$179,900
12 Saddlebag Trail
Lake Wales, FL 33898
Listing updated: July 17, 2026 at 6:48 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
Located in the highly sought-after 55+ gated community of Saddlebag Lake Resort, this beautifully maintained Jacobsen 2-bedroom, 2-bath manufactured home is being offered fully furnished and is ready for you to enjoy from day one. Designed for both comfort and convenience, the home features attractive Pergo laminate flooring throughout the main living areas, offering style and easy maintenance. For added peace of mind, a whole-house generator powered by either gas or propane ensures reliable backup power during any weather. The well-appointed kitchen is equipped with a full suite of stainless-steel appliances, including a glass-top range, double-door refrigerator with ice maker and water dispenser, dishwasher, and microwave. Adjacent to the kitchen, the dining area features a table and chairs and a built-in cabinet, adding both character and convenient storage. One of the home's standout features is the spacious bonus room at the rear, providing the perfect space for a home office, craft room, hobby area, or additional living space. Outside, you'll find even more to love. A two-car carport offers ample covered parking, while a full-length covered walkway with durable composite decking leads to a relaxing, screened porch overlooking the backyard—an ideal spot to enjoy your morning coffee or unwind in the evening. Outside, you'll find even more to love. A two-car carport offers ample covered parking, while a full-length covered walkway with durable composite decking leads to a relaxing screened porch overlooking the backyard—an ideal spot to enjoy your morning coffee or unwind in the evening. The low HOA fee includes water, sewer, garbage collection, and access to an impressive array of resort-style amenities. Residents enjoy a welcoming clubhouse with planned social activities, a sparkling community pool, screened hot tub, covered professional-grade shuffleboard courts, tennis and pickleball courts, horseshoe pits, and a recreation center featuring pool tables, fitness equipment, and a sauna. Outdoor enthusiasts will appreciate boating and fishing on beautiful Saddlebag Lake, relaxing on the community beach, or reserving the beach house for private gatherings. The pet-friendly community also features a dedicated dog park conveniently located near the driving range. Additional conveniences include an on-site post office and library. If you're looking for an active, carefree Florida lifestyle in a vibrant waterfront community, this exceptional home checks all the boxes. Schedule your private showing today—this exceptional home won't last long, and you won't want to miss the opportunity to make it yours!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJul 16, 2026
- Listed$179,900Jul 16, 2026
- Price increased$179,900
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 1
- Cumulative DOM
- 182
- Subdivision
- Saddlebag Lake
- County
- Polk
- Year built
- 2005
- Living area
- 864 sq ft
- Price/sq ft
- $208
- Building area
- 1,152 sq ft (Public Records)
- Lot size
- 4,500 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Annual taxes
- $2,084 (2025)
- Parcel #
- 28-30-01-939010-004280
- Zoning
- PUD
- MLS #
- P4939315
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Attached garage
- No
- Carport
- Yes
HOA & Financial
- HOA fee
- $680 / Quarterly
- Monthly HOA
- $227/mo
- Total monthly fees
- $227/mo
- Total annual fees
- $2,720
- HOA name
- Tanisha Schroeder
- CDD
- No
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- At least one tenant must be 55 or older. No children are allowed to live here, but they may visit. Buyer/Buyer's agent to verify all rules and restrictions with the HOA.
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Vinyl Siding
- Roof
- Shingle
- Foundation
- Crawlspace
- Water access
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Private Sewer
- Water source
- Private
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Breed Restrictions, Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 8x12 |
| Dining Room | First | 6x8 |
| Living Room | First | 12x16 |
| Primary Bedroom | First | 10x11 |
| Bedroom 2 | First | 9x11 |
| Bonus Room | First | 10x11 |
Listing Details
- Listing date
- 2026-07-16
- On market date
- 2026-07-16
- Original list price
- $179,900
- Occupant type
- Vacant
- MLS area
- 33898 - Lake Wales
- Listing AOR
- Osceola
- Status changed
- 2026-07-16
- Tax legal description
- SADDLEBAG LAKE UNIT #1 PB 56 PGS 3/4 BLK 4 LOT 28
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Hwy. 60 to Saddlebag Lake Rd turn left. Follow to the parking lot, get out of your vehicle and ring the call button, someone will answer you. Tell them who you are and where you are going, they will let you through the gate remotely. The home will be on the left.
Property sale history
Public records12 SADDLEBAG TRL, LAKE WALES 33898
- Mar 2025$200,000
864 sq ft · Built 2005 · 0.1033 acres
Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 17, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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