35 Ridge Road, FL
Stellar MLS
1 / 1

$325,000

35 Ridge Road

Palm Coast, FL 32137

Listing updated: September 23, 2026 at 4:20 PM ET

Active
Stellar MLSListing courtesy of Keller Williams Legacy Realty · Rafael Ortiz Pena · MLS #S5158187 · Active · 407-855-2222
3
Beds
2
Baths
1,602
Sq Ft
0.17
Acres
2021
Built
$203/sqft
Single Family Residence

Property type

2021

Year built

7,405 sqft

Lot size

$203

Price / sq ft

$33/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to 35 Ridge Road in the sought-after Sawmill Creek community of Palm Coast! This beautifully maintained 2021 Maronda-built Memphis plan offers 3 bedrooms, 2 bathrooms, and a thoughtfully designed open-concept layout with quality finishes and numerous upgrades throughout. From the moment you arrive, the home makes a great impression with its attractive stone fascia, extended paver driveway, sidewalk, and inviting curb appeal. Inside, abundant natural light highlights the spacious living areas, custom lighting, LVP flooring throughout the main living areas, carpeting in the bedrooms, 6-inch baseboards, and crown molding. The kitchen is designed for both everyday living and entertaining, featuring granite countertops, soft-close cabinetry with convenient pull-out shelving, lowered upper cabinets for easier access, stainless steel appliances, a large island with ample storage, and a custom glass-tile backsplash. The living room includes a convenient floor outlet for a clean, streamlined setup. Additional features include gutters, a screened-in lanai for enjoying the Florida outdoors, and an epoxy-protected garage floor. The finished laundry room includes a network box with wired internet throughout the home, adding convenience for today's connected lifestyle. Sawmill Creek offers desirable community amenities including a community pool, sidewalks, well-lit streets, and underground utilities. With its modern design, thoughtful upgrades, and convenient Palm Coast location, 35 Ridge Road is ready to welcome its next owner. Schedule your private showing today!

Estimated monthly payment

Principal & interest$1,643
Property taxes$472
Home insurance (est.)$149
HOA dues$33

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 23, 2026
  2. Listed$325,000
    Sep 23, 2026
  3. Price increased$325,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Sawmill Crk/Palm Coast Park
County
Flagler
Year built
2021
Living area
1,602 sq ft
Price/sq ft
$203
Building area
2,206 sq ft (Appraiser)
Lot size
7,405 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12035C0110E)
Garage
2 spaces
Annual taxes
$5,661 (2025)
Parcel #
21-10-30-5410-00000-1940
Zoning
MPD
MLS #
S5158187

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Luxury Vinyl
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), Crown Molding, High Ceilings
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Other
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$391 / Annually
Monthly HOA
$33/mo
Total monthly fees
$33/mo
Total annual fees
$391
HOA name
Kristen Chapman
CDD
Yes
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Rain Gutters, Sidewalk
Construction materials
Concrete, Stone, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Brick, Concrete

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Fiber Optics, Phone Available, Public, Sewer Available, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Available, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryBelle Terre ElementaryGreatSchools ↗
MiddleIndian Trails Middle-FCGreatSchools ↗
High SchoolMatanzas HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst6x12.7
Living RoomFirst12.11x23.11
Primary BedroomFirst12.6x16.2
Balcony/Porch/LanaiFirst13.8x7.7
Dining RoomFirst10.11x8.2
Bedroom 2First12.6x10.6
Garage ApartmentFirst18.1x22.1
FoyerFirst6.2x10
LaundryFirst12.11x6.6
Bathroom 2First8.3x4.11
Bedroom 3First12.11x10.6
Primary BathroomFirst11.9x7.8

Listing Details

Listing date
2026-09-18
On market date
2026-09-23
Original list price
$325,000
Occupant type
Owner
MLS area
32137 - Palm Coast
Listing AOR
Osceola
Status changed
2026-09-23
Tax legal description
SAWMILL CREEK AT PALM COAST PARK MB 39 PG 36 LOT 194 OR 2453/560

Flood risk

Minimal riskFEMA Zone XPanel 12035C0110E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-95, take Exit 293 toward Palm Coast. Go approximately 0.3 miles and turn left onto Matanzas Woods Pkwy. Continue approximately 2.2 miles and take the first exit at the roundabout onto N US Highway 1. Continue approximately 1.0 mile and turn left toward Sawmill Trce. Go approximately 85 feet, then bear slightly left onto Sawmill Trce. Continue approximately 0.2 mile and turn right onto Oakleaf Way. Continue approximately 282 feet to 35 Ridge Road. The home is on the corner.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 23, 2026 at 4:20 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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