4895 Bay Street, FL
Stellar MLS
1 / 1

$189,000

4895 Bay Street

St Petersburg, FL 33703

Listing updated: September 20, 2026 at 6:47 AM ET

Active
Stellar MLSListing courtesy of Realty Experts · Heather Breckenridge · MLS #TB8549897 · Active · 727-888-1000
1
Bed
2
Baths
930
Sq Ft
1973
Built
55+ community$203/sqft360° tour
Condominium

Property type

1973

Year built

$203

Price / sq ft

No HOA

HOA dues

1

Day on market

AE

Flood zone

About this home

This stunning first-floor corner, one bedroom and one and a half bath unit has been very thoughtfully and COMPLETELY updated throughout and features a super-convenient covered assigned parking space. Recent upgrades include a 2-ton HVAC system (2024) with a 10-year parts warranty and 3-year labor warranty, both transferable to the new owner, along with a NEW full electric panel and full-home Alumicon connectors (2025). All new Samsung smart appliances (2025) that feature Home Connect app compatibility, also equipped with a NEW Larson storm door with top down screen and KwikSet smart front door lock (2026), allowing remote access and locking/unlocking through the KwikSet Smart Lock App. Impact Low-E front windows (2025) with a transferable warranty, hurricane-grade sliding back doors feature an impact window system (2017), all new ceiling fans and lighting throughout with three hardwired smoke detectors. Kitchen and bath upgrades showcase stunning Silestone Quartz countertops with a stone kitchen backsplash, NEW bathroom floor & shower tile, granite vanity countertops (2026) & toilet, Mohawk RevWood Select Laminate flooring. All NEW baseboards and molding throughout, popcorn ceilings have been scraped and re-textured (2025). Top-down/bottom-up shades in the front of the unit and plantation shutters complete the back of the unit sliding doors. Winston Park offers an exceptional 55+ lifestyle with a heated pool, shuffleboard, outdoor grilling area, and clubhouse featuring group events, classes, and beautiful gathering spaces. Your monthly maintenance fee includes water, trash removal, high-speed WiFi, and a premium cable package featuring HBO Max, Disney+, Hulu, ESPN+, Paramount+, Peacock, and Discovery. The location is prime and convenient, with Publix, Whole Foods, Fresh Market CVS, Walgreens, and banks all within one mile, numerous dining options on 4th Street and in beautiful downtown St. Pete within a five-mile radius, plus parks, museums, and waterfront areas. Milestone and SIRS inspections have been completed. THIS IS A MUST SEE, ONE OF A KIND CONDO!!

Estimated monthly payment

Principal & interest$956
Property taxes$142
Home insurance (est.)$87

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Sep 19, 2026
  2. Listed$189,000
    Sep 19, 2026
  3. Price increased$189,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
1
Subdivision
Winston Park Northeast
County
Pinellas
Year built
1973
Living area
930 sq ft
Price/sq ft
$203
Flood zone
AE
Annual taxes
$1,705 (2025)
Parcel #
06-31-17-98404-300-1080
MLS #
TB8549897

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Interior Details

Bedrooms
1
Full bathrooms
1
Half bathrooms
1
Flooring
Laminate
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo
Laundry
Common Area, Same Floor As Condo Unit
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Assigned, Covered, Guest
Carport
Yes

HOA & Financial

Total monthly fees
$687/mo
Total annual fees
$8,244
HOA name
Resource Property Managment Adam Perez
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
SEE RULES AND REGULATIONS FOR SPECIFICS
Approval process
APPLICATION AND INTERVIEW PROCESS

Exterior & Construction

Exterior features
Courtyard, Sidewalk, Storage
Construction materials
Block
Roof
Other
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Water Connected

Community

Pets allowed
Cats OK, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst19x13
Dining RoomFirst9x9
Florida RoomFirst10x15
KitchenFirst8x10
Primary BedroomFirst11x15

Listing Details

Listing date
2026-09-17
On market date
2026-09-19
Original list price
$189,000
Occupant type
Owner
MLS area
33703 - St Pete
Listing AOR
Suncoast Tampa
Status changed
2026-09-19
Tax legal description
WINSTON PARK NORTHEAST 300 CONDO BLDG NO. 300, APT 108

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

38TH AVE N TO 1ST STREET N TO 49TH AVE HEAD EAST TO ADDRESS UNIT ON RIGHT AT NORTHEAST CORNER OF 300 BLDG CLOSE TO MAILBOXES AND LAUNDRY ROOM

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 20, 2026 at 6:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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