3538 Heart Pine Loop, FL3538 Heart Pine Loop, FL3538 Heart Pine Loop, FL
Stellar MLS
1 / 17

$395,000

3538 Heart Pine Loop

Ocoee, FL 34761

Listing updated: September 16, 2026 at 12:57 AM ET

Active
Stellar MLSListing courtesy of Florida Realty Investments · Dulce Moise · MLS #O6438088 · Active · 407-207-2220
3
Beds
2
Baths
1,515
Sq Ft
0.14
Acres
2016
Built
$261/sqft360° tour
Single Family Residence

Property type

2016

Year built

6,001 sqft

Lot size

$261

Price / sq ft

$82/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Virtually Staged. Welcome to this charming 3-bedroom, 2-bathroom home in the desirable McCormick Reserve community! Built in 2014, this well-maintained, a 2-car garage, and a functional layout perfect for comfortable living and entertaining. Enjoy a convenient Ocoee location close to shopping, dining, parks, major roadways, and Central Florida's popular attractions. Whether you are a first-time buyer, relocating, or looking for a great place to call home, this property offers comfort, convenience, and an excellent location. Schedule your showing today!

Estimated monthly payment

Principal & interest$1,997
Property taxes$330
Home insurance (est.)$181
HOA dues$82

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 16, 2026
  2. Listed$395,000
    Sep 15, 2026
  3. Price increased$395,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Mccormick Reserve Ph 1
County
Orange
Year built
2016
Living area
1,515 sq ft
Price/sq ft
$261
Building area
1,976 sq ft (Builder)
Lot size
6,001 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12095C0210H)
Garage
2 spaces
Annual taxes
$3,957 (2025)
Parcel #
33-21-28-5556-00-070
Zoning
PUD
MLS #
O6438088

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Living Room/Dining Room Combo
Laundry
Laundry Room
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$980 / Annually
Monthly HOA
$82/mo
Total monthly fees
$82/mo
Total annual fees
$980
HOA name
McCormick Reserve
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact HOA

Exterior & Construction

Exterior features
Garden, Sprinkler Metered
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Concrete Perimeter, Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Recycled

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst14x12
Dining RoomFirst12x14
KitchenFirst10x12
Primary BedroomFirst13x14
Primary BathroomFirst13x12

Listing Details

Listing date
2026-09-10
On market date
2026-09-15
Original list price
$395,000
Occupant type
Owner
MLS area
34761 - Ocoee
Listing AOR
Orlando Regional
Status changed
2026-09-16
Tax legal description
MCCORMICK RESERVE - PHASE ONE 87/111 LOT7

Flood risk

Minimal riskFEMA Zone XPanel 12095C0210H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From SR-429: Take the exit for Clarcona-Ocoee Road/Ocoee Apopka Road. Head east on Ocoee Apopka Road and turn onto W. McCormick Road. Turn onto Clarke Road, then turn right onto Whitefriar Drive. Turn right onto Heart Pine Loop. Continue on Heart Pine Loop to 3838 Heart Pine Loop. Alternative from the west: From Clarcona-Ocoee Road, head north on N. Clarke Road, turn onto Whitefriar Drive, then turn onto Heart Pine Loop.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 16, 2026 at 12:57 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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