


$395,000
3538 Heart Pine Loop
Ocoee, FL 34761
Listing updated: September 16, 2026 at 12:57 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. Welcome to this charming 3-bedroom, 2-bathroom home in the desirable McCormick Reserve community! Built in 2014, this well-maintained, a 2-car garage, and a functional layout perfect for comfortable living and entertaining. Enjoy a convenient Ocoee location close to shopping, dining, parks, major roadways, and Central Florida's popular attractions. Whether you are a first-time buyer, relocating, or looking for a great place to call home, this property offers comfort, convenience, and an excellent location. Schedule your showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveSep 16, 2026
- Listed$395,000Sep 15, 2026
- Price increased$395,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Mccormick Reserve Ph 1
- County
- Orange
- Year built
- 2016
- Living area
- 1,515 sq ft
- Price/sq ft
- $261
- Building area
- 1,976 sq ft (Builder)
- Lot size
- 6,001 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12095C0210H)
- Garage
- 2 spaces
- Annual taxes
- $3,957 (2025)
- Parcel #
- 33-21-28-5556-00-070
- Zoning
- PUD
- MLS #
- O6438088
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Living Room/Dining Room Combo
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $980 / Annually
- Monthly HOA
- $82/mo
- Total monthly fees
- $82/mo
- Total annual fees
- $980
- HOA name
- McCormick Reserve
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Contact HOA
Exterior & Construction
- Exterior features
- Garden, Sprinkler Metered
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Concrete Perimeter, Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Recycled
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 14x12 |
| Dining Room | First | 12x14 |
| Kitchen | First | 10x12 |
| Primary Bedroom | First | 13x14 |
| Primary Bathroom | First | 13x12 |
Listing Details
- Listing date
- 2026-09-10
- On market date
- 2026-09-15
- Original list price
- $395,000
- Occupant type
- Owner
- MLS area
- 34761 - Ocoee
- Listing AOR
- Orlando Regional
- Status changed
- 2026-09-16
- Tax legal description
- MCCORMICK RESERVE - PHASE ONE 87/111 LOT7
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From SR-429: Take the exit for Clarcona-Ocoee Road/Ocoee Apopka Road. Head east on Ocoee Apopka Road and turn onto W. McCormick Road. Turn onto Clarke Road, then turn right onto Whitefriar Drive. Turn right onto Heart Pine Loop. Continue on Heart Pine Loop to 3838 Heart Pine Loop. Alternative from the west: From Clarcona-Ocoee Road, head north on N. Clarke Road, turn onto Whitefriar Drive, then turn onto Heart Pine Loop.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 16, 2026 at 12:57 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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