$389,900
5 Rivertown Road
Palm Coast, FL 32137
Listing updated: September 12, 2026 at 1:06 PM ET
Listing courtesy of Exp Realty Llc · Julia Almstead · MLS #FC319622 · Active · 888-883-8509Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
5 Rivertown Rd, Palm Coast, FL — A Former Model Home of Distinction tucked away on a private, tree-lined lot in the sought-after pool community of Sawmill Creek at Palm Coast Park, this beautifully upgraded 4-bedroom, 2-bathroom former model home offers the perfect blend of quality construction, thoughtful design, and everyday comfort. Built with durable concrete block construction and enhanced insulation, this home delivers energy efficiency and peace of mind from the ground up. Inside, soaring high ceilings run throughout, creating an open, airy feel from room to room. The heart of the home is a stunning upgraded kitchen featuring elegant quartz countertops, a California island perfect for gathering, a designer backsplash, and premium upgraded appliances — a space made for both everyday living and entertaining. In-ceiling surround sound speakers set the mood in the main living areas, while custom window coverings throughout add a refined, move-in-ready touch. The primary suite is a true retreat, complete with a spacious walk-in closet and a spa-inspired en suite bath featuring an extensive walk-in shower designed for ultimate relaxation. Three additional bedrooms allow flexibility for family, guests, or a home office. Practical luxury continues with an interior laundry room equipped with washer and dryer included, plus additional storage cabinetry — just one of many thoughtful storage solutions found throughout this exceptionally organized home. A 2-car garage rounds out the package. Set on a private, wooded homesite that offers a sense of seclusion rarely found in a community setting, this home also grants access to the neighborhood pool at Sawmill Creek — all within the desirable Palm Coast Park area. This former model home was finished with builder-grade upgrades throughout, offering a level of detail and craftsmanship that's hard to find on the resale market.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history56 days on market
- Status: ActiveJul 29, 2026
- Listed$399,000Jul 1, 2026
- Price reduced$389,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 56
- Subdivision
- Sawmill Crk/Palm Coast Park
- County
- Flagler
- Year built
- 2020
- Living area
- 2,197 sq ft
- Price/sq ft
- $177
- Building area
- 2,772 sq ft (Public Records)
- Lot size
- 6,098 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12035C0110E)
- Garage
- 2 spaces
- Annual taxes
- $7,048 (2025)
- Parcel #
- 21-10-30-5410-00000-0030
- Zoning
- MPD
- MLS #
- FC319622
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Solid Surface Counters, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $429 / Annually
- Monthly HOA
- $36/mo
- Total monthly fees
- $36/mo
- Total annual fees
- $429
- HOA name
- Alliance Management
- CDD
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- 6 month 1 day leases allowed. There is a new rule that the HOA updated recently and passed; a new cap of how many homes can be used as a rentals and no short term rentals allowed.
- Approval process
- Submit to HOA
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Concrete, Stone, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Sewer Available, Sewer Connected, Water Available, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 16x15 |
| Bedroom 1 | First | 10x12 |
| Bedroom 2 | First | 10x12 |
| Bathroom 3 | First | 11x10 |
| Kitchen | First | 12x18 |
| Living Room | First | 20x20 |
| Dining Room | First | 10x12 |
| Primary Bathroom | First | 10x12 |
| Bathroom 1 | First | 8x7 |
Listing Details
- Listing date
- 2026-07-01
- On market date
- 2026-07-01
- Original list price
- $399,000
- Occupant type
- Vacant
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-07-29
- Tax legal description
- SAWMILL CREEK AT PALM COAST PARK MB 39 PG 36 LOT 3 OR 2441/1255
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US HWY 1 S to 2nd entrance/exit at Sawmill Creek and turn LEFT at 1st street on L....house is on the LEFT.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 12, 2026 at 1:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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