4650 Cove Circle, FL4650 Cove Circle, FL4650 Cove Circle, FL
Stellar MLS
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$204,500

4650 Cove Circle

St Petersburg, FL 33708

Listing updated: August 14, 2026 at 4:18 PM ET

Active
Stellar MLSListing courtesy of Dalton Wade Inc · Austin James Rankin · MLS #TB8485621 · Active · 888-668-8283
2
Beds
2
Baths
970
Sq Ft
0.59
Acres
1970
Built
55+ community$211/sqft
Condominium

Property type

1970

Year built

25,789 sqft

Lot size

$211

Price / sq ft

No HOA

HOA dues

149

Days on market

AE

Flood zone

About this home

Welcome to 4650 Cove Circle, #209, located in beautiful St. Petersburg, Florida, in the Hamilton House Building at Sea Towers! This spacious 2 Bedroom, 2 Full Bath Condo is Florida living at its best. Sea Towers is a highly desirable 55+ waterfront community in beautiful St. Petersburg, Florida. This well-positioned second-floor condo offers comfort, convenience, and a relaxed Florida lifestyle just minutes from the Gulf beaches. This spacious 2-bedroom, 2-bath residence features a bright and functional floor plan that flows effortlessly from the kitchen into the combined living and dining area, creating an open and inviting space that feels larger than the square footage suggests. Large windows bring in natural light while offering partial water views from both the living room and the primary bedroom, providing a peaceful backdrop to everyday living. The primary suite offers a comfortable retreat with an en-suite bathroom and water views, while the second bedroom and full bathroom provide ideal space for guests, a home office, or additional living flexibility. For added peace of mind, all west-facing windows are equipped with hurricane shutters. The seller is including a one-year Homeowner Warranty valued at approximately $450, providing coverage for major appliances as well as plumbing and electrical systems. The Hamilton House is the most conveniently located building in Sea Towers, positioned immediately inside the guard-gated entrance for easy access in and out of the community. The unit also includes a covered parking space and a private 4x4x4 storage locker conveniently located on the same floor, just a few steps away. Additionally, there is currently free washer and dryer usage conveniently located right by the elevators on the first floor. Sea Towers offers an impressive array of resort-style amenities in a beautifully maintained waterfront setting. Residents enjoy two heated pools, saunas, tennis and pickleball courts, shuffleboard, a fitness center, card room, billiards room, and a scenic waterfront grilling and lounge area complete with covered seating and restrooms. The community is well-managed with healthy reserves, and the Milestone Inspection has already been completed. Located just minutes from Madeira Beach, Seminole City Center, grocery stores, restaurants, and shopping, the location offers the perfect balance of convenience and coastal living. Bike to the beach, enjoy nearby waterfront dining, or simply relax within this vibrant and amenity-rich community. This unit also features the only carport in the complex that allows you to drive straight in to park under the carport and easily pull straight out! Information herein is deemed reliable but not guaranteed. Listing Broker/Agent makes no warranties, express or implied, as to the accuracy of any information (including, without limitation, square footage, room sizes, acreage, boundaries, lot lines, schools, utilities, zoning, or condition). Buyer and Buyer’s Agent are advised to independently verify all facts and measurements through inspections, surveys, and appropriate professionals. Seller and/or Listing Agent have not occupied the property (if applicable), and therefore have limited knowledge of the property’s history and condition; representations, if any, are based on available records and visual observation.

Estimated monthly payment

Principal & interest$1,034
Property taxes$91
Home insurance (est.)$94

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history149 days on market

  1. Status: Active
    Mar 18, 2026
  2. Listed$225,000
    Mar 18, 2026
  3. Price reduced$204,500

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
149
Subdivision
Hamilton House The Condo
County
Pinellas
Year built
1970
Living area
970 sq ft
Price/sq ft
$211
Lot size
25,789 sq ft
Flood zone
AE (12103C0183H)
Annual taxes
$1,088 (2025)
Parcel #
03-31-15-35329-000-2090
MLS #
TB8485621

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Laminate
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Refrigerator
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo
Laundry
None
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$857/mo
Total annual fees
$10,284
HOA name
Federation of Sea Towers
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please confirm all lease restrictions with association.
Approval process
Please confirm approval process with association.

Exterior & Construction

Exterior features
Hurricane Shutters
Construction materials
Block
Roof
Other
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
FoyerFirst3.3x9.3
KitchenFirst9.2x10.5
Dining RoomFirst12.1x9.4
Living RoomFirst13x12.5
Primary BedroomFirst11x15
Bathroom 1First7.4x5.7
Bedroom 1First1.7x11.5
Bathroom 2First5.2x7.7

Listing Details

Listing date
2026-03-18
On market date
2026-03-18
Original list price
$225,000
Occupant type
Owner
MLS area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Listing AOR
Suncoast Tampa
Status changed
2026-03-18
Tax legal description
HAMILTON HOUSE, THE CONDO UNIT 209

Flood risk

High riskFEMA Zone AEPanel 12103C0183H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Park Blvd... South on 113th St/Duhme Rd... East into Sea Towers. Once you are past the guard shack, immediate right and building will be straight ahead. Park in a guest spot.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 14, 2026 at 4:18 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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