
$205,000
4650 Cove Circle
St Petersburg, FL 33708
Listing updated: May 12, 2026 at 3:50 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
*Welcome to 4650 Cove Circle, #209, located in beautiful St. Petersburg, Florida, located in the Hamilton House Building at Sea Towers! This spacious 2 Bedroom, 2 Full Baths Condo is Florida Living at its best! Sea Towers is a highly desirable 55+ waterfront community in beautiful St. Petersburg, Florida. This well-positioned second-floor condo offers comfort, convenience, and the relaxed Florida lifestyle just minutes from the Gulf beaches. This spacious 2-bedroom, 2-bath residence features a bright and functional floor plan that flows effortlessly from the kitchen into the combined living and dining area, creating an open and inviting space that feels larger than the square footage suggests. Large windows bring in natural light while offering partial water views from both the living room and the primary bedroom, providing a peaceful backdrop to everyday living. The primary suite offers a comfortable retreat with an en-suite bathroom and water views, while the second bedroom and full bathroom provide ideal space for guests, a home office, or additional living flexibility. For added peace of mind, all west-facing windows are equipped with hurricane shutters. To provide additional confidence for the next owner, the seller is including a one-year Homeowner Warranty with the sale. This warranty, valued at approximately $450, provides coverage for major appliances as well as plumbing and electrical systems. The Hamilton House is the most conveniently located building in Sea Towers, positioned immediately inside the guard-gated entrance for easy access in and out of the community. The unit also includes a covered parking space and a PRIVATE STORAGE LOCKER WHICH IS 4X4X4 and is conveniently located ON THE SAME FLOOR, JUST A FEW STEPS AWAY!! ADDITIONALLY, THERE IS CURRENTLY FREE WASHER AND DRYER USEAGE AND IS CONVENIENTLY LOCATED RIGHT BY THE ELEVATORS ON THE FIRST FLOOR! Sea Towers offers an impressive array of resort-style amenities in a beautifully maintained waterfront setting. Residents enjoy two heated pools, saunas, tennis and pickleball courts, shuffleboard, a fitness center, card room, billiards room, and a scenic waterfront grilling and lounge area complete with covered seating and restrooms. This unit also features the only carport in the complex that allows you to drive straight in to park under the carport and easily pull straight out. The community is well-managed with healthy reserves, and the Milestone Inspection has already been completed. Located just minutes from Madeira Beach, Seminole City Center, grocery stores, restaurants, and shopping, the location offers the perfect balance of convenience and coastal living. Bike to the beach, enjoy nearby waterfront dining, or simply relax within this vibrant and amenity-rich community. Don’t miss this opportunity to enjoy easy, low-maintenance living in one of St. Petersburg’s premier waterfront 55+ communities. Schedule your private showing today and start living in the Florida lifestyle you’ve been dreaming of! Buyer and/or Buyer’s Agent to verify all information. All information is presumed accurate but not guaranteed. This unit also features the only carport in the complex that allows you to drive straight in to park under the carport and easily pull straight out, and FREE washer and dryer usage currently!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history55 days on market
- Status: ActiveMar 18, 2026
- Listed$225,000Mar 18, 2026
- Price reduced$205,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 55
- Subdivision
- Hamilton House The Condo
- County
- Pinellas
- Year built
- 1970
- Living area
- 970 sq ft
- Price/sq ft
- $211
- Lot size
- 25,789 sq ft
- Flood zone
- AE (12103C0183H)
- Annual taxes
- $1,088 (2025)
- Parcel #
- 03-31-15-35329-000-2090
- MLS #
- TB8485621
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Refrigerator
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo
- Laundry
- None
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $857/mo
- Total annual fees
- $10,284
- HOA name
- Federation of Sea Towers
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please confirm all lease restrictions with association.
- Approval process
- Please confirm approval process with association.
Exterior & Construction
- Exterior features
- Hurricane Shutters
- Construction materials
- Block
- Roof
- Other
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected
Community
- Pets allowed
- No
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | First | 3.3x9.3 |
| Kitchen | First | 9.2x10.5 |
| Dining Room | First | 12.1x9.4 |
| Living Room | First | 13x12.5 |
| Primary Bedroom | First | 11x15 |
| Bathroom 1 | First | 7.4x5.7 |
| Bedroom 1 | First | 1.7x11.5 |
| Bathroom 2 | First | 5.2x7.7 |
Listing Details
- Listing date
- 2026-03-18
- On market date
- 2026-03-18
- Original list price
- $225,000
- Occupant type
- Owner
- MLS area
- 33708 - St Pete/Madeira Bch/N Redington Bch/Shores
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-03-18
- Tax legal description
- HAMILTON HOUSE, THE CONDO UNIT 209
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Park Blvd... South on 113th St/Duhme Rd... East into Sea Towers. Once you are past the guard shack, immediate right and building will be straight ahead. Park in a guest spot.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 12, 2026 at 3:50 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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