$319,000
39 Pepper Lane
Palm Coast, FL 32164
Listing updated: October 1, 2026 at 5:41 PM ET
Listing courtesy of Grand Living Realty · Corinne Wallsten · MLS #FC321459 · Active · 386-447-0800Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
39 Pepper Ln, Palm Coast, FL is a well-maintained home in Palm Coast’s southwest quadrant offering convenient access to Belle Terre Pkwy, SR 100, I-95, shopping, medical services, and the area’s extensive paved walking and biking trails. The home features 1,787 heated square feet and 2,575 total square feet, including a 270 sq ft screened porch for outdoor living and a covered front entry. A 21x23 two-car garage adds valuable space for parking, storage, or a workshop area, along with a private laundry/service access area. Roof 2023, HVAC 2022, complete house Water filtration system installed, valued over $6,000. Both bathrooms have been beautifully updated with current finishes, including a primary bath with an overhead rain shower, porcelain flooring, and a marble double-sink vanity. The home offers a split-bedroom layout that provides privacy for larger households, with bedrooms and full baths positioned on opposite sides of the home. High ceilings and natural light enhance the open feel throughout. Two sliding doors, one from the primary bedroom and one from the kitchen — open to the screened lanai, creating easy indoor-outdoor flow. The backyard offers a quiet setting with mature trees surrounding the rear of the property, adding a sense of privacy and leaving room for future landscaping or a pool, if desired. Flood Zone X means no lender-required flood insurance. City water and city sewer are in place. Flagler Beach and the Atlantic Ocean are approximately 20 minutes east, with St. Augustine about 35 minutes and Daytona Beach about 40 minutes away. All information deemed reliable but not guaranteed. Buyer and buyer’s agent to verify all measurements, taxes, and property details. Taxes shown reflect the current owner’s homestead exemption and will reset upon transfer.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveSep 30, 2026
- Listed$319,000Sep 30, 2026
- Price increased$319,000
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Southwest Quadrant Ph 01-04
- County
- Flagler
- Year built
- 1993
- Living area
- 1,787 sq ft
- Price/sq ft
- $179
- Building area
- 2,575 sq ft (Public Records)
- Lot size
- 10,672 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12035C0136E)
- Garage
- 2 spaces
- Annual taxes
- $2,186 (2025)
- Parcel #
- 07-11-31-7025-00330-0060
- Zoning
- SFR-2
- MLS #
- FC321459
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Concrete, Vinyl
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Filtration System
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener, Other
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public, Well
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Well, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Bathroom 1 | First | |
| Bathroom 2 | First | |
| Balcony/Porch/Lanai | First | |
| Family Room | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-09-15
- On market date
- 2026-09-30
- Original list price
- $319,000
- Occupant type
- Owner
- MLS area
- 32164 - Palm Coast
- Listing AOR
- Flagler
- Status changed
- 2026-09-30
- Tax legal description
- PC SEC 25 BLK 33 LT 6 OR 97 PG 15 OR 204 PG 887-888 (DC-ACM)OR 343 PG 698 OR 494 PG 1835 OR 747 PG 1317-GEORGE A NOWAK PR OR 834 PG 1457 OR 1599 PG 671-DC-EUGENIA OR 1642/1307 OR 1671/1654 OR 2313/877
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Fom I-95, take Exit 284 and head east on State Road 100 (Moody Blvd). Turn left onto Belle Terre Pkwy. Turn left onto Pine Grove Dr. Turn right onto Pepper Ln Home is on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 1, 2026 at 5:41 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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