3522 Heart Pine Loop, FL3522 Heart Pine Loop, FL3522 Heart Pine Loop, FL
Stellar MLS
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$530,000

3522 Heart Pine Loop

Ocoee, FL 34761

Listing updated: October 1, 2026 at 1:25 PM ET

Active
Stellar MLSListing courtesy of Dalton Wade Inc · Jonathan Speagle · MLS #O6442300 · Active · 888-668-8283
4
Beds
3
Baths
2,466
Sq Ft
0.24
Acres
2017
Built
◆$215/sqft
Single Family Residence

Property type

2017

Year built

10,275 sqft

Lot size

$215

Price / sq ft

$75/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome home to this beautifully maintained 4-bedroom, 3-bathroom two-story Lauderdale floorplan in McCormick Reserve! Just 9 years young and situated on an oversized, pie-shaped lot, this home offers an impressive combination of space, upgrades, and an incredible outdoor living area. The previous sellers have invested approximately $60,000 in upgrades and improvements, and it shows! From the moment you walk in, you'll appreciate the spacious formal living and dining areas, 10-foot ceilings, and the open flow into the centrally located kitchen and family room. The kitchen features 42" cabinets with crown molding, upgraded quartz countertops, a large island, custom pantry, pendant lighting, and GE stainless steel appliances, all overlooking the family room and its sliding doors leading to the covered, screened-in lanai and backyard. The split-bedroom layout provides privacy for everyone, with a spacious primary suite featuring a large walk-in closet and an oversized bathroom with plenty of storage, while two additional downstairs bedrooms offer generous space and easy access to the second full bathroom. Upstairs, you'll find the fourth bedroom with its own private full bathroom, along with a huge bonus room that can easily be used as a game room, media room, home gym, office, or whatever your lifestyle requires. The backyard is where this home really shines! The oversized pie-shaped lot is fully enclosed with vinyl fencing and gates on both sides, creating a private and versatile outdoor space with plenty of room to entertain, relax, and enjoy the Florida sunshine. New pavers lead to an outdoor grill area and pergola, with electricity already run for added convenience, while multiple fruit trees add to the charm. The covered lanai features a retractable screen, making it easy to enjoy the outdoors throughout the year. Additional upgrades and features include plantation shutters, blinds, double-pane low-E windows, security cameras for remote monitoring, a 50-gallon hybrid electric water heater, and epoxy flooring in the garage. McCormick Reserve is conveniently located just minutes from major highways, Historic Downtown Winter Garden, the West Orange Trail, Winter Garden Village, restaurants, shopping, and everyday conveniences, with Disney, Universal, Downtown Orlando, and Orlando International Airport all approximately 30 minutes away. This is one you really need to see in person to appreciate the space, upgrades, and backyard!

Estimated monthly payment

Principal & interest$2,680
Property taxes$652
Home insurance (est.)$243
HOA dues$75

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 1, 2026
  2. Listed$530,000
    Oct 1, 2026
  3. Price increased$530,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Mccormick Reserve Ph 1
County
Orange
Year built
2017
Living area
2,466 sq ft
Price/sq ft
$215
Building area
3,025 sq ft (Public Records)
Lot size
10,275 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12095C0210H)
Garage
2 spaces
Annual taxes
$7,820 (2025)
Parcel #
33-21-28-5556-00-110
Zoning
PUD
MLS #
O6442300

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Ceramic Tile, Wood
Appliances
Built-In Oven, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
Two
Direction faces
Southeast

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener

HOA & Financial

HOA fee
$75 / Monthly
Monthly HOA
$75/mo
Total monthly fees
$75/mo
Total annual fees
$900
HOA name
Association Solutions, Mark Hill
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Independently verify all HOA guidelines for leasing restrictions.

Exterior & Construction

Exterior features
Fire Pit, Outdoor Grill, Sprinkler Metered
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Concrete

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Meter, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryAPrairie Lake ElementaryGreatSchools ↗
MiddleBOcoee MiddleGreatSchools ↗
High SchoolAOcoee HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst16x15
Primary BathroomFirst
Living RoomFirst18x21
KitchenFirst15x9
Bedroom 2First11x11
Bedroom 3First11x11
Bedroom 4First11x12
Bonus RoomSecond20x12

Listing Details

Listing date
2026-09-15
On market date
2026-10-01
Original list price
$530,000
Occupant type
Owner
MLS area
34761 - Ocoee
Listing AOR
Suncoast Tampa
Status changed
2026-10-01
Tax legal description
MCCORMICK RESERVE - PHASE ONE 87/111 LOT11

Flood risk

Minimal riskFEMA Zone XPanel 12095C0210H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

SR. 429 to exit 26 make Right on clarion Ocoee rd, Left on Ingram rd. Right on W. McCormick rd, Right on N Clarke rd, first left on heart pine house is on your right

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 1, 2026 at 1:25 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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