$180,000
54 Saddlebag TrailLake Wales, FL 33898
Listing updated: October 13, 2026 at 9:02 PM ET
Listing courtesy of Bender Realty, Llc · Kris Bender · MLS #K4903794 · Active · 863-223-8708Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Rare Find! Turnkey 3BR/2BA manufactured home in the 55+ community of Saddlebag Lake Resort, where YOU OWN THE LAND! Step inside to a completely stress-free transition; this home comes fully furnished and turn-key. The large kitchen has plenty of cabinets and counter space, with a built-in desk and adjacent dining area. The owners suite has a large walk-in closet and ensuite bathroom, with an easy step-up tub and shower combo. Your visiting family members will be comfortable on the other side of the home in either of the two guest bedrooms, and their own bathroom. The thoughtful layout is designed for both relaxation and entertaining, highlighted by a spectacular, full-width family room spanning the entire back of the home. This expansive bonus space is bathed in natural light and provides the perfect backdrop for hosting guests or just unwinding. Privacy is paramount here, as the property features no rear neighbors, giving you a quiet, serene retreat. The exterior is engineered for pure relaxation - the entire yard is beautifully stoned for maximum curb appeal with absolute minimum maintenance. When you can pull yourself away from the home to check out the amenities, you'll find so much to do you'll feel like you're on vacation every day! Enjoy a swim in the crystal clear pool, relax in the hot tub, play a game of tennis or pickle ball, or practice your swing at the driving range. Of course you may want to spend your days boating and fishing in Saddlebag Lake, working out in the fitness center, or playing a friendly game of pool in the rec room. The low quarterly HOA dues covers it all, plus your water, sewer and trash pick-up. The resort is pet friendly - your fur babies will love it here while running around at the dog park! There's a post office onsite so you won't even have to leave the resort to get your mail. Perfect for year-round living or a winter getaway, you'll be living the dream. Call now to schedule a tour before this gem is gone!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history27 days on market
- Status: ActiveSep 16, 2026
- Listed$180,000Sep 16, 2026
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 27
- Subdivision
- Saddlebag Lake
- County
- Polk
- Year built
- 2006
- Living area
- 1,344 sq ft
- Price/sq ft
- $134
- Lot size
- 4,517 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12105C0590G)
- Annual taxes
- $2,138 (2025)
- Parcel #
- 28-30-01-939010-004070
- Zoning
- PUD
- MLS #
- K4903794
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Laminate
- Appliances
- Dryer, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Open Floorplan
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- HOA fee
- $734 / Quarterly
- Monthly HOA
- $245/mo
- Total monthly fees
- $245/mo
- Total annual fees
- $2,936
- HOA name
- Tanisha Schroeder
- CDD
- No
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- At least one tenant must be 55 or older. Children are not allowed to live here, but they may visit for up to 90 days in a calendar year.
Exterior & Construction
- Exterior features
- Awning(s), Rain Gutters
- Construction materials
- Vinyl Siding
- Roof
- Metal
- Foundation
- Crawlspace
- Water access
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Private Sewer
- Water source
- Private
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 13.67x9.5 |
| Living Room | First | 13x19.67 |
| Primary Bedroom | First | 11.33x13.5 |
| Bedroom 2 | First | 9.5x11 |
| Bedroom 3 | First | 10.75x11.33 |
Listing Details
- Listing date
- 2026-09-16
- On market date
- 2026-09-16
- Original list price
- $180,000
- Occupant type
- Vacant
- MLS area
- 33898 - Lake Wales
- Listing AOR
- Lake Wales
- Status changed
- 2026-09-16
- Tax legal description
- SADDLEBAG LAKE UNIT #1 PB 56 PGS 3/4 BLK 4 LOT 7
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Lake Wales, drive east on Hwy. 60 to Saddlebag Lake Rd (see resort sign) and make a left. Follow to the parking lot, get out of your vehicle and press the Call button at the right of the gate, someone will answer you. Tell them who you are and where you are going, they will let you through the gate remotely. Once inside, follow Saddlebag Trail to the home, it will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 13, 2026 at 9:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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