2604 89th Street Circle, FL
Stellar MLS
1 / 1

$365,000

2604 89th Street Circle

Palmetto, FL 34221

Listing updated: October 1, 2026 at 10:41 AM ET

Active
Stellar MLSListing courtesy of Lpt Realty, Llc · Jeremy Burgos · MLS #TB8551539 · Active · 877-366-2213
4
Beds
2
Baths
1,627
Sq Ft
0.11
Acres
2024
Built
◆$224/sqft
Single Family Residence

Property type

2024

Year built

4,809 sqft

Lot size

$224

Price / sq ft

$109/mo

HOA dues

7

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to easy Florida living in the desirable Heron Bay community! Built in 2024, this beautifully designed 4-bedroom, 2-bath home is offered FULLY FURNISHED, providing incredible convenience for buyers looking for a truly move-in-ready opportunity. Simply bring your belongings and settle in! Inside, vaulted ceilings and upgraded luxury vinyl plank flooring complement the bright, open layout. Three secondary bedrooms are located toward the front of the home, while the private primary suite is tucked away at the rear. The kitchen overlooks the spacious great room and features 36-inch grey cabinetry with crown molding, quartz countertops, a large pantry, stainless-steel Whirlpool® appliances, and a center island with breakfast bar, perfect for everyday living and entertaining. The primary suite features an oversized walk-in closet and ensuite bath with dual sinks, quartz countertops, and a tiled walk-in shower with built-in seat. A dedicated laundry room adds convenience, while the covered rear patio provides a great space to relax and enjoy the Florida lifestyle. Designed with efficiency in mind, the home features ENERGY STAR® qualified windows and a Sunrun leased solar system, originally estimated to produce approximately 10,361 kWh annually. Solar lease to be assumed by buyer, with full lease and transfer details available. Heron Bay residents enjoy a community pool with covered seating and recreational areas. Quick access to I-75 and I-275 makes travel to Tampa, St. Petersburg, Sarasota, and the Gulf beaches convenient, with shopping, dining, parks, and everyday essentials just minutes away. FULLY FURNISHED, energy efficient, and move-in ready, this home makes enjoying Florida living easy from day one!

Estimated monthly payment

Principal & interest$1,846
Property taxes$339
Home insurance (est.)$167
HOA dues$109

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history7 days on market

  1. Status: Active
    Sep 24, 2026
  2. Listed$365,000
    Sep 24, 2026
  3. Price increased$365,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
7
Subdivision
Heron Bay
County
Manatee
Year built
2024
Living area
1,627 sq ft
Price/sq ft
$224
Building area
2,274 sq ft (Public Records)
Lot size
4,809 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12081C0156F)
Garage
2 spaces
Annual taxes
$4,066 (2025)
Parcel #
631602109
Zoning
RESI
MLS #
TB8551539

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Laminate
Appliances
Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Open Floorplan, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$326 / Quarterly
Monthly HOA
$109/mo
Total monthly fees
$109/mo
Total annual fees
$1,306
HOA name
Ken Perrault
CDD
No
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer/Buyer agent to verify all restrictions.
Approval process
Buyer/Buyer agent to verify all restrictions.

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Other

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst15x13
Dining RoomFirst7x13
KitchenFirst20x9
LaundryFirst7x6
Primary BedroomFirst13x13
Bedroom 2First9x10
Bedroom 3First9x9
Bedroom 4First10x9
Primary BathroomFirst8x9
Bathroom 2First10x4

Listing Details

Listing date
2026-09-23
On market date
2026-09-24
Original list price
$365,000
Occupant type
Owner
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Orlando Regional
Status changed
2026-09-24
Tax legal description
LOT 22, HERON BAY PI #6316.0210/9

Flood risk

Minimal riskFEMA Zone XPanel 12081C0156F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US Highway 41 N , Turn to go East onto 85th St E, Turn left onto 89th St Cir E. The property will be on yourleft.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 1, 2026 at 10:41 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA