12 Saddlebag Trail, FL12 Saddlebag Trail, FL12 Saddlebag Trail, FL
Stellar MLS
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$179,900

12 Saddlebag Trail

Lake Wales, FL 33898

Listing updated: July 17, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Watson Realty Corp. · Sandra Perry · MLS #P4939315 · Active · 407-589-1600
2
Beds
2
Baths
864
Sq Ft
0.1
Acres
2005
Built
Water access55+ community$208/sqft360° tour
Manufactured Home

Property type

2005

Year built

4,500 sqft

Lot size

$208

Price / sq ft

$227/mo

HOA dues

1

Day on market

AE

Flood zone

About this home

Located in the highly sought-after 55+ gated community of Saddlebag Lake Resort, this beautifully maintained Jacobsen 2-bedroom, 2-bath manufactured home is being offered fully furnished and is ready for you to enjoy from day one. Designed for both comfort and convenience, the home features attractive Pergo laminate flooring throughout the main living areas, offering style and easy maintenance. For added peace of mind, a whole-house generator powered by either gas or propane ensures reliable backup power during any weather. The well-appointed kitchen is equipped with a full suite of stainless-steel appliances, including a glass-top range, double-door refrigerator with ice maker and water dispenser, dishwasher, and microwave. Adjacent to the kitchen, the dining area features a table and chairs and a built-in cabinet, adding both character and convenient storage. One of the home's standout features is the spacious bonus room at the rear, providing the perfect space for a home office, craft room, hobby area, or additional living space. Outside, you'll find even more to love. A two-car carport offers ample covered parking, while a full-length covered walkway with durable composite decking leads to a relaxing, screened porch overlooking the backyard—an ideal spot to enjoy your morning coffee or unwind in the evening. Outside, you'll find even more to love. A two-car carport offers ample covered parking, while a full-length covered walkway with durable composite decking leads to a relaxing screened porch overlooking the backyard—an ideal spot to enjoy your morning coffee or unwind in the evening. The low HOA fee includes water, sewer, garbage collection, and access to an impressive array of resort-style amenities. Residents enjoy a welcoming clubhouse with planned social activities, a sparkling community pool, screened hot tub, covered professional-grade shuffleboard courts, tennis and pickleball courts, horseshoe pits, and a recreation center featuring pool tables, fitness equipment, and a sauna. Outdoor enthusiasts will appreciate boating and fishing on beautiful Saddlebag Lake, relaxing on the community beach, or reserving the beach house for private gatherings. The pet-friendly community also features a dedicated dog park conveniently located near the driving range. Additional conveniences include an on-site post office and library. If you're looking for an active, carefree Florida lifestyle in a vibrant waterfront community, this exceptional home checks all the boxes. Schedule your private showing today—this exceptional home won't last long, and you won't want to miss the opportunity to make it yours!

Estimated monthly payment

Principal & interest$910
Property taxes$174
Home insurance (est.)$82
HOA dues$227

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jul 16, 2026
  2. Listed$179,900
    Jul 16, 2026
  3. Price increased$179,900

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
1
Cumulative DOM
182
Subdivision
Saddlebag Lake
County
Polk
Year built
2005
Living area
864 sq ft
Price/sq ft
$208
Building area
1,152 sq ft (Public Records)
Lot size
4,500 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Annual taxes
$2,084 (2025)
Parcel #
28-30-01-939010-004280
Zoning
PUD
MLS #
P4939315

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile, Laminate
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat
Laundry
Inside, Laundry Closet
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Attached garage
No
Carport
Yes

HOA & Financial

HOA fee
$680 / Quarterly
Monthly HOA
$227/mo
Total monthly fees
$227/mo
Total annual fees
$2,720
HOA name
Tanisha Schroeder
CDD
No
Min lease term
1-7 Days
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
At least one tenant must be 55 or older. No children are allowed to live here, but they may visit. Buyer/Buyer's agent to verify all rules and restrictions with the HOA.

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Vinyl Siding
Roof
Shingle
Foundation
Crawlspace
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Private Sewer
Water source
Private
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Breed Restrictions, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst8x12
Dining RoomFirst6x8
Living RoomFirst12x16
Primary BedroomFirst10x11
Bedroom 2First9x11
Bonus RoomFirst10x11

Listing Details

Listing date
2026-07-16
On market date
2026-07-16
Original list price
$179,900
Occupant type
Vacant
MLS area
33898 - Lake Wales
Listing AOR
Osceola
Status changed
2026-07-16
Tax legal description
SADDLEBAG LAKE UNIT #1 PB 56 PGS 3/4 BLK 4 LOT 28

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Hwy. 60 to Saddlebag Lake Rd turn left. Follow to the parking lot, get out of your vehicle and ring the call button, someone will answer you. Tell them who you are and where you are going, they will let you through the gate remotely. The home will be on the left.

Property sale history

Public records

12 SADDLEBAG TRL, LAKE WALES 33898

  • Mar 2025$200,000

864 sq ft · Built 2005 · 0.1033 acres

Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 17, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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