4650 Cove Circle, FL
Stellar MLS
1 / 1

$225,000

4650 Cove Circle

St Petersburg, FL 33708

Listing updated: September 24, 2026 at 7:08 PM ET

Active
Stellar MLSListing courtesy of Century 21 Re Champions · Jolinda Redling · MLS #TB8550759 · Active · 727-398-2774
2
Beds
2
Baths
970
Sq Ft
38
Acres
1970
Built
◆Waterfront◆Water access◆55+ community◆38 acres◆$232/sqft◆360° tour
Condominium

Property type

1970

Year built

25,749 sqft

Lot size

$232

Price / sq ft

No HOA

HOA dues

0

Days on market

AE

Flood zone

About this home

If you have ever dreamed of owning a waterfront home with tropical views, the time is now! Locations like this are Limited. Views from this 38 acres is ever-changing! Prime sunset orientation! From the minute you walk in the door you’re drawn to the windows overlooking picturesque Independence Cove, the Intracoastal Waterway & Boca Ciega Bay. Well-maintained, FURNISHED home. Exterior storage. Walk/Bike to shopping, restaurants, banking, pharmacy,(the best waterfront) American Legion! The Gulf of Mexico beaches on our 37-mile barrier island are across the bridge which is less than a 1/2 mile from Sea Towers. Minutes to John’s Pass, Seminole City Center, the Veteran’s hospital and WalMart Supercenter. Boat slips/kayak storage & launch available for an additional fee. ***INCLUDED in monthly fees: FREE Washers & Dryers, High-speed WIFI/Cable TV, Sewer/water/trash, Gunite/Inground Pools that are heated/cooled, Weight Room, Billiards Room, Card Rooms, Ping Pong Tables, Tennis/Pickle Ball Courts, Putting Green, Marina, Fishing Docks, Fish Cleaning station, Bike Storage, Wash & Vacuum your auto for FREE on site, 2 Outdoor Grill areas, 3 covered picnic areas, Sidewalks, Exterior Storage, Mail Room, Lobby, Unloading Area, Covered/Reserved Parking, Escrow Reserves Fund, General/Flood insurance, Maintenance Exterior, Professional/On-site Manager/Office performs many services including faxing, Monthly Pest Control, Pool Maintenance, Private Road, Recreational Facilities are owned, 24-Hour Security Gate/Personnel, Irrigation System, Mature Landscaping, Exterior Lighting, Center Elevator, 3 Stairwells*** The Clubhouse is scheduled to open soon!!! It’s been gutted and redone from top to bottom!

Estimated monthly payment

Principal & interest$1,138
Property taxes$230
Home insurance (est.)$103

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 24, 2026
  2. Listed$225,000
    Sep 24, 2026
  3. Price increased$225,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
0
Subdivision
Hamilton House The Condo
County
Pinellas
Year built
1970
Living area
970 sq ft
Price/sq ft
$232
Lot size
25,749 sq ft
Lot category
20 to less than 50
Flood zone
AE (12103C0183H)
Annual taxes
$2,754 (2025)
Parcel #
03-31-15-35329-000-3110
Zoning
RESIDENTIAL
MLS #
TB8550759

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet
Appliances
Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Elevator, L Dining, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Common Area, Corridor Access, Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Parking features
Assigned, Ground Level, Guest, Reserved
Carport
Yes

HOA & Financial

Total monthly fees
$858/mo
Total annual fees
$10,296
HOA name
Laurie Lorenz
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
55+, Face-to-Face interview, contact Sea Towers for details
Approval process
55+, Face-to-Face interview, contact Sea Towers for details

Exterior & Construction

Exterior features
Lighting, Outdoor Grill, Sidewalk, Storage, Tennis Court(s)
Construction materials
Block, Concrete
Roof
Built-Up
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst12x10
Living RoomFirst14x13
Dining RoomFirst14x10
Primary BedroomFirst14x11
Bedroom 2First11x11
Bathroom 1First5x7
Bathroom 2First5x6

Listing Details

Listing date
2026-09-24
On market date
2026-09-24
Original list price
$225,000
Occupant type
Vacant
MLS area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Listing AOR
Suncoast Tampa
Status changed
2026-09-24
Tax legal description
HAMILTON HOUSE, THE CONDO UNIT 311

Flood risk

High riskFEMA Zone AEPanel 12103C0183H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Duhme Road (113th Street) to Sea Towers guard gate, give business card to guard. Follow signs to Hamilton Building and guest parking is in the front of the building.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 24, 2026 at 7:08 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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