
$674,900
1040 Rosetree Ln
Tarpon Springs, FL 34689
Listing updated: September 30, 2026 at 1:49 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
YOUR PRIVATE FLORIDA OASIS AWAITS! PAID OFF SOLAR, PRIVATE POOL, and NO HOA! Welcome to your own slice of Florida living! This inviting 4 bedroom, 2 bath home in Tarpon Springs combines spacious interiors, thoughtful built-ins, and an impressive screened pool and outdoor entertaining area. Skylights throughout the home bring in natural light, complementing the vaulted ceilings and welcoming living spaces. In the heart of the home is the generously sized kitchen, featuring rich wood tone cabinetry, extensive counter space, stainless steel appliances, tall pantry cabinets, and an oversized island with 5 person seating. Pendant lighting and skylights brighten the space, while the open connection to the main living area keeps everyone together when cooking or entertaining. A separate built-in beverage station with glass front cabinetry and wine refrigerator adds a special touch. Crown molding, recessed lighting, tile, and wood flooring, all bring warmth and character to the living spaces. Dining room features a wall of windows overlooking the pool area, along with built-in shelving and cabinetry. The split-bedroom layout provides privacy between the primary suite and guest bedrooms. Primary suite includes a spacious bathroom with dual sinks, extensive vanity and linen cabinetry, and a walk-in shower featuring striking marble tile and newer fixtures. The guest bathroom offers a double sink vanity and a tub/shower combo with a coordinating marble tile surround. Custom Murphy bed in the laundry room adds versatility for guests or a home office, and the two car garage with beautifully paved driveway, provides plenty of parking space and everyday convenience. Step outside and discover where this home truly shines! Expansive screened enclosure around a sparkling pool, gorgeous pavers, and separate deck area with room for outdoor dining and comfortable lounge seating. A gazebo shelters an outdoor grilling station with counter space and cabinetry, making this backyard ideal for weekend cookouts and relaxed evenings at home. Mature palms, tropical landscaping, and privacy fencing create a secluded retreat, with plenty of sliding-door access connecting the indoor and outdoor spaces. Energy-saving features add even more appeal! Solar panels installed in 2018 are COMPLETELY PAID OFF and owned outright, with no solar lease or loan to assume. Improvements include an HVAC system installed in 2023 with a UV light filter added in 2026, pool pump 2026, water heater 2026, pavers sealed and cleaned 2026, fence 2023, pool resurfacing 2022, solar pool heating added in 2020, and upgraded attic insulation 2017. The separate pool heater has also been maintained annually. Enjoy the best that Tarpon Springs has to offer! Minutes from the Sponge Docks and Fred Howard Park, local shops, restaurants, and plenty of gorgeous locations to catch the sunset. From the spacious kitchen to the private poolside retreat, this home offers wonderful spaces to gather, unwind, and enjoy Florida living. Schedule your showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history11 days on market
- Status: ActiveSep 19, 2026
- Listed$689,900Sep 19, 2026
- Price reduced$674,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 11
- Subdivision
- Florida Oaks Second Add
- County
- Pinellas
- Year built
- 1988
- Living area
- 2,228 sq ft
- Price/sq ft
- $303
- Building area
- 2,806 sq ft (Public Records)
- Lot size
- 10,106 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500, AE (12103C0019H)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $4,844 (2025)
- Parcel #
- 14-27-15-28336-000-0140
- Zoning
- RES
- MLS #
- TB8550396
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Tile, Vinyl, Wood
- Appliances
- Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer, Wine Refrigerator
- Interior features
- Built-in Features, Ceiling Fans(s), Crown Molding, Dry Bar, Eat-in Kitchen, Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Verify leasing restrictions with City
Exterior & Construction
- Exterior features
- Lighting, Outdoor Grill, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 13x15 |
| Bedroom 2 | First | 14x10 |
| Bedroom 3 | First | 12x11 |
| Bedroom 4 | First | 11x11 |
| Dining Room | First | 8x21 |
| Living Room | First | 25x19 |
| Laundry | First | 6x12 |
| Foyer | First | 6x12 |
| Kitchen | First | 19x19 |
Listing Details
- Listing date
- 2026-09-18
- On market date
- 2026-09-19
- Original list price
- $689,900
- Occupant type
- Owner
- MLS area
- 34689 - Tarpon Springs
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-09-19
- Tax legal description
- FLORIDA OAKS SECOND ADDITION LOT 14
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Alt 19, head north and turn left onto Klosterman Rd. Turn right onto Carlton Rd, left on Curlew Pl, then right on S Florida Ave. Turn right on Rosetree Ln and property will be on the right.
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 30, 2026 at 1:49 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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