirst
Primary BathroomThird
Bathroom 2Second
Bathroom 3First
Living RoomSecond

Listing Details

Listing date
2025-12-12
On market date
2025-12-16
Original list price
$1,199,999
Occupant type
Vacant
MLS area
34428 - Crystal River
Listing AOR
West Pasco
Status changed
2025-12-16
Tax legal description
WOODLAND ESTS UNIT 2A PB 3 PG 133 LOT 3 BLK 13

Flood risk

High riskFEMA Zone AEPanel 12017C0186E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-19, turn west onto NW 19th Street (also known locally as W Gulf to Lake Highway, depending on your approach). Continue west to NW 20th Avenue. Turn right (north) onto NW 20th Avenue. Proceed north to 1821 NW 20th Avenue. The property will be on the right-hand side, along the canal.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 26, 2026 at 10:31 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA