1040 Rosetree Ln, FL
Stellar MLS
1 / 1

$674,900

1040 Rosetree Ln

Tarpon Springs, FL 34689

Listing updated: September 30, 2026 at 1:49 PM ET

Active
Stellar MLSListing courtesy of Charles Rutenberg Realty Inc · Latricia Stoddard · MLS #TB8550396 · Active · 727-538-9200
4
Beds
2
Baths
2,228
Sq Ft
0.23
Acres
1988
Built
◆Private pool◆$303/sqft◆360° tour
Single Family Residence

Property type

1988

Year built

10,106 sqft

Lot size

$303

Price / sq ft

No HOA

HOA dues

11

Days on market

2

Garage spaces

X500, AE

Flood zone

About this home

YOUR PRIVATE FLORIDA OASIS AWAITS! PAID OFF SOLAR, PRIVATE POOL, and NO HOA! Welcome to your own slice of Florida living! This inviting 4 bedroom, 2 bath home in Tarpon Springs combines spacious interiors, thoughtful built-ins, and an impressive screened pool and outdoor entertaining area. Skylights throughout the home bring in natural light, complementing the vaulted ceilings and welcoming living spaces. In the heart of the home is the generously sized kitchen, featuring rich wood tone cabinetry, extensive counter space, stainless steel appliances, tall pantry cabinets, and an oversized island with 5 person seating. Pendant lighting and skylights brighten the space, while the open connection to the main living area keeps everyone together when cooking or entertaining. A separate built-in beverage station with glass front cabinetry and wine refrigerator adds a special touch. Crown molding, recessed lighting, tile, and wood flooring, all bring warmth and character to the living spaces. Dining room features a wall of windows overlooking the pool area, along with built-in shelving and cabinetry. The split-bedroom layout provides privacy between the primary suite and guest bedrooms. Primary suite includes a spacious bathroom with dual sinks, extensive vanity and linen cabinetry, and a walk-in shower featuring striking marble tile and newer fixtures. The guest bathroom offers a double sink vanity and a tub/shower combo with a coordinating marble tile surround. Custom Murphy bed in the laundry room adds versatility for guests or a home office, and the two car garage with beautifully paved driveway, provides plenty of parking space and everyday convenience. Step outside and discover where this home truly shines! Expansive screened enclosure around a sparkling pool, gorgeous pavers, and separate deck area with room for outdoor dining and comfortable lounge seating. A gazebo shelters an outdoor grilling station with counter space and cabinetry, making this backyard ideal for weekend cookouts and relaxed evenings at home. Mature palms, tropical landscaping, and privacy fencing create a secluded retreat, with plenty of sliding-door access connecting the indoor and outdoor spaces. Energy-saving features add even more appeal! Solar panels installed in 2018 are COMPLETELY PAID OFF and owned outright, with no solar lease or loan to assume. Improvements include an HVAC system installed in 2023 with a UV light filter added in 2026, pool pump 2026, water heater 2026, pavers sealed and cleaned 2026, fence 2023, pool resurfacing 2022, solar pool heating added in 2020, and upgraded attic insulation 2017. The separate pool heater has also been maintained annually. Enjoy the best that Tarpon Springs has to offer! Minutes from the Sponge Docks and Fred Howard Park, local shops, restaurants, and plenty of gorgeous locations to catch the sunset. From the spacious kitchen to the private poolside retreat, this home offers wonderful spaces to gather, unwind, and enjoy Florida living. Schedule your showing today!

Estimated monthly payment

Principal & interest$3,413
Property taxes$404
Home insurance (est.)$309

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history11 days on market

  1. Status: Active
    Sep 19, 2026
  2. Listed$689,900
    Sep 19, 2026
  3. Price reduced$674,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
11
Subdivision
Florida Oaks Second Add
County
Pinellas
Year built
1988
Living area
2,228 sq ft
Price/sq ft
$303
Building area
2,806 sq ft (Public Records)
Lot size
10,106 sq ft
Lot category
0 to less than 1/4
Flood zone
X500, AE (12103C0019H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$4,844 (2025)
Parcel #
14-27-15-28336-000-0140
Zoning
RES
MLS #
TB8550396

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Tile, Vinyl, Wood
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, Dry Bar, Eat-in Kitchen, Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Verify leasing restrictions with City

Exterior & Construction

Exterior features
Lighting, Outdoor Grill, Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Schools

ElementarySunset Hills Elementary-PNGreatSchools ↗
MiddleTarpon Springs Middle-PNGreatSchools ↗
High SchoolTarpon Springs High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst13x15
Bedroom 2First14x10
Bedroom 3First12x11
Bedroom 4First11x11
Dining RoomFirst8x21
Living RoomFirst25x19
LaundryFirst6x12
FoyerFirst6x12
KitchenFirst19x19

Listing Details

Listing date
2026-09-18
On market date
2026-09-19
Original list price
$689,900
Occupant type
Owner
MLS area
34689 - Tarpon Springs
Listing AOR
Suncoast Tampa
Status changed
2026-09-19
Tax legal description
FLORIDA OAKS SECOND ADDITION LOT 14

Flood risk

Moderate riskFEMA Zone X500, AEPanel 12103C0019H

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Alt 19, head north and turn left onto Klosterman Rd. Turn right onto Carlton Rd, left on Curlew Pl, then right on S Florida Ave. Turn right on Rosetree Ln and property will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 30, 2026 at 1:49 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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