19588 86th Lane, FL
Stellar MLS
1 / 1

$495,000

19588 86th Lane

Dunnellon, FL 34432

Listing updated: September 21, 2026 at 1:02 AM ET

Active
Stellar MLSListing courtesy of Rainbow Springs Real Estate · Lynne Eder · MLS #OM732598 · Active · 352-804-3697
3
Beds
2
Baths
2,085
Sq Ft
0.37
Acres
2000
Built
Water accessPrivate poolFireplace$237/sqft
Single Family Residence

Property type

2000

Year built

16,117 sqft

Lot size

$237

Price / sq ft

$36/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Rainbow Springs, and more specifically the Fox Trace Village, in Dunnellon now has a completely updated 3 bedroom/2 bath home with a heated saltwater pool, a newer 2025 roof & exceptional outdoor living spaces just waiting for you to enjoy your best life. Beautifully updated home featuring a desirable split-bedroom floor plan, spacious ceilings, and thoughtful upgrades throughout. The living space offers impressive 10-foot ceilings, while the remainder of the home features 9.5-foot ceilings for an open, airy feel. The kitchen is designed for both everyday convenience and entertaining, with granite countertops, under-cabinet lighting, stainless-steel appliances, a 2026 dishwasher, and a 2023 refrigerator. Most lower cabinets have pull out drawer inserts for convenience and ease in storing essentials for your gourmet entertaining. Granite countertops continue into the bathrooms and laundry room for a cohesive, elevated finish. Relax in the primary suite, complete with a soaking tub and separate walk-in shower with multiple shower heads. The family room provides a warm gathering space with a propane fireplace. Additional highlights include updated kitchen, bathrooms, flooring, and fans; pest-resistant insulation; a termite bond; HVAC from 2018; and an oversized two-car garage of approximately 609 square feet. Enjoy Florida-style outdoor living in the screened, oversized lanai overlooking a saltwater pool with a sun shelf, a fountain, propane heater, and chlorine generator. The paver patio and built-in firepit create an inviting setting for relaxing or hosting guests. A new roof installed in 2025 and pest resistant insulation in the attic adds valuable peace of mind. Additionally, purchasing a home here gives you automatic membership for private member-only access to the River Park on the Rainbow River where you can launch your paddleboard, kayak or tube, swim in the swim area with a small beach and enjoy the beautiful Florida days in the pavilions set for picnicking or just gathering with friends. The community center includes a fitness room, billiards room and meeting space where you can join your friends for a fun game of bunco or mahjong. There is also a community pool, tennis/pickleball courts, shuffleboard, bocce, disc golf and basketball available for your exercising pleasure. The community also features a walking trail park designed with various distances available to renew your friendship with nature and your fur babies are welcome to join you on the trails. This home and community are unique to our area; 15 minutes to the World Equestrian Center in Ocala with its horse shows and community offerings, 25 minutes to the Gulf for fishing and snorkeling, Ocala is 25 minutes east and Gainesville is 45 minutes north. Centrally located in North Florida, you are close to everything but with a rural feel.

Estimated monthly payment

Principal & interest$2,503
Property taxes$235
Home insurance (est.)$227
HOA dues$36

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 21, 2026
  2. Listed$495,000
    Sep 20, 2026
  3. Price increased$495,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Fox Trace
County
Marion
Year built
2000
Living area
2,085 sq ft
Price/sq ft
$237
Building area
3,886 sq ft (Public Records)
Lot size
16,117 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12083C0655D)
Garage
2 spaces
Pool
Private pool
Annual taxes
$2,825 (2025)
Parcel #
32962-002-18
Zoning
R1
MLS #
OM732598

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Hardwood
Appliances
Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Range Hood, Washer
Interior features
Coffered Ceiling(s), Crown Molding, Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$428 / Annually
Monthly HOA
$36/mo
Total monthly fees
$57/mo
Total annual fees
$678
HOA name
Dawn Henrich
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Fire Pit
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Water access
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Electricity Connected, Propane, Sewer Connected, Sprinkler Well, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryDunnellon Elementary SchoolGreatSchools ↗
MiddleDunnellon Middle SchoolGreatSchools ↗
High SchoolDunnellon High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomFirst

Listing Details

Listing date
2026-09-20
On market date
2026-09-20
Original list price
$495,000
Occupant type
Owner
MLS area
34432 - Dunnellon
Listing AOR
Ocala - Marion
Status changed
2026-09-21
Tax legal description
SEC 12 TWP 16 RGE 18 PLAT BOOK 004 PAGE 198 FOX TRACE BLK B LOT 18

Flood risk

Minimal riskFEMA Zone XPanel 12083C0655D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Dunnellon heading north on Rt. 41, turn right onto SW 88th Place Road. At the "T", turn left onto SW 196th Ave. Rd. Take the first right onto SW 86th Lane and the house is the second on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 21, 2026 at 1:02 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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