
$365,000
2604 89th Street Circle
Palmetto, FL 34221
Listing updated: October 1, 2026 at 10:41 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to easy Florida living in the desirable Heron Bay community! Built in 2024, this beautifully designed 4-bedroom, 2-bath home is offered FULLY FURNISHED, providing incredible convenience for buyers looking for a truly move-in-ready opportunity. Simply bring your belongings and settle in! Inside, vaulted ceilings and upgraded luxury vinyl plank flooring complement the bright, open layout. Three secondary bedrooms are located toward the front of the home, while the private primary suite is tucked away at the rear. The kitchen overlooks the spacious great room and features 36-inch grey cabinetry with crown molding, quartz countertops, a large pantry, stainless-steel Whirlpool® appliances, and a center island with breakfast bar, perfect for everyday living and entertaining. The primary suite features an oversized walk-in closet and ensuite bath with dual sinks, quartz countertops, and a tiled walk-in shower with built-in seat. A dedicated laundry room adds convenience, while the covered rear patio provides a great space to relax and enjoy the Florida lifestyle. Designed with efficiency in mind, the home features ENERGY STAR® qualified windows and a Sunrun leased solar system, originally estimated to produce approximately 10,361 kWh annually. Solar lease to be assumed by buyer, with full lease and transfer details available. Heron Bay residents enjoy a community pool with covered seating and recreational areas. Quick access to I-75 and I-275 makes travel to Tampa, St. Petersburg, Sarasota, and the Gulf beaches convenient, with shopping, dining, parks, and everyday essentials just minutes away. FULLY FURNISHED, energy efficient, and move-in ready, this home makes enjoying Florida living easy from day one!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history7 days on market
- Status: ActiveSep 24, 2026
- Listed$365,000Sep 24, 2026
- Price increased$365,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 7
- Subdivision
- Heron Bay
- County
- Manatee
- Year built
- 2024
- Living area
- 1,627 sq ft
- Price/sq ft
- $224
- Building area
- 2,274 sq ft (Public Records)
- Lot size
- 4,809 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12081C0156F)
- Garage
- 2 spaces
- Annual taxes
- $4,066 (2025)
- Parcel #
- 631602109
- Zoning
- RESI
- MLS #
- TB8551539
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate
- Appliances
- Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Open Floorplan, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $326 / Quarterly
- Monthly HOA
- $109/mo
- Total monthly fees
- $109/mo
- Total annual fees
- $1,306
- HOA name
- Ken Perrault
- CDD
- No
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer/Buyer agent to verify all restrictions.
- Approval process
- Buyer/Buyer agent to verify all restrictions.
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Other
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 15x13 |
| Dining Room | First | 7x13 |
| Kitchen | First | 20x9 |
| Laundry | First | 7x6 |
| Primary Bedroom | First | 13x13 |
| Bedroom 2 | First | 9x10 |
| Bedroom 3 | First | 9x9 |
| Bedroom 4 | First | 10x9 |
| Primary Bathroom | First | 8x9 |
| Bathroom 2 | First | 10x4 |
Listing Details
- Listing date
- 2026-09-23
- On market date
- 2026-09-24
- Original list price
- $365,000
- Occupant type
- Owner
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Orlando Regional
- Status changed
- 2026-09-24
- Tax legal description
- LOT 22, HERON BAY PI #6316.0210/9
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US Highway 41 N , Turn to go East onto 85th St E, Turn left onto 89th St Cir E. The property will be on yourleft.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 1, 2026 at 10:41 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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