$526,000
4324 Spinnaker Cove LaneTampa, FL 33615
Listing updated: October 29, 2026 at 4:59 PM ET
Listing courtesy of Coldwell Banker Realty · Debra Trujillo · MLS #TB8549934 · Active · 813-286-6563Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. This waterfront townhouse, with its own deeded boat slip, offers the seaside, maintenance-free lifestyle you have been looking for, so your weekends can be spent on the boat! Plus, the seller is offering a $10,000 credit at closing toward your closing costs so you can spend your money on the flooring you love. Act quickly, as this property (built in 2005) has a water view and it’s within an exclusive, gated community. Lock-it-and-leave when you travel (airport is 10 minutes away) and enjoy your large, private boat slip a half-block walk from your front door when you are back in paradise. (Seller had a 42’ Sea Ray, so water depth is ample) Cruise down to St. Pete, the Gulf or over to a waterfront restaurant for a well-deserved break. The space in the home is amazing, with high ceilings, bedrooms away from entertaining areas, and two incredible living areas (one on each of two levels). Enjoy tropical orange sunsets over the bay from your kitchen, morning den, family room and master. Plus, relish the oversized master bedroom, bath and walk-in closet. Luxury elements such as a huge wet bar in your recreational family room, charming nooks in the kitchen, a convenient laundry on the bedroom level and built-in garage storage will impress you. The first level is perfect for everyday relaxation or parties. The first floor rec room/family room overlooks a sunny patio, a large grassy area and the waterfront. Plus, it features a full bath and a wet bar/party kitchen. This layout is well thought out and high and dry! Even in the hurricanes of 2024, only a few inches of water entered in the garage, leaving all three levels of living areas untouched. From your back porches and patios, you will cherish water views and a large grassy area for pets or friends to gather. Don’t like carpet? Want new flooring? No worries. Flood insurance is only $1700/year and the HOA covers all exterior maintenance, including the roof and seawalls.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history41 days on market
- Status: ActiveSep 19, 2026
- Listed$534,200Sep 18, 2026
- Price reduced$526,000
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 41
- Subdivision
- Spinnaker Cove Twnhms
- County
- Hillsborough
- Year built
- 2005
- Living area
- 2,540 sq ft
- Price/sq ft
- $207
- Building area
- 3,518 sq ft (Public Records)
- Lot size
- 1,683 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0327J)
- Garage
- 2 spaces
- Annual taxes
- $7,518 (2026)
- Parcel #
- U-11-29-17-642-000009-00006.0
- Zoning
- PD
- MLS #
- TB8549934
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile, Tile
- Appliances
- Bar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Dry Bar, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s), Wet Bar
- Laundry
- Inside, Laundry Closet, Upper Level
- Stories / Levels
- Three Or More
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Ground Level
HOA & Financial
- HOA fee
- $620 / Monthly
- Monthly HOA
- $620/mo
- Total monthly fees
- $620/mo
- Total annual fees
- $7,440
- HOA name
- InfraMark
- CDD
- No
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Verify lease restrictions with the HOA. Rentals are permitted for periods of one year or longer, and only to one family per lease.
- Approval process
- Verify the approval process with the HOA. Prior written approval from the Association is required at least 20 days before the lease begins. You will need to provide a copy of the proposed lease and an application fee.
Exterior & Construction
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Crawlspace
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Electricity Connected, Fiber Optics, Phone Available, Public, Sewer Available, Sewer Connected, Water Available, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit, Size Limit, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | 9.5x15 | |
| Living Room | 16x20.5 | |
| Primary Bedroom | Third | 15x20 |
| Bedroom 2 | Third | 10x14 |
| Bedroom 3 | Third | 10x10 |
| Dining Room | 12x23 | |
| Loft | Third | 6x8 |
| Family Room | 12x19 |
Listing Details
- Listing date
- 2026-09-18
- On market date
- 2026-09-18
- Original list price
- $534,200
- Occupant type
- Vacant
- MLS area
- 33615 - Tampa / Town and Country
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-09-19
- Tax legal description
- SPINNAKER COVE TOWNHOMES LOT 6 BLOCK 9
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Memorial to Lopez, right on Bay Point Drive, Left on Spinnaker Cove and enter gate code. Townhouse is on right one block down.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 29, 2026 at 4:59 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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